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Digital banking

Negotiable term deposit

Open a term deposit to make the most of your business cash and secure high returns with a low principal and a flexible term.
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Investment on your terms

€20,000 minimum deposit
Start with a low initial deposit for more affordable investments in euro or foreign currency.
From 1 day to 12 months
Flexible term and automatic renewal option depending on your needs.
Early withdrawal
With an early withdrawal option to meet emergency business needs.

Discover the features

Find out all the features of the term deposit.

What’s the return

Negotiable interest rate

We set the interest rate the moment you open your term deposit, depending on the amount, term and currency you've chosen.

Interest at maturity

The interest from your term deposit is paid into your linked account every 3 months.

 
Tip: If you don’t hold a business account with Alpha Bank, start banking with us and open a sight account online . 

Before paying interest, we deduct the tax amount, which currently stands at 15%. If the interest payment maturity date falls on a non-business day, you receive the interest on the next business day.

How it makes banking easier

From €20,000

Choose if you want a term deposit in euro or the equivalent in another currency.

From 1 day to 12 months

Set the term of your deposit between 1 day and 12 months.

Automatic renewal option

You can instruct us to automatically renew your term deposit at maturity.

Early withdrawal

You have the option to withdraw your term deposit early, in part or in full.

What you need to open a negotiable term deposit

Have a look at the conditions for opening a term deposit for your business.

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
Book an appointment

No digital banking?

Get business credentials

For freelancers or companies with 1 representative

Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.

Sign up to business digital banking Sign up to business digital banking

Get personal credentials

If you haven’t already signed up

Get personal digital banking credentials in a flash through your mobile or computer.

Sign up to personal digital banking Sign up to personal digital banking

Explore other options

Find other products that may interest you.

From €30,000

Online business term deposit

Notice Term Deposit

Term deposit with a notice period

500 sight account

Day-to-day transactions

For secure transactions

We adopt all the necessary measures for you to carry out transaction securely through the business mobile app.
Find more security tips

How we protect you

The security of your transactions is our priority. Find out how we safeguard your transactions.
Find out more

How to protect yourself

We have put together tips and instructions that will help you carry out your transactions more securely.
Read the tips

What you must look out for

Have a look at the most common scamming methods, so that you can remain vigilant and know what you must look out for.
Learn about the risks

Any questions?

Find the answers you need about

I want to withdraw my term deposit early. How do I apply?

Book an appointment to visit a branch near you.

What type of business do I have to have to open a business sight account?

A sole proprietorship or a company of any legal form.

Can I open a business account online?

Yes. Provided your business:

  1. Has just 1 legal representative who already banks with Alpha Bank as an individual and has digital banking credentials.
  2. Is of the legal form Société Anonyme (SA), General Partnership (OE), Private Company (PC), Limited Partnership (EE) or Limited Liability Company (LTD).
  3. Is registered and taxed in Greece.

If your business does not meet these conditions, book an appointment at a branch near you.

Make the most of your business cash

Book an appointment today and open a term deposit tailored to your needs.
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