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Digital banking

Working capital

Get access to working capital and secure liquidity for any business activity.
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Why you should secure working capital

  • To boost your liquidity

    Cover the cash gap that arises when you have to pay off your liabilities before collecting your receivables.

  • To meet your day-to-day operating needs

    Pay salaries, suppliers and running expenses without delay.

What you need to know about working capital

Find out what you should keep in mind before securing working capital for your business.

Conditions

To apply for working capital, you must:

 

Documents

You’ll need some documents depending on the working capital you choose.

You’ll also need the supporting documents to start banking with us or to update your details, if you

Find the right type of financing

Before you apply for working capital, ask yourself:

  • How much do you need – How much is your working capital gap? Do you need an extra limit to feel secure in emergencies? 
  • What needs do you wish to meet – Do you have short-term needs, such as buying goods or paying suppliers? Do you want to finance medium-term needs or expand your import and export activities? 
  • What is your time horizon – When do you expect to collect your receivables? Do you prefer a fixed or an open-ended term with the option for revolving credit? 
  • How will you repay it – Which repayment method best meets your needs? Instalments, lump sum or pledged receivables?
Based on your needs

Find the right financing solution

Choose the working capital that best meets your business needs.
Through POS
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POS liquidity

POS credit facility
Credit facility

Discounting interest-free POS instalments
POS Instant Financing

Instant access to working capital
For imports and exports
SELECT TILES HERE
Open Horizon

Facility for imports / exports
For the domestic and international market

Factoring and forfaiting

Secure liquidity for your industry

Find out how to get financing with programmes specially designed for you.

If you operate in farming

Through the contract farming programme you secure financing for the entire chain, from primary agricultural and livestock production to processing and export of products.

Discover the programme

If you own a private daycare centre

With the pre-schooling social loan, you get financing for a private nursery or daycare centre that is a member of POSIPS and repay it using vouchers issued by the ΕΕΤΑΑ.
Discover the social loan

Find useful documents

Download financing-related documents.

Deposit and loan interest rates

Commissions and other charges

Environmental and social risk management

Already secured working capital?

Find services that will make your business banking easier if you have already secured working capital.

e-statements

View your monthly statements.

Documents and requests

Complete tasks from your computer.

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
Book an appointment

No digital banking?

Get business credentials

For freelancers or companies with 1 representative

Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.

Sign up to business digital banking Sign up to business digital banking

Get personal credentials

If you haven’t already signed up

Get personal digital banking credentials in a flash through your mobile or computer.

Sign up to personal digital banking Sign up to personal digital banking

Ensure your business runs smoothly

Book an appointment to visit a branch near you and secure liquidity for your business.
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