Why take out a loan from State or European bodies

  • To get more favourable terms

    Secure lower interest rate, guarantees or risk sharing that make financing more affordable.
  • To boost competitiveness

    Finance your plans to upgrade and grow your business or boost your liquidity to take the next step for your business.

What you need to know about development programmes

Find out what you need to know to apply for financing from State or European bodies.

Conditions

To apply for financing, you need to meet the criteria set out by each body.

Documents

You must bring to the branch the documents required for the financing you are applying for.

You will also need the necessary supporting documents, if you:

Find the right programme 

Before you apply for financing, you need to consider whether:

  • Your business meets the eligibility criteria – Do the size, industry and legal form of your business align with the programme you are interested in? Does your business meet the conditions for financing?
  • Your business structure supports it – Do the shareholding structure, management and articles of association of your business allow for this financing? Are there any legal restrictions or pending issues?
  • Your business can meet the commitments of the body – Can your business meet tight deadlines, audits and reports without risk?
  • The terms match your long-term planning – Does the loan support the strategy of your business or does it hinder it?

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.

Boost the competitive edge of your business

Schedule an appointment at a branch near you to get financing from State or European bodies for your business.