About replacing Mastercard cards

Why are the Mastercard debit cards replaced by Visa debit cards?

Alpha Bank has forged an exclusive partnership with Visa, with a view to providing upgraded products and services to individual and corporate customers.

Visa debit cards: 

  • Can be used in millions of businesses with the Visa logo all over the world.
  • Allow contactless transactions and transactions through your digital wallet (Apple Pay, Google Pay, Samsung Wallet and Garmin Pay).
  • Offer secure online transactions
  • Allow online management through your digital banking.
  • Unlock exclusive experiences and offers in partnership with Visa
 

Will I be charged for the replacement of my card?

No. The replacement of your Mastercard by the Visa debit card is completely free of charge. The pricing policy and transaction terms will not change.

About your new Visa card

When will I receive my new Visa debit card?

If you have not yet received your new card, it’s on its way and you’ll receive it shortly. Provided we have your email, we’ll notify you as soon as your new card is available.

Once the card is issued, you can activate its virtual use through your digital banking. Through the mobile app, you can easily add the card to your digital wallet to carry out transactions with your mobile. Otherwise, use the card details to shop online.

I haven't received my new Visa card. What should I do?

If you see your new Visa card on your digital banking, apply to have it reissued through:

  • The mobile app
  • Your web banking
  • Our Call Centre, on +30 210 326 0000

What do I have to do once I receive my new Visa debit card?

1. Activate it

Activate your Visa card as soon as you receive it: 

  • Through your mobile app.
  • Through your web banking
  • At an Alpha Bank ATM using the PIN of your old card

If you get a new Visa business card, activate it using your personal digital banking credentials from your mobile or computer.

When you activate your new Visa card, the available balance and transaction history of your Mastercard are automatically transferred to your Visa card. 

2. Notify companies about any standing orders

Give the number of your new Visa card to the companies where you had set up standing orders with your Mastercard (e.g. mobile phone companies, pay TV companies, insurance companies, subscriptions for websites, magazines, newspapers, etc.).

3. Add it to your digital wallet

Add your new Visa debit card to the digital wallets: Apple Wallet, Google Wallet, Samsung Wallet and Garmin Pay.

If you get a new business Visa debit card, add it to your digital wallet using your personal digital banking credentials from your mobile or computer.

4. Destroy your old Mastercard

Will my PIN change?

No, your PIN will remain the same as that of your old Mastercard.

If you’ve forgotten your PIN, you can recover it on the spot through your digital banking.

The transaction and credit limits of my new Visa card are the same as those of my old Mastercard?

Yes. Especially for your new debit card, you can change the transaction and withdrawal limit through the mobile app or web banking.

If you get a new Visa business debit, the legal representative of the business has to book an appointment at a branch to change your transaction and withdrawal limit.

Are there any changes to how my new card works?

No. Your new Visa debit card has all the same features as of your old card, such as linked accounts, transaction limits, contactless transactions, etc.

Are there any changes to the pricing of my new card?

No. The new Visa card has the same financial terms (annual fee, interest rate etc.) as your old Mastercard.

Does the new Visa card have different details to my Mastercard?

Yes, your new Visa card has a new number, new expiry date and new CVV. 

If you had set up standing orders using your old Mastercard, you need to update them with the details of your new Visa card.

Will I continue getting alerts for my new Visa card?

Yes, provided you had activated alerts on your old card. 

 

I have a Xiaomi Wallet. Can I use it with my new Visa debit card?

No. Xiaomi Pay does not support the use of Visa cards. You can only add your new Visa card to Apple Wallet, Google Wallet, Samsung Wallet and Garmin Pay.

Are the statement issue dates for my new Visa card the same as my old Mastercard credit card?

The dates may change. You will be notified of the new dates once the 1st e-statement for your new Visa credit card is issued.

About managing your old Mastercard

When will my old Mastercard be deactivated?

Once you activate your new Visa card.

If you don’t activate it, the Mastercard will be cancelled in 2 months from the date stated in the letter that came with the card.

 

The Mastercard has been deactivated. What should I do with it?

You must destroy it.

I’ve lost my Mastercard. What should I do?

Cancel it immediately. The replacement card will be a Visa.

I have standing orders in place to pay bills automatically with my old Mastercard. What should I do?

Give the number of your new Visa to the companies where you had set up standing orders with your Mastercard (e.g. mobile phone companies, pay TV companies, insurance companies, subscriptions for websites, magazines, newspapers, etc.).

I’ve saved my Mastercard details on e-shops, apps and my digital wallet. What should I do?

Update them with the details of your new Visa card.

I had free insurance plans linked to my old Mastercard. Will these still be in force with my new Visa card?

Yes.

I had benefits and travel services linked to my Mastercard. Will these still be in force with my new Visa card?

Yes. 

However, the following don’t apply for the Platinum Bonus Visa: 

  • Concierge services 
  • Flight Delay Pass

I had added my old Mastercard to my digital wallet. What do I need to do with my new Visa debit card?

Your new card has a different number to the old one. This means that you need to add it to your Apple Wallet, Google Wallet, Samsung Wallet or Garmin Pay. 

I have add-on credit cards. What should I do once my primary Mastercard credit card has been replaced?

You first need to activate your primary Visa card and then the holders of the add-on Visa cards need to activate their new cards separately.

The new add-on cards can be used as soon as the primary card has been activated.

When you activate your new primary card, all your old Mastercard cards (primary and add-on cards) will be cancelled. 

The available balance and transaction history of your Mastercard cards are automatically transferred to your new Visa cards.  

What will happen with any debts, instalments and available balance on my old Mastercard credit card?

They are transferred to a new Visa account as soon as you activate your new Visa credit card or cancel your old Mastercard credit card.

About the Bonus loyalty programme

Will I continue to earn Bonus points with my transactions?

Yes. Whenever you use your new Bonus Visa in Greece and abroad, you earn Bonus points, as was the case with your old Bonus Mastercard. 

Find out more about the Bonus point scale in the brochures that come with your new Visa card.

 

Can I redeem the Bonus points I had collected with my Alpha Bank Enter Bonus Mastercard?

Yes. All the Bonus points you had collected with your Bonus Mastercard will continue to be valid and available on your My Bonus Account, ready to be redeemed.

If you get a Visa business debit card, the Bonus points you had collected with your old Bonus Business Mastercard debit card are available on your business My Bonus account. You may redeem Bonus points exclusively with the 1st business card set by your business.

I’ve linked my Bonus Mastercard debit card to my term deposit with Bonus. Do I have to do anything?

No. Your new Bonus Visa debit card will be automatically linked to your term deposit with Bonus.