Personal loans with online application

Apply for a personal loan online through your e-Banking.

Apply now

Discount on the interest rate and fees

Take out a Quick Loan or a Metron Ariston personal loan without collateral, with a fixed interest rate of 9.90% for the entire loan term. Also, for the Metron Ariston personal loan, you pay lower loan processing fees, €90 instead of €180.
20,000 Bonus points by 31.10

If you apply for a new loan and receive the amount by 31.10, you also earn 20,000 Bonus points to redeem them at businesses participating in the Bonus loyalty programme. Have a look at the terms and conditions (only in Greek).

Apply provided you...

Are up to 75 years old at loan maturity.
Live permanently and are taxed in Greece.
Hold a Greek ID card, only for myAlpha Quick Loan.
Have updated your details at Alpha Bank.
Hold a simple bank account with Alpha Bank.
Have e-Banking credentials.

Have at hand...

Your Taxisnet credentials, if you haven’t updated your details and want to do so through eGov-KYC.
The supporting documents you’ll need, if you haven’t updated your details and choose to do so by uploading the documents.

Depending on the loan amount:

Income tax clearance certificate (last year)
Copy of monthly payslip or pension slip (recent)
Document proving the purpose of the loan

1. Set up your loan

In the “New products” section, choose: Personal loans > Get a loan.

Enter the amount, term and the needs you want to meet with the loan. Then have a look at the features of the loan we propose.

See the monthly instalment representative example.

2. Apply in 5 steps

Choose the account where we’ll deposit the loan amount and from which you’ll be paying the instalment.
Accept the pre-contractual information for the loan and the Alpha Bank personal data notices.
Answer 4 or 5 short questions.
Upload the necessary supporting documents, if requested.
Check the loan details and submit the application.

3. Wait for your application assessment

We assess your application and inform you of the result by email.

We may approve or reject your application, come up with a new proposal or request a guarantor.

4. Sign the agreement digitally

Provided your application has been approved, you digitally sign the agreement with a 6-digit code you receive on your mobile. Right after, we send you your loan agreement to your email. The agreement is also available on your e-Banking.

You see the deadline for signing it. After this time, the application is cancelled and you need to start over.

5. Get the money in your account

We immediately deposit the amount of the personal loan in the account you have chosen.

We automatically collect the loan fee as soon as the amount is deposited.

Get credentials

From your computer or mobile

If you hold an active Alpha Bank debit or credit card, you can get credentials on the spot, without visiting a branch.

Sign up to digital banking

Start banking with us

Online, without visiting a branch

Open your first account with Alpha Bank and get digital banking credentials online.

Open an account

Personal loans with online application

Lower interest rate and Bonus points with a new personal loan

Discount on the interest rate and fees

20,000 Bonus points by 31.10

Personal loans available through e-Banking

myAlpha Quick Loan up to €3,000

Alpha Metron Ariston loan up to €15,000

Alpha Education student loan

Loan for electric car

Green loan for the home

Can I apply for a loan online?

Apply provided you...

Have at hand...

Apply through e-Banking

1. Set up your loan

2. Apply in 5 steps

3. Wait for your application assessment

4. Sign the agreement digitally

5. Get the money in your account

No personal digital banking?

Get credentials

Start banking with us

Need help?

How do I update my details through eGov-KYC?

I am a new customer. How do I open my first Alpha Bank account online?

How can I get e-Banking credentials online from my mobile?

Any questions?

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