Is there an insurance excess for the civil liability insurance plan?
This depends on the use and type of your business. Usually, the excess for material damages only is €150.
About liability insurance for small businesses
Does my business have to undergo an audit before I can take out civil liability insurance?
No, there is no pre-insurance audit.
About Trade credit insurance by Allianz Trade
How can I get access to financial information about my customers through the trade credit insurance plan?
You get access to a database with information about the credit rating and financial stability of your customers.
This way, you can assess the risks involved in your business transactions and stay updated with any changes in your customers’ credit rating.
What businesses is trade credit insurance addressed to?
To small, medium and large businesses.
About Business owner loan protection insurance
Do I get any tax benefits by insuring my business loan payment?
Depending on the legal form of your business, you may be able to deduct your insurance costs.
What documents do I or my beneficiaries need to receive the insured amount from the Business owner loan protection insurance?
In case of loss of life:
- Death certificate, stating the cause of death.
- Medical examiner’s report, if the death was caused by accident.
In case of permanent, total inability to work:
- The decision of the main social security fund for the pension, stating the exact cause, the time of appearance of first symptoms, a 67%+ disability rating, and a pension approval period of at least 24 months.
- A certificate by the main social security fund with the exact date when the disability pension is awarded.