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Digital banking

Business term deposits

Make the most of your business funds with a term deposit and secure high returns.
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Why invest in a term deposit

  • To make the most of your funds

    Invest business funds you don’t need immediately, so your money doesn’t sit idle.

  • To get stable and predictable returns

    Secure consistent returns for a set period with low risk for your business.

What you need to know about term deposits

Find out what you should know before opening a term deposit for your business.

Find the right term deposit

Before you apply for a term deposit, ask yourself:

  • What is your time horizon – Choose a term deposit that fits your business plans. How long do you intend to keep your funds locked up?
  • How much are you planning to invest – Term deposit returns depend on the term and the initial deposit. How much money can you invest without affecting your business cash flow?
  • What are your cash flow needs – Make sure you will have access to funds when you need them. Is early withdrawal an option and, if so, at what cost?
  • When do you want to collect interest – Choose between collecting interest at maturity or at regular intervals. Which option works best for your business?

Find the term deposit that’s best for your business

Choose the term deposit that best meets the needs of your business.

Online term deposit

From €30,000 minimum initial deposit, with online management.

Notice Term Deposit

From €100,000, with early withdrawal from 3 to 12 months. 

Negotiable term deposit

From €20,000 or the equivalent in foreign currency, with negotiable interest rate.

Find useful documents

Download the documents concerning all the term deposits.

Payment guarantee (in Greek)

FAQs about the payment guarantee (in Greek)

Interest rates

Business cooperation framework (in Greek)

Need help?

We’ve put together useful information to find whatever you may need.

With questions about term deposits

Look through the FAQs about term deposits and find all the answers you need.
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With questions about digital banking options

Look through the FAQs about digital banking options and find out how they can work for you.
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With questions about online products

Look through the FAQs about online products and find everything you need.
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New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.
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For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.
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For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
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No digital banking?

Get business credentials

For freelancers or companies with 1 representative

Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.

Sign up to business digital banking Sign up to business digital banking

Get personal credentials

If you haven’t already signed up

Get personal digital banking credentials in a flash through your mobile or computer.

Sign up to personal digital banking Sign up to personal digital banking

Does your business have 2+ legal representatives?

Schedule an appointment at a branch near you to start banking with us or to sign up to business e-Banking.
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