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Digital banking

500 business sight account

Open a business sight account with an overdraft option for your day-to-day business needs and unexpected expenses.
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For all your business needs

Overdraft option
For any day-to-day or unexpected business expenses that may arise.
Linked to business card
Transactions in Greece and abroad with selected cards.
Chequebook issued online
Through your digital banking, in your business name.

Discover the features

Find out all the features of the 500 business sight account.

What is the interest rate and what are the fees

0% interest rate

The interest rate for the business account is 0%.

Have a look at the deposit and loan interest rates.

€5 fee a month

You pay €5 a month for your business account. The fee is charged automatically to your account in the 2nd fortnight of each month. So make sure there is sufficient balance in it.

 
Tip: If you link your account to 1 of the 2 Business Benefit, transaction packages, you don’t pay a monthly fee, while you also save on fees for basic transactions you carry out for your business.

Have a look at the commissions and other charges.

What you get

Overdraft option

You can overdraw your account to meet any day-to-day or unexpected business expenses.

The overdraft interest rate is floating:

currently 7.89% with a minimum lending rate (MLR) + 0%-3.25% margin + 0.60% or 0.12% (for registered farmers) Law 128/1975 levy.

Interest is calculated every 3 or 6 months, according to the agreement you sign.

Option to withdraw from cheque hold funds

When you deposit a cheque from another bank into your account, the amount is available for withdrawal in 3 business days.

Depending on your activity and your relationship with us, we may approve a limit for withdrawal from cheque hold funds (unclear limit). In this case, you can make a withdrawal as soon as the cheque is deposited. This limit serves as a loan, against your customers’ cheques.

Chequebooks

You get a chequebook in your business name, for added convenience in your transactions. Apply for a chequebook online in a flash, through your business web banking.

Free e-statements

Every month you can view an e-statement, i.e. an electronic copy of your account activity, on your business digital banking. You are notified by email when a new e-statement is issued, free of charge. Through digital banking you can access the e-statements for the last 18 months.

 
Tip: If you want, you may save them as pdf files on your computer and create your own digital archive.

Free standing orders

Set up standing orders free of charge for money transfers and payments, to transfer a specific amount to a specific account or make a specific payment every month.

Free online bulk transfers and payments

Carry out bulk transfers and payments free of charge from your 500 sight account any time you want.

How it makes banking easier

Linked to business cards

To shop and withdraw cash in Greece and abroad, link your 500 business sight account to the:

Complete control, wherever you are

Bank on the go and gain complete control over your account from your computer through business web banking or over the phone through business phone banking.

  • Keep track of your account balance and activity.
  • View and manage your account details.
  • Make payments and transfers.

Electronic trade and international transactions

  • Give your customers the option to pay at your e-shop by card or through their bank account with Nexi XPay.
  • Carry out international transactions, such as simple imports and exports or letters of guarantee, online, through Web International Trade.

How you bank securely

Notifications in real time

With alerts for businesses you are notified free of charge of any transactions and any activity through your business digital banking, in real time, by email or Viber / text message.

Protection with strong customer authentication

In addition, through strong customer authentication with the 6-digit verification code you receive with Viber / text message, we safeguard the transactions you carry out through business web banking.

What you need to open a 500 business sight account

Have a look at the conditions for opening a 500 business sight account

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
Book an appointment

No digital banking?

Get business credentials

For freelancers or companies with 1 representative

Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.

Sign up to business digital banking Sign up to business digital banking

Get personal credentials

If you haven’t already signed up

Get personal digital banking credentials in a flash through your mobile or computer.

Sign up to personal digital banking Sign up to personal digital banking

Explore other options

Find other products or services that may interest you.

From €30,000

Online business term deposit

505 sight account

For transactions in foreign currency

Nexi XPay

Online payment platform

Any questions?

Find the answers you need about the 500 business sight account.

What type of business do I have to have to open a business sight account?

A sole proprietorship or a company of any legal form.

How can I view my business account activity through my business digital banking?

  1. Log into business web banking with the digital banking credentials of your business.
  2. On the home screen (Overview) locate the account you want and click on the 3 horizontal lines on the right.
  3. Choose “Balance / Statements”.
  4. Choose or set the time period you want through the “From” and “To” fields.

Can I apply for a chequebook online?

Yes, from your computer:

  1. Log into business web banking with the digital banking credentials of your business.
  2. On the home screen (Overview) choose “Accounts” from the top menu.
  3. Choose: Chequebooks > New application.
  4. Locate the account you want from the drop-down list. It must be in euro, not in foreign currency. Then, enter the number of chequebooks you want to issue.
  5. Choose between 10 or 25 cheques per chequebook and click on “Continue”.
  6. Check that the delivery address is correct and click on “Continue”. If your business head office address is incorrect or if you don’t want us to send the chequebook there, you can collect it from one of our branches. In this case, click on the link above the “Continue” option, choose a branch and continue with step 9.
  7. Check your details and, if they are correct click on “Continue”.
  8. Read and download the chequebook issuing terms (only in Greek) and click on “Continue”.
  9. Check your details, accept the terms and find out about the processing of your personal data.
  10. Click on “Confirm” to complete your application.

You may monitor the progress of your application by choosing: Accounts > Chequebooks > All applications.

Once we evaluate and approve your application, we issue the chequebook. To pick it up:

  • If you have chosen delivery to the head office, the courier company we work with will contact you to deliver it to your head office. 
  • If you have chosen collection from branch, we will contact you, so that you can collect it from the branch you chose.

The fee is based on the Alpha Bank price list and your agreement with the bank, and it is charged to your account.

Open a 500 business sight account

Book an appointment to visit a branch near you and open a sight account for your day-to-day business transactions.
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