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Alpha Exelixis Capital Creation unit-linked plan

Build the capital you need for assets, studies or other future goals with the AlphaLife plan for regular savings and investment in mutual funds.
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Plan ahead for the future

Tailored savings
From €100 to €1,000 every month, 3 months or 6 months, and 12- to 30-year term.
Access to international markets
By investing in mutual funds managed by Alpha Asset Management or Structured Invest SA.
Life insurance
In case of loss of life, your legal beneficiaries receive an additional amount.

Alpha Bank SA, in addition to its status as a credit institution, also acts as an insurance intermediary. Find out more about Alpha Bank's intermediation (only in Greek)

Discover the features

Find out all the features of the Exelixis Capital Creation plan.

What it offers

Capital creation

Receive the total amount of your investment account at plan maturity.

Life insurance

In case of loss of life, your legal beneficiaries receive an additional amount:

  • €15,000, if you are 18-49 years old.
  • €3,000, if you are 50-63 years old.

Full or partial early redemption

As of the 2nd insurance year, you can redeem part or the full current value of your investment account.

For the first years, a redemption fee applies:

  • 20% – 2nd insurance year
  • 15% – 3rd insurance year
  • 10% – 4th insurance year

There is no redemption fee as of the 5th year.

Continuous updates

You receive updates on your investment account:

What’s the premium and the term

Regular payments starting at €100

Adjust your savings according to your finances and personal planning. You can save:

  • From €100 to €1,000
  • Every 1, 3, 6 or 12 months

You pay the amount by standing order from your Alpha Bank account. You cannot make any extra payments.

After the 1st year and provided you have made all the payments, you can increase or decrease the amount, or change the payment frequency.

For 12 to 30 years

The Exelixis Capital Creation unit-linked plan has a long-term investment horizon.

You set a savings term between 12 and 30 years at the start of the plan. You cannot change the plan term afterwards.

Option to temporarily suspend payments

If you are having difficulties making payments, as of the 2nd insurance year you can temporarily suspend them.

To resume the plan, you simply make the last payment. In the meantime, the investment plan continues to yield returns, and its term does not change.

Where it invests

In select mutual funds

Based on your preferences, you can choose between 3 plans: 

  • Exelixis – Invests in mutual funds of the Alpha (LUX) Global Funds range that meet environmental and social criteria (ESG), and are managed by Alpha Asset Management MFMC.
  • Exelixis II – Combines fixed income, balanced and equity funds, that are managed by Alpha Asset Management MFMC.
  • Exelixis III –  Invests in UCITS fund mixes from the onemarkets Fund range, managed by Structured Invest SA, a member of the UniCredit Group.
     

3 investment strategies

Choose 1 of the predetermined mutual fund mix options based on your:

  • Investment profile (conservative, balanced, aggressive)
  • Financial needs
  • Knowledge and experience

You fill in an investment questionnaire so we can determine your investment profile.

Option to change strategy

You can change your investment choice whenever you want.

The 1st change in every insurance year is free. For any subsequent changes, there is a fee equal to 0.50% of your investment account valuation, with a minimum of €10.

Why it suits you

The Alpha Exelixis Capital Creation unit-linked plan is for you if you:

  • Want to save regularly, to build capital for your future needs.
  • Have a long-term investment horizon.
  • Are willing to accept any investment fluctuations and aim at higher returns for the future.

Can I get the Exelixis Capital Investment plan?

Have a look at the conditions for getting a unit-linked plan.

Apply provided you...

  • Are 18-80 years old, if you are the policyholder.
  • Are 18-63 years old and up to 75 years old at maturity, if you are the insured.
  • Hold an account with Alpha Bank, if you are the policyholder.
  • Have booked an appointment at an Alpha Bank branch.

Have at hand...

The necessary supporting documents depending on whether you:

  • Already bank with Alpha Bank and have updated your details.
  • Want to start banking with us or haven’t updated your details.

Don’t hold an account with Alpha Bank?

Open your first account without visiting a branch and get digital banking credentials online.
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Explore other options

Find other plans that may interest you.

Alpha Life Plan

Savings plan with regular payments

Alpha Exelixis Capital Investment

Unit-linked plan with one-off investment

Alpha Prospect

One-off payment savings plan

Any questions?

Find the answers you need about the Alpha Exelixis Capital Creation unit-linked plan.

What happens if I miss a payment for the Alpha Exelixis?

For the 1st insurance year, if you miss one of the payments, AlphaLife is entitled to terminate the insurance policy by written notification.

The policy ends 1 month after you receive the notification and provided you have not made the payment in the meantime.

From the 2nd insurance year onwards, the plan is converted to a free payment plan. Plan payments are due as usual.

If you don’t make any payments for 12 consecutive months, the standing order is automatically terminated.

To resume the plan, all you need to do is make the last payment. AlphaLife will re-evaluate the insurance risks covered by the plan and may reject your request to resume the plan, if you no longer meet the insurability requirements.

Once the plan is resumed, the standing order is activated again.

What should I do at the end of the plan as the beneficiary?

Update online the details related to your:

  • Identification – ID card or passport
  • Tax residence – tax clearance certificate

If you are not the beneficiary, AlphaLife issues a certificate for the policy details and payment amount. You must submit at the branch:

  • Inheritance, donation or parental gift tax return (as applicable) issued through the myPROPERTY app (Government Gazette A 1066/2023).
  • Solemn declaration according to Article 8 of Law 1599/1986 through gov.gr or from a Citizen Service Centre (KEP) stating that the information arising from the inheritance, donation or parental gift tax return has not changed.

If the beneficiary is under-age, some additional forms may be required.

Book an appointment at one of our branches to apply and get the insurance policy amount.

What documents do I need to submit as a beneficiary in case of loss of life of the policyholder?

You must submit, as soon as possible, at the branch:

  • Death certificate for the policyholder
  • Proof of identity – ID card or passport
  • Proof of tax residence – tax clearance certificate
  • Birth certificate, only in the case of an under-age beneficiary

If you are the legal heir of the policyholder, you must also bring the certificates of:

  • Family status
  • Next of kin
  • Non-publication of will
View all the FAQs

Save for your future

Book an appointment today and get the Alpha Exelixis Capital Creation unit-linked plan.
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