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Digital banking

Loans

Take out a loan to meet your housing, personal and emergency needs, or to carry out energy efficiency upgrades.
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  • Loans

What type of loan you may need

Based on the amount you are looking for and the needs you want to meet.

To meet day-to-day or emergency needs

Personal loans help you:

  • Address regular or emergency needs with added cash flow from €500 to €3,000.
  • Finance your or your children’s studies, and pay for tuition fees, educational materials, etc.
  • Satisfy larger needs, such as large purchases or other obligations.
  • Buy an electric or hybrid car.
  • Take control of your debts by consolidating them into 1 loan with 1 instalment.
Find a personal loan

To buy or build your home

A mortgage loan can bring you 1 step closer to your dream to:

  • Get your first home.
  • Build, complete or expand your home.
  • Buy a new home or plot.
  • Carry out large home improvements, from €15,000 and over.

Depending on your age and income, you may benefit from subsidised programmes that support home buyers.

Find a mortgage loan

To renovate or improve your home

With the right loans you can easily finance works to:

  • Remodel and renovate your living space.
  • Upgrade the energy efficiency of your home.
  • Buy and install a home solar panel system and save money with net metering.

Home improvement loans are a good fit for any type of work, but mainly for small-scale renovations, starting at €5,000.

Find a home improvement loan

How to take out a loan

Choose a loan based on your needs and profile, and apply online or at one of our branches.

Personal details

To apply for any loan, you must:

  • Be up to 71 years old at the start of the loan and up to 75 years old at loan maturity.
  • Live permanently and be taxed in Greece.
  • Have updated your details at Alpha Bank.

Credit history

We determine the amount you can borrow based on your:

  • Income and asset status
  • Credit history, according to Tiresias SA

Depending on the loan you need

We request the documents that are required for the specific loan.

Find the right loan for you

Before you apply for a loan, you need to consider:

  • What need am I trying to meet – Do you want to buy or invest in real estate, or address an emergency need?
  • What amount do I need – Do you already have part of the money you need or will you borrow the entire amount?
  • How am I going to repay it – Will the loan payments come from your salary or another source, such as rental income, or do you plan on selling an asset?
  • How much time do I need to repay the loan – Considering the amount you can pay monthly, how much time will you need in total?

Find useful documents

Terms for taking out an interest-bearing loan

Deposit and loan interest rates

Commissions and other charges

Supporting documents for a loan

Already have a loan?

Find services that will make your life easier if you have already taken out a loan. 

For your mortgage loan

Secure more flexibility and adjust your instalment

For your personal loan

Adjust your loan instalment or term

For early repayment

Repay your loan earlier in full or in part

e-Statements

View your monthly statements

From your computer

Issue certificates online

Need help?

We’ve put together useful information to find whatever you may need.

With FAQs about loans

Look through all the FAQs about mortgage, personal and green loans and find the answers you need.
View the FAQs

With your credit history

Find out all about Tiresias SA and the criteria that shape your credit score and credit report.
Find out more

With an insurance plan linked to your loan

Protect yourself and your family and secure the repayment of your loan if something unexpected comes up.
Find solutions

Take out a loan

In the way it works for you: online from your mobile or computer, or by booking an appointment at a branch.

Log into e-Banking

From your computer or mobile, and apply without visiting a branch.

Book an appointment

On the day and time it suits you and bring along the supporting documents you need.

Start banking with us

Open your first account with Alpha Bank and get e-Banking credentials online.

Bring your bank to your mobile

Download mobile app today and get a bank on your mobile.

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