FAQs about property insurance

The building must have been built after 1960 and its minimum construction value must be:

• €1,000-€1,250 per square metre 
  
• Up to €1,450 per square metre for very good quality construction
  

For conventional construction buildings:

• The frame and roof must be constructed of reinforced concrete.
  
• The internal and external walls must be constructed of brick.
  

For composite construction buildings made with non-combustible materials:

• The external walls must be partly constructed of brick, stone or concrete, and partly with iron, wood or other materials. 
• The surface of the walls constructed of brick, stone or concrete must occupy over 50% of the total surface area.
  
• The roof must be constructed of non-combustible materials.

No. The owner of the building is responsible for its insurance coverage. 

However, you are required to insure:

• Moveable equipment (machinery, tools, computers, etc.).
  
• Merchandise and raw materials.
  
• Products in storage.
  
• Business vehicles, provided they are not covered under another policy.
  
• Building improvements made with own funds.

Yes. You can send a request by registered mail to Generali.

Within 30 days, the premium corresponding to the period from the moment you cancel your policy to the time it expires is returned, provided you have not used the insurance.

There are no specific countries that are excluded.

Requests are assessed on a case-by-case basis and Generali performs checks before the insurance is taken out.

There are no specific cargoes that are excluded.

Requests are assessed on a case-by-case basis and Generali performs checks before the insurance is taken out.