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Digital banking

For your first business steps

Every business starts with an idea, a vision, a passion. We stand by you to support you with practical tools, solutions and advice, so that your new beginning is well founded.

A new business is born

To bring your idea to life, your business needs to acquire legal status. Consider whether it is better for you to own a sole proprietorship, General Partnership (OE), Limited Liability Company (LTD), Limited Partnership (EE), Private Company (PC) or Société Anonyme (SA). Each form has different advantages. Contact accountants or tax consultants to find out the differences and choose the form that best meets your needs.

Once your business has been founded, you’ll also need a business account. Before choosing your main bank, check out the solutions they offer and how streamlined the processes are. You can open a new account with Alpha Bank even online, and get digital banking credentials and a debit card right away.

Through a structured approach and access to financing

The path to progress requires planning, commitment and the right financing.

Strategy and business plan

To achieve success, you need to be strategic and organised. Draft a business plan outlining:

  • Your goals, both short- and long-term.
  • Your target audience.
  • The intricacies of your sector and how you stand out.
  • The startup costs required.
  • Your expected revenue and the timeframe to recoup your investment
  • Your operating expenses. 

We stand by you every step of the way with banking advisory. We build your business profile together, analyse the market and recommend solutions that lead to progress on your journey.

Financing and liquidity

Need special equipment or costly works before you start? How are you going to cover running expenses until you start collecting?

You may cover the initial cost in full or in part with own funds. Alternatively, you can contact a bank to get: 

You may also check whether you meet the conditions for development programmes that promote entrepreneurship.

With the right business plan it is easy to determine your needs and the way to repay any loan.

By ensuring smooth daily operations

So that every day brings you closer to your goal.

Keep track wherever you are

Make the most of the online tools offered by banks to have control over your finances from your place of business or anywhere else.

Through our digital banking, you can carry out secure transactions, get products online and stay updated from your computer or mobile.

Organisation based on your needs

Depending on the nature of your business, you need to choose the right tools to organise your payment collections, such as:

  • POS terminals to accept card payments.
  • IRIS payments for direct money transfers from a mobile.
  • Cash management solutions if you receive many payments in cash.

We are here for you with a comprehensive range of products and services for payment collections, and help you choose those best suited to your business.

Ease and flexibility

Keeping track of and promptly settling obligations to the state, partners, suppliers and other creditors is key to a company’s progress.

We help you put your obligations in order, with solutions and tools for payments and transfers that allow you to carry out one-off or bulk transactions online and pay your staff payroll in a flash.

You can also make your daily transactions easier by using business cards.

Protect whatever matters

Keep your business safe from the start. Unexpected things may always happen. This is why it is best to be prepared.

Depending on your business, you may need different types of insurance, such as insurance for your equipment, facilities and staff, or civil liability insurance.

You may also take out trade credit insurance to ensure repayment of your receivables and protect the cash flow of your business.

We offer different business insurance plans to choose the one best suited to your business.

Your starting pack

Find all the available solutions that make your first business steps easier.

Letters of credit

Smooth and consistent international trade transactions

International trade e-services

International transactions from your computer

Export letter of credit discounting

Instant liquidity and guaranteed payment

Open Horizon credit facility

Liquidity for your international trade transactions

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
Book an appointment