Smart Investment Portfolios

For all investment profiles

Choose the portfolio that matches your investment profile and goals.

Professional management

For optimal capital return and diversification, backed by the experience and knowledge of professional managers

€5,000 minimum initial amount

Invest depending on your finances, even with a small part of your available capital.

Mutual funds registered in Greece or SICAV

Smart Investment Portfolios:

Include select mutual funds registered in Greece or abroad (SICAV) in a predetermined mix.
Cover all risk profiles, from the most conservative to the most aggressive.

Based on your investment goals

Answer specific, simple and easy-to-understand questions to determine your investment profile. Based on that, you choose the portfolio that best meets your needs:

Conservative – sample portfolio allocation: 25% equities, 75% bonds
Balanced – sample portfolio allocation: 50% equities, 50% bonds
Dynamic – sample portfolio allocation: 70% equities, 30% bonds
Aggressive – sample portfolio allocation: ≥ 90% equities

Professional asset management

Our experienced specialists define the portfolio structure, and then keep monitoring their performance and restructure them on a regular and ad hoc basis, with transparency. This way they maintain the predefined features of each portfolio according to your investment profile, while taking into account the volatility of the economic environment.

With a view to maximising returns and minimising risk, we choose mutual funds offered by Alpha Asset Management MFMC and other international investment firms (SICAV) with leading market positions and long experience in managing mutual funds, such as onemarkets Fund by UniCredit.

Initial investment from €5,000

Choose 1 or more Smart Investment Portfolios, based on your investment profile.

Invest from €5,000 or more, in an individual or joint portfolio.

Additional investment at any time

You may increase your share in the Smart Investment Portfolio whenever you want, with a minimum additional investment of €1,000.

Full or partial withdrawal

You may make a full or partial withdrawal from your portfolio.

For a partial withdrawal, you must:

Ask to withdraw at least €1,000.
Have a remaining balance of at least €5,000 after the withdrawal in your ready-made Smart Investment Portfolio.

Get a complete overview of your portfolio

Gain access to the Smart Investment Portfolio:

Daily, through your digital banking.
Every month, through the e-statements you receive online or every 3 months with the statements you receive by post

With an entry commission and a management fee

To participate in Smart Investment Portfolios, you need to pay:

An entry commission – Every time you make a new investment. The amount depends on the investment profile, the participation amount and the total amount of the specific portfolio.
A management fee – Every 3 months for the cost of managing your portfolio. This includes the annual cost for managing the ready-made investment portfolio.

Have a look at the pricing offered by Alpha Bank Gold Personal Banking.

Make sure to...

Have Alpha Bank Gold Personal Banking.
Hold an account with Alpha Bank.
Book an appointment with a Personal Advisor at an Alpha Bank branch.
Have the necessary supporting documents depending on whether you want to start banking with us or to update your details.

Come to the appointment

Through a specific process, we determine your investment profile.

You choose the portfolio that corresponds to your investment profile and we open it. It may be an individual or joint portfolio.

You participate in the portfolio with the amount you want.

Alpha Asset Management MFMC

Mutual funds

Backed by UniCredit

onemarkets Fund

Alpha Dimiourgo

Regular investment in mutual funds

Any questions?

Find the answers you need about the Smart Investment Portfolios.

I’m not familiar with investments. Can you help me choose a ready-made investment portfolio?

Yes. Based on your answers to specific, simple and easy-to-understand questions, we determine your investment profile and you participate in the Smart Investment Portfolios that match your profile.

If you need help, your Personal Advisor is always available.

Is there a minimum investment amount?

Yes, €5,000.

Can I invest in other currencies besides the euro?

No. For the time being, we offer Smart Investment Portfolios only in euro.

View all the FAQs

Invest in Smart Investment Portfolios

Book an appointment at a branch near you and find out all there is to know about the available Smart Investment Portfolios from your Personal Advisor.

Book an appointment

Smart Investment Portfolios

Portfolio management service