Cards

Get around without cash

When you shop with a debit card, the amount charged directly to your account. This way you:

• Don’t need to worry about having enough cash on you or going to an ATM.
• Avoid carrying around a load of cash and running the risk of getting robbed.
• Have complete control over your finances, as you can only spend the amount you already have in your account.
• Don’t pay any interest, as you are not borrowing money.
• Benefit from loyalty programmes.
  

Pay in instalments or at a later date

Credit cards make your day-to-day transactions easier:

• Shop and pay later or in instalments, according to your budget.
• Get additional cash flow.
• Deal with minor emergencies in a flash and stress-free.
• Benefit from loyalty programmes and other offers.
  

Even though credit cards are a form of loan, you may choose to pay off the entire balance each month and not pay any interest.

Set a shopping limit

If you want to shop with your card, without having access to the balance in your account, you may use prepaid cards. Load the card with the amount you want, as often as you want.

Prepaid cards are ideal for:

• Giving pocket money to your children.
• Limiting your expenses according to your budget.
• Feeling more secure when you often shop online.