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Digital banking

Online business term deposit

Make the most of your business cash and secure high returns, visiting a branch only once.
Book an appointment

Flexible use of cash

Starting from €30,000
Low minimum term deposit amount, with high returns.
From 7 days to 12 months
Flexible term for your business term deposit based on your needs.
Online management
Option for monitoring your term deposit, creating a new one or withdrawing the amount early online.

Discover the features

Find out all the features of the online business term deposit.

What’s the interest rate

Fixed rate

We set the interest rate depending on the deposit amount and the term you choose for your online business term deposit. The interest rate remains fixed over the entire term of the deposit.

We inform you about the interest rate applicable on the day you apply, through business web banking, before you accept the terms.

Monthly interest payments

Interest is paid monthly, provided that the term of the online term deposit is equal to or greater than 1 month. 

You receive the interest on each interest payment maturity date, in the account you’ve linked to the term deposit. Before paying interest, we deduct the tax amount, which currently stands at 15%. If the interest payment maturity date falls on a non-business day, you receive the interest on the next business day.

What are the loan amount and term

€30,000 minimum initial deposit

With a low initial deposit starting at €30,000, you have the chance to benefit from favourable returns with a term deposit.

From 7 days to 12 months

You set the term of the online business term deposit. You may choose:

  • 7 or 14 days
  • 1, 3, 6, 9 or 12 months

How it makes banking easier

Early withdrawal online

You may withdraw all your initial deposit early online, from your computer. However, you’ll be charged with a penalty for early withdrawal. 

Easy online management 

The authorised users of your business digital banking may view and manage your term deposit through your business web banking. 

In addition, they may create a new term deposit online, without visiting a branch.

Regular updates

Stay up to date about your online business term deposit through your business web banking:

  • When you get it – We send you a document with all the details of the application and the key features of your term deposit, such as deposit amount, interest rate, term and linked account.
  • Whenever you want – Each time you log into your business web banking you may view the interest amount and interest payment to the linked account you’ve chosen, together with other details of your term deposit.

In addition, you receive a notification on your email in case of any change in your business term deposit.

Detailed info

Have a look at the special terms and features of the online business term deposit.

What you need to open a term deposit

Have a look at the conditions for opening an online business term deposit.

How to get an online business term deposit

By visiting the branch of your choice only the 1st time.
Book an appointment

Book an appointment at a branch

If you are the legal representative, book an appointment at the branch of your choice. Bring along the legal documents for your business.

Once we check them, we activate the term deposit for the 1st time.

Manage the term deposit

After activation, all the authorised users can view, manage and create a new term deposit through business web banking.

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.
Open an account

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.
Book an appointment

No digital banking?

Get business credentials

For freelancers or companies with 1 representative

Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.

Sign up to business digital banking Sign up to business digital banking

Get personal credentials

If you haven’t already signed up

Get personal digital banking credentials in a flash through your mobile or computer.

Sign up to personal digital banking Sign up to personal digital banking

Explore other options

Find other products that may interest you.

Save money on business transactions

Business Benefit packages

Without visiting a branch

Loan payment online

Lower fees

Multiple cash deposits

Any questions?

I want to withdraw my term deposit early. How do I apply?

Book an appointment to visit a branch near you.

Can I open a business account online?

Yes. Provided your business:

  1. Has just 1 legal representative who already banks with Alpha Bank as an individual and has digital banking credentials.
  2. Is of the legal form Société Anonyme (SA), General Partnership (OE), Private Company (PC), Limited Partnership (EE) or Limited Liability Company (LTD).
  3. Is registered and taxed in Greece.

If your business does not meet these conditions, book an appointment at a branch near you.

Make the most of your business cash

Book an appointment today and get an online term deposit for your business.
Book an appointment