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Equipment and vehicle leasing

Get professional vehicles, machinery or equipment for your business with leasing, without affecting your liquidity, backed by Alpha Leasing.
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Invest without committing funds

Liquidity boost
Get the equipment you need at a cash price and repay it gradually through the lease instalments.
VAT financing
Cover up to 100% of the acquisition cost, including VAT, with leasing.
Right to buy back the equipment
Get full ownership of the equipment at the end of the lease or if you prepay the entire amount.

Discover the features

Find out the features of equipment leasing.

What are the lease amount and term

Based on the value of the equipment

There is no maximum or minimum amount in Alpha Leasing financing. We assess and approve your application based on:

  • Your business profile.
  • The value of the equipment you wish to buy.
  • The lease term.
  • The initial lease payment, i.e. the amount your business contributes to the cost of the investment.
  • Any other collateral.

With VAT financing

Through leasing you also finance the VAT corresponding to the equipment you want to get. This way you repay the VAT gradually through the lease instalments.

If you import the equipment, you pay no VAT.

What’s the interest rate

Floating rate 

We apply a floating rate based on the Euribor 3M + spread throughout the term of the lease.

To protect your business against interest rate fluctuations, you may choose an interest rate swap.

Law 128/1975 levy exempt

Leasing financing is exempt from the Law 128/1975 levy.

What are the lease term and repayment method

From 3 years

The minimum repayment term for equipment leasing is 3 years. The maximum term is based on the useful life of your equipment:

  • 3-7 years for equipment
  • 3-5 years for passenger vehicles
  • 3-7 years for professional vehicles
  • 5-10 years for helicopters and aircraft

You can repay the lease early, before the first 3 years.

With monthly or 3-monthly lease instalments

You can adapt your lease payments according to your business needs and cash flow every 1 or 3 months.

Choose whether you want to pay the instalments:

Calculate your instalment based on the features of your agreement.

Equipment ownership at the end of the lease

At the end of the lease, you pay Alpha Leasing a token pre-agreed amount to transfer the ownership of the leased professional equipment or vehicle to your business.

Up to that point the equipment remains the property of Alpha Leasing, which grants you the right to use it.

What are the other fees

For the processing fee

You pay a one-off management fee up to 1% of the net lease value (+VAT), from your business sight account.

Third-party fees

Apart from the fees to Alpha Bank, you also pay:

  • Notary fee
  • Fee for budget cost verification or equipment appraisal, if the equipment is used
  • Insurance, vehicle registration and other maintenance fees

Mandatory asset insurance

You insure the fixed assets you get throughout the lease term. Alpha Leasing is the insurance beneficiary.

 

What options we offer

Have a look at your leasing options for new or used equipment and find out what they can do for your business.

Vehicles

  • Passenger vehicles for corporate use
  • Professional vehicles, such as school buses, coaches
  • Trucks, semi-trucks and tractors with or without trailers

Machinery and equipment

  • Project machinery, such as lifts, cranes or earthmoving equipment
  • Factory production lines
  • Infrastructure equipment
  • Hospital, clinic or pharmacy equipment

Have a look at what equipment you cannot get with leasing.

Buy at a cash price

The supplier receives the entire amount right from the start, so you can secure a better price.

Liquidity boost

You pay the equipment cost gradually through the lease instalments, even the VAT. This way you maintain the liquidity of your business.

Inclusion in the Development Law

If your business meets the conditions, you can use leasing to buy your new equipment through the Development Law.  

Backed by Alpha Leasing

Operating for more than 35 years in the market, Alpha Leasing has extensive experience in financial leasing. 

It offers modern and customised leasing solutions to businesses and professionals across Greece who wish to buy business premises, equipment or vehicles. This way it systematically supports entrepreneurship and financial growth.

Find out about Alpha Leasing

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Business insurance to cover everything

Any questions?

Find the answers you need about equipment leasing.

What costs are not covered by the equipment leasing agreement?

After signing the equipment leasing agreement, you undertake the costs of:

  • Maintenance
  • Replacement in case of theft or damage
  • Spare parts
  • Taxes, vehicle registration fees or vehicle registration certificate, in the case of vehicles.

What are the types of equipment I cannot get with leasing?

Alpha Leasing does not finance:

  • Works and maintenance
  • Service provision
  • Licenses and software
  • Fixed equipment
View all the FAQs

Get professional equipment through leasing

Book an appointment at a branch near you and take advantage of equipment leasing benefits.
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