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Digital banking

Smart Save business sight account

Open a sight business account and carry out your day-to-day business transactions free of charge
Book an appointment

Flexibility in day-to-day business

Free online transactions
Through digital banking, with business cards or by standing order.
New business card
Withdraw cash and shop in Greece and abroad with a business debit card.
Overdraft option
For any unexpected business expenses that may arise.

Discover the features

Find out all the features of the Smart Save business sight account.

What is the interest rate and what are the fees

0% interest rate

The interest rate for the business account is 0%.

Have a look at the deposit and loan interest rates.

€5 fee a month

You pay €5 a month for your business account. The fee is charged automatically to your account in the 2nd fortnight of each month. So make sure there is sufficient balance in it.

 
Tip: If you link your account to 1 of the 2 Business Benefit, transaction packages, you don’t pay a monthly fee, while you also save on fees for basic transactions you carry out for your business.

Have a look at the commissions and other charges.

What you get

Overdraft option

You can overdraw your account up to €20,000 to meet any unexpected business expenses.

The overdraft interest rate is floating:

7.89% today with a minimum lending rate (MLR) + 3.25% margin + 0.60% or 0.12% (for registered farmers) Law 128/1975 levy.

Interest is calculated on a quarterly basis.

Free transactions, online or with cards

You can carry out transactions, at no charge:

  • Through your business digital banking or phone banking (e.g.outgoing transfers, payroll)
  • With Alpha Bank business debit and credit cards
  • By standing order

Incoming transfers free of charge or at 50% discount

Incoming transfers are:

  • Free up to €50,000
  • At a 50% discount over €50,000

Up to 50% off on selected transactions

With the Smart Save business sight account you get:

Chequebooks

Each year you get the 1st chequebook in your business name for free and have a 35% discount on any additional ones issued.

Apply for a chequebook online in a flash, through your business web banking.

Free e-statements

Every month you can view an e-statement, i.e. an electronic copy of your account activity, on your business digital banking. You are notified by email when a new e-statement is issued, free of charge. Through digital banking you can access the e-statements for the last 18 months.

 
Tip: If you want, you may save them as pdf files on your computer and create your own digital archive. 

How it makes banking easier

Linked to a business debit card

For shopping and cash withdrawals in Greece and abroad, link your Smart Save business sight account to your Enter Visa Business debit card.

Complete control, wherever you are

Bank on the go and gain complete control over your account from your computer through business web banking or over the phone through business phone banking:

  • Keep track of your account balance and activity.
  • View and manage your account details.
  • Make payments and transfers.

How you bank securely

Notifications in real time

With alerts for businesses you are notified free of charge of any transactions and any activity through your business digital banking, in real time, by email or Viber / text message.

Protection with strong customer authentication

In addition, through strong customer authentication with the 6-digit verification code you receive with Viber / text message, we safeguard the transactions you carry out through business web banking.

What you need to open a Smart Save account

Have a look at the conditions for opening a Smart Save business sight account.

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
Book an appointment

No digital banking?

Get business credentials

For freelancers or companies with 1 representative

Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.

Sign up to business digital banking Sign up to business digital banking

Get personal credentials

If you haven’t already signed up

Get personal digital banking credentials in a flash through your mobile or computer.

Sign up to personal digital banking Sign up to personal digital banking

Explore other options

Find other products or services that may interest you.

505 sight account

For transactions in foreign currency

Gold or Silver Alpha Bank Visa Business

Business credit cards

From €30,000

Online business term deposit

Any questions?

Find the answers you need about the Smart Save business sight account.

How can I add accounts to my business digital banking profile?

  1. Log into business web banking with the digital banking credentials of your business.
  2. On the home page (Overview), choose “Accounts”.
  3. Click on the gear icon on the right.
  4. Choose the “Alpha Bank”, “Other banks in Greece” or “Other banks abroad” tab, depending on the account you want to add. 
  5. Choose “Add account” from the top right.
  6. Enter the remaining details to complete the process.

How do I print proof of IBAN for my business account through my business web banking?

  1. Log into business web banking with the digital banking credentials of your business.
  2. On the home page (Overview), choose “Accounts”.
  3. Find the account you want.
  4. On the “Account Actions” menu on the right, choose “Print IBAN”.
  5. Print your certificate.

Can I apply for a chequebook online?

Yes, from your computer:

  1. Log into business web banking with the digital banking credentials of your business.
  2. On the home screen (Overview) choose “Accounts” from the top menu.
  3. Choose: Chequebooks > New application.
  4. Locate the account you want from the drop-down list. It must be in euro, not in foreign currency. Then, enter the number of chequebooks you want to issue.
  5. Choose between 10 or 25 cheques per chequebook and click on “Continue”.
  6. Check that the delivery address is correct and click on “Continue”. If your business head office address is incorrect or if you don’t want us to send the chequebook there, you can collect it from one of our branches. In this case, click on the link above the “Continue” option, choose a branch and continue with step 9.
  7. Check your details and, if they are correct click on “Continue”.
  8. Read and download the chequebook issuing terms (only in Greek) and click on “Continue”.
  9. Check your details, accept the terms and find out about the processing of your personal data.
  10. Click on “Confirm” to complete your application.

You may monitor the progress of your application by choosing: Accounts > Chequebooks > All applications.

Once we evaluate and approve your application, we issue the chequebook. To pick it up:

  • If you have chosen delivery to the head office, the courier company we work with will contact you to deliver it to your head office. 
  • If you have chosen collection from branch, we will contact you, so that you can collect it from the branch you chose.

The fee is based on the Alpha Bank price list and your agreement with the bank, and it is charged to your account.

Open a Smart Save business sight account

Book an appointment to visit a branch near you and open a business sight account.
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