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Extra Profit structured term deposits

Explore the potential of achieving high returns by investing in the Extra Profit structured term deposits, visiting a branch only once.
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Potential for extra profit

Starting from €10,000
Invest in a term deposit with features of structured deposits.
Guaranteed minimum interest rate
Secure 0.30% minimum return on the amount you invest in the term deposit.
Higher return through an option
Earn more, provided the predefined condition is met.

IMPORTANT NOTICE

Discover the current series of Extra Profit

Have a look at the features of the latest series of the Extra Profit structured term deposit.

Starting at €10,000

Benefit from the returns of a structured term deposit, starting your investment as low as €10,000.

For 6 months

The term of the current series is 6 months, specifically from 05.03.2025 to 05.09.2025 .

0.30% fixed interest rate

The fixed contractual interest rate of the term deposit is 0.30% a year.

This is the minimum guaranteed return you’ll get at maturity, provided you maintain the deposit for the entire term.

+3.50% Extra Profit interest rate

To earn the Extra Profit interest rate, a specific condition must be met. Specifically, the official closing price of the SPDR Gold Shares ETF on the final observation date is:

  • Lower than the Extra Profit activation limit, for the 6-month Extra Profit Gold ETF Down
  • Higher than the Extra Profit activation limit, for the 6-month Extra Profit Gold ETF Up

The offer period for the current series has expired.

You can find out more about the special terms and the features in the Key Information Document (available in Greek):

  • 6-Month Extra Profit Gold ETF Up 
  • 6-Month Extra Profit Gold ETF Down

Find out more about Extra Profit

Get detailed information on how the Extra Profit structured term deposits work.

What is a structured term deposit

It is a term deposit with features similar to a structured deposit, as defined in the European regulatory framework MIFID II. It offers:

  • Principal protection and guaranteed return at maturity through a term deposit.
  • Potential for additional return provided a specific investment condition is met and you hold the deposit for the entire term.

The additional return could depend on the performance of interest rates, financial indices, foreign exchange rates, etc.

However, before entering a structured term deposit, you should get detailed and full information on the investment condition that needs to be fulfilled so the additional return is triggered.

What it offers you

Potential for additional return without risking your capital

With the Extra Profit structured term deposits you get:

  • Guaranteed minimum return, provided you maintain the term deposit for the entire term.
  • Potential to secure significantly higher return depending on market performance.

At the same time, you get principal protection, as the product has features similar to a term deposit and you are covered by the Deposit and Investment Guarantee Fund.

Interest at maturity

You’ll receive the interest at maturity of the term deposit, i.e. in 6 months, on top of the initial capital.

The total amount is credited in the account you have linked to the term deposit.

How can I get an Extra Profit structured term deposit?

Get one-on-one information at a branch near you.

Make sure to...

Come to the appointment

We determine whether structured term deposits are appropriate for you and inform you about current series you can participate in.

You open a joint or individual investment account, if you don’t already hold one.

We fill in the application for the structured term deposit together.

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Any questions?

Find the answers you need about the Extra Profit structured term deposits.

Is there an extra charge when I get an Extra Profit structured term deposit or at maturity?

No. You are not charged with any operating cost when you get an Extra Profit structured term deposit, throughout its term and at maturity.

Can I terminate my Extra Profit structured term deposit before the maturity date?

Yes. However, you will receive no interest, neither the contractual nor the Extra Profit one.

Can I invest in the Extra Profit structured term deposit using a joint account?

Yes. You can invest using an account with joint account holders.
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Invest in a structured term deposit

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