GR EN
Digital banking

Liability insurance for small businesses

Get coverage for bodily injuries and material damages to third parties or your employees with the plan we’ve designed with Generali.
Book an appointment

For coverage against liability claims

General and employer civil liability
Get civil liability insurance against injuries to your personnel and third parties.
Extensions at no extra cost
Add extensions to your policy to tailor the insurance plan to your needs.
Discount on premium
Earn a discount on your premium when you pay with a Bonus card and redeem Bonus points.
Legal compliance
If you own short-term rentals, you meet the requirement for mandatory civil liability insurance.

Alpha Bank SA, in addition to its status as a credit institution, also acts as an insurance intermediary. Find out more about Alpha Bank's intermediation (only in Greek).

Discover the features

Find out all the features of the civil liability insurance plan.

What you get

General civil liability

You are covered against any claim you’ll need to pay out to third parties for bodily injuries or material damages.

Employer liability

You are covered in the event that your employees are injured at your business premises or surroundings.

Your insurance covers you only if the accident occurs while your employees are at work or are performing work-related duties.

Extensions at no extra cost

You can add extensions to your policy, depending on your business activities. For example, if you own a restaurant, you can add coverage against food poisoning.

Legal compliance for short-term rentals

With liability insurance for small businesses you comply with the legal requirement for mandatory insurance of short-term rentals.

Discount on premium with Bonus points

Pay with your Bonus card or through the Generali website (only in Greek), and secure a discount on your premium.

Bonus points Discount on premium
5,000  €10
12,500 €25
25,000

€50
50,000 €100 
75,000  €150 
100,000  €200 
150,000 €300 
200,000  €400 

What it covers

Up to €200,000 for general civil liability

You are covered up to:

  • €100,000 for bodily injuries / person
  • €50,000 for material damages / incident 

The maximum amount per incident is €200,000.

Up to €200,000 for employer liability

You are covered up to:

  • €100,000 for bodily injuries / person
  • €200,000 for multiple damages / incident

Up to €500,000 overall

You are covered up to €500,000 for general and employer liability.

What’s the premium and how you pay it

Depending on your business

Premiums are calculated according to the size and activity of your business.

By standing order

Pay the premium by standing order from the account you choose when you apply. Alternatively, you can set up a standing order on your credit or debit card.

 
Tip: If you set up a standing order on a Bonus card, you redeem your Bonus points and get a discount on your premium.

What to do in case of an unexpected event

Contact Generali to announce the incident and make a claim at:

  • 801 111 222 333
  • +30 210 809 6100

Then, Generali assesses the claim and starts the insurance payout process.

What you need to get the insurance plan

Have a look at the conditions for getting the civil liability insurance plan.

Explore other options

Find other products or services that may interest you.

Health for All Classic

Employee group health insurance

For small businesses

Personal accident insurance

Essential

Property insurance

Any questions?

Find the answers you need about civil liability insurance.

Is there an insurance excess for the civil liability insurance plan?

This depends on the use and type of your business. Usually, the excess for material damages only is €150.

Does my business have to undergo an audit before I can take out civil liability insurance?

No, there is no pre-insurance audit.

Which businesses are considered micro, small or medium-sized?

According to Commission Recommendation 280/1996 and the new Recommendation 361/2003:

Micro businesses are those that:

  1. Employ < 10 persons 
  2. Have an annual turnover or an annual balance sheet total ≤ €2 million

Small businesses are those that:

  1. Employ < 50 persons 
  2. Have an annual turnover or an annual balance sheet total ≤ €10 million

Medium-sized businesses are those that:

  1. Employ < 250 persons 
  2. Have an annual turnover ≤ €50 million or an annual balance sheet total ≤ €43 million
View all the FAQs

Insure your business

Protect your business against claims for material damages or bodily injuries to third parties and employees by booking an appointment at one of our branches.
Book an appointment Book an appointment