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Digital banking

Notice term deposit

Make the most of your business cash starting from €100,000 and secure high returns with an option for early withdrawal with notice.
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Deposit with a notice period

With 31-day notice
You notify us 31 days earlier than the date you wish to withdraw your funds.
From 3 to 12 months
Adjust the term of your deposit according to your needs.
Interest at maturity
We set the interest rate according to the initial deposit and term, and pay the interest at maturity.

Discover the features

Find out all the features of the term deposit.

What’s the return

Based on the deposit amount and term

We set the interest rate depending on your initial deposit amount and the term you choose for your notice term deposit.

The interest rate remains fixed over the entire term of the deposit.

Interest at maturity

You receive the interest at the maturity of the term deposit, along with your initial deposit, on your linked account.

 

Before paying interest, we deduct the tax amount, which currently stands at 15%. If the interest payment maturity date falls on a non-business day, you receive the interest on the next business day.

What are the amount and term

From €100,000

Open a notice term deposit in euro, with an initial deposit starting from €100,000.

From 3 to 12 months

Set the term of your notice term deposit between 3 and 12 months. It must be a whole number of months.

The term deposit is not renewed automatically.

How it makes banking easier

Early partial or full withdrawal

To make an early partial or full withdrawal of your term deposit, you must notify us 31 days in advance of the date you want the money to be transferred, by applying at a branch near you.

 
Tip: If the 31st day falls on a non-business day, we transfer the amount to the account you’ve linked to the term deposit on the next business day.

If you make an early withdrawal, you will be charged with an early withdrawal penalty.

This penalty cannot exceed the amount of interest on the principal that has already been paid.

What you need to open a term deposit

Have a look at the conditions for opening a notice term deposit for your business.

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
Book an appointment

No digital banking?

Get business credentials

For freelancers or companies with 1 representative

Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.

Sign up to business digital banking Sign up to business digital banking

Get personal credentials

If you haven’t already signed up

Get personal digital banking credentials in a flash through your mobile or computer.

Sign up to personal digital banking Sign up to personal digital banking

Explore other options

Find other products that may interest you.

From €30,000

Online business term deposit

On your terms

Negotiable term deposit

500 sight account

Day-to-day transactions

Any questions?

Find the answers you need about the notice term deposit.

I want to withdraw my term deposit early. How do I apply?

Book an appointment to visit a branch near you.

What type of business do I have to have to open a business sight account?

A sole proprietorship or a company of any legal form.

Can I open a business account online?

Yes. Provided your business:

  1. Has just 1 legal representative who already banks with Alpha Bank as an individual and has digital banking credentials.
  2. Is of the legal form Société Anonyme (SA), General Partnership (OE), Private Company (PC), Limited Partnership (EE) or Limited Liability Company (LTD).
  3. Is registered and taxed in Greece.

If your business does not meet these conditions, book an appointment at a branch near you.

View all the FAQs

Make the most of your business cash

Book an appointment today and open a notice term deposit.
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