myAlpha Quick Loan Personal Loan

Loans
Personal loans
Personal loan

9.90% interest rate

The season begins with new plans. Turn them into reality with a Quick Loan and secure a lower 9.90% interest rate instead of 13%, fixed for the entire loan term.
By 30.09

Take out a loan up to €3,000 from your mobile or computer by 30.09.2026.

13% fixed interest rate

The annual nominal interest rate is 13.00%, fixed for the entire loan term.

From €500 to €3,000

Cash in a flash, depending on the needs you wish to meet.

Up to 60 months

Repay the loan in 6 to 60 months, depending on your finances.

Discover the features

Find out all the details about the myAlpha Quick Loan personal loan.

What’s the interest rate

13% fixed

The myAlpha Quick Loan personal loan has an annual nominal interest rate of 13.00%, fixed for the entire loan term.

The Law 128/1975 levy, currently 0.60%, is added to the interest rate.

Have a look at the deposit and loan interest rates.

APRC Example:

For a €3,000 loan with 15.00% fixed nominal interest rate, 0.60% Law 128/1975 levy, 36-month term and €70 application fees, the Annual Percentage Rate of Charge (APRC) is 16.35%.

Tip: If you are receiving your salary at Alpha Bank and apply for myAlpha Quick Loan by the interest rate is 11.00%.

The preferential interest rate applies provided that, at the time of submitting the loan application, it is confirmed that your employer makes automatic electronic deposits into your account at Alpha Bank (where you are the sole or first beneficiary) in a way that this electronic deposit is automatically recognized by the Bank as salary or pension payment.

What are the loan amount, term and fee

Up to €3,000 for 6-60 months

You can borrow from €500 to €3,000 for 6-60 months. You get the money in your account right away.

From €5,000 through car.gr for 6-60 months

If you apply through car.gr, you can borrow from €500 to €5,000 for 6-60 months.

€70 loan fee

The fee for processing the application comes to €70 and:

We collect it as a lump sum from the deposit account you choose when you apply, as soon as the loan amount is deposited.
It is distributed and paid with each instalment if you submit your application through a listing website, like car.gr.

How you repay it

Instalment paid every month

You start repaying your myAlpha Quick loan 1 month after the loan amount is deposited in the account you choose when you apply. Each month we automatically collect the loan instalment from the same account by standing order, until the loan is repaid.

Tip: You must ensure there is adequate balance in the account for your instalments to go through.

Early loan repayment

You may repay your loan at any time, without any additional charges.

Contact the branch of your choice.

How much do you need?

Amount Placeholder:

2000

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€

Currency per Month:

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For how many months?

1000 months

6 months months

Months text:

months

The calculations are examples based on 9.90% fixed annual interest rate, 0.60% Law 128/1975 levy and €70 loan fee.
APRC Example:

For a €3,000 loan with 9.90% fixed nominal interest rate, 0.60% Law 128/1975 levy, 36-month term and €70 loan fee, the Annual Percentage Rate of Charge (APRC) is 12.82%.

If you get your salary in an Alpha Bank account: For a €3,000 loan with 9.90% fixed nominal interest rate, 0.60% Law 128/1975 levy, 36-month term and €70 loan fee, the Annual Percentage Rate of Charge (APRC) is 12.82%.

The information you enter in the calculator fields is not saved anywhere.

Discount variants:

X €

Apply now Apply now

Apply provided you...

Are up to 75 years old at loan maturity.
Live permanently in Greece.
Hold a Greek ID card.
Have updated your details at Alpha Bank.
Hold a simple bank account with Alpha Bank.
Have e-Banking credentials.

Have at hand...

Your Taxisnet credentials, if you haven’t updated your details and want to do so through eGov-KYC.
The supporting documents you’ll need, if you haven’t updated your details and choose to do so by uploading the documents.

1. Set up your loan

Log into your mobile app or web banking with your credentials. On the “New Products” section, choose Personal loan > Get loan.

Enter the loan amount and term. Then:

On your web banking find out the sample monthly instalment.
On your mobile app tap on “Calculate your instalment” to find out the sample monthly instalment.

Tap on Learn more > Get the loan > Continue.

2. Apply in 4 steps

Choose the account where you want the loan amount to be deposited.
Accept the pre-contractual information and the Alpha Bank personal data notices.
Answer 3 short questions.
Submit the application.

3. Wait for your application assessment

We assess your application and inform you of the result by email.

4. Sign the agreement digitally

Provided your application has been approved, you digitally sign the agreement with a 6-digit code you receive on your mobile. Right after, we send you your loan agreement to your email. The agreement is also available on your e-Banking.

You have 3 days to sign the agreement. Once 3 days have elapsed, the application is cancelled and you need to start over.

5. Get the money in your account

We deposit the money in the account you have chosen instantly.

We automatically collect the €70 application fee as soon as the amount is deposited.

Get credentials

From your computer or mobile

If you hold an active Alpha Bank debit or credit card, you can get credentials on the spot, without visiting a branch.

Start banking with us

Online, without visiting a branch

Open your first account with Alpha Bank and get digital banking credentials online.

Open an account

Introducing new digital products

The myAlpha Quick Loan personal loan belongs to the new generation of digital products. All processes are fully streamlined and concluded online, without you having to visit a branch.

Through our digital products we eliminate the use of paper. At the same time, we save ink, water and energy.

Respecting the environment

Our goal is to improve our customers’ experience so they can reap all the benefits of the digital era. This way we protect the environment and reduce our ecological footprint.

Find out more about the green solutions and our digital channels.

Any questions?

Find the answers you need for the myAlpha Quick Loan.

What is the annual percentage rate of charge (APRC)?

It is the actual total cost of your loan or any other credit you have obtained. It includes the interest, levies and other loan expenses you will pay expressed as an annual percentage of the total loan.

The APRC makes it easier for you to compare different offers.

Can I apply at a branch?

No. You can only apply for myAlpha Quick Loan online through:

The myAlpha Mobile app or myAlpha Web.
Listing websites, like car.gr.

I do not bank with Alpha Bank. Can I get a myAlpha Quick Loan?

You must first open an account with Alpha Bank.

You can open your first account with Alpha Bank through your mobile.

View all the FAQs

Get a myAlpha Quick Loan

Log into your mobile app or web banking today, fill in the application form and get up to €3,000 in your account.

Apply now

myAlpha Quick Loan personal loan

Secure lower interest rate with a new application

9.90% interest rate

By 30.09

Quick loan from your mobile or computer