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Alpha Dimiourgo investment plan

Invest in mutual funds through regular payments and build the capital you need for the future at your own pace.
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Gradual investment

Investing on your terms
From €50 to €5,000 every 1, 2, 3, 6 or 12 months, depending on your finances and investment goals.
For any investment scenario
Choose among 40 mutual funds based on your investment profile and goals.
No set term and no redemption fee
The plan does not have a minimum or maximum term, and you can redeem your investment without paying any fees.

UCITS HAVE NO GUARANTEED RETURNS AND PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS.

Discover the features

Find out all the features of the Alpha Dimiourgo investment plan.

What it offers

Building capital

Through regular payments, you build up your capital and collect the total value of your investment in mutual funds as a lump sum when you decide to cash out.

The final amount you receive through the plan depends on the:

  • Total amount invested.
  • Average return on investment.
  • Overall holding period.

Have a look at an example of how you can build capital.

Cashing out any time  

You can exit the Alpha Dimiourgo plan at any time and redeem your investment.

You don’t pay any redemption fees.

Staying updated 

You receive updates on your investment account:

  • Daily, through your e-Banking.
  • Every month, through the e-statements you receive online or every 3 months with the statements you receive by post.
  • Every year, through the annual costs and charges report and the tax certificate.

You can also request to receive email updates with all the investment details.

What is the investment amount and term

Regular payments starting at €50

Tailor your investment to your finances and personal planning. You can pay:

  • From €50 to €5,000
  • Every 1, 3, 6 or 12 months

You pay the same amount every time by standing order from your Alpha Bank account. You cannot make any additional payments.

No set term

The Alpha Dimiourgo investment plan does not have a fixed maturity. There is no maximum or minimum term. To exit the plan, you need to revoke the standing order for the regular payments in writing.

 
Tip: The ideal investment and savings strategy is a long-term one. Meaning, an investment horizon of 5 years or more.

Option to temporarily suspend payments

If you are having difficulties, you can skip a specific payment and simply make the next regular payment on the assigned date. The investment plan continues to yield returns in the meantime.

Entry fees

Starting from 01.12.2025, there is no entry fee for the Alpha Dimiourgo investment plan.

Where it invests

In select mutual funds

The plan invests in mutual funds managed by Alpha Asset Management MFMC. Choose among 40 mutual funds from different categories:

  • Money Market
  • Fixed income
  • Balanced
  • Equity

You cannot invest in the Alpha (Lux) Global Funds with the Alpha Dimiourgo investment plan.

Who it’s for

The Alpha Dimiourgo investment plan is for investors who:

  • Are interested in investing in mutual funds.
  • Want to save even small amounts, as regularly as they can, for future needs.
  • Aim to limit investment risk, since they benefit from different levels of market prices through their regular investment in mutual funds.

Understanding investment basics

With the Alpha Asset Management MFMC glossary and interactive tools.
Try out different scenarios
SELECT TILES HERE
In 3 steps

Build your portfolio

Try out alternative investment options.
Online tool

Invest for your future

Calculate the amount and term of your savings.
In 2 steps

Plan your retirement

Find out how you benefit from long-term investments.
Learn terms and other details
SELECT TILES HERE
Glossary

Useful terms

The most common technical terms explained in a simple manner.
FAQs

About mutual funds in general

Find answers to the most frequently asked questions.
What are mutual funds
Savings or investment

How to invest in the Alpha Dimiourgo plan

Get one-on-one information at a branch near you.

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Come to the appointment

We provide information about the mutual funds in which you can invest.

You open a joint or individual investment account, if you don’t already hold one.

We fill in the application for the investment plan together. We charge your linked bank account with the investment amount. 

New to Alpha Bank?

Open your first account at Alpha Bank without visiting a branch and get digital banking credentials online.
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Backed by Alpha Asset Management MFMC

Having more than 35 years of experience in the investment industry, Alpha Asset Management MFMC is the leader in collective investments. It manages more than 40 mutual funds in Greece and Luxembourg, and has achieved significant distinctions. This brings its mutual funds to the highest-ranking positions within their respective classes.

Its portfolio managers are specialised executives with considerable academic qualifications, extensive experience and an impressive track record in mutual fund management.  

Learn more about Alpha Asset Management

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Any questions?

Find the answers you need about the Alpha Dimiourgo investment plan.

What could be the final capital I receive if I invest in Alpha Dimiourgo?

The final amount of the investment depends on the overall holding period, the payments you make and the average return on investment.

Example with 3% average return

You get:

  • €18,022 for 10 years of holding and €15,000 invested amount
  • €27,400 for 15 years of holding and €21,000 invested amount
  • €50,946 for 25 years of holding and €33,000 invested amount

Example with 5% average return

You get:

  • €20,469 for 10 years of holding and €15,000 invested amount
  • €33,070 for 15 years of holding and €21,000 invested amount
  • €69,995 for 25 years of holding and €33,000 invested amount

Example with 7% average return

You get:

  • €23,337 for 10 years of holding and €15,000 invested amount
  • €40,243 for 15 years of holding and €21,000 invested amount
  • €98,183 for 25 years of holding and €33,000 invested amount

Investments in mutual funds may have negative returns.

What happens if my linked account does not have the balance to pay the standing order?

The plan continues as normal.

On the next payment date, only the regular payment amount is charged, provided there is sufficient balance. There’s no catch-up for previous missed payments.

View all the FAQs

Invest in mutual funds

Book an appointment today at any one of our branches and get the Alpha Dimiourgo investment plan.
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UCITS HAVE NO GUARANTEED RETURNS AND PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS.