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Digital banking

Bonus Visa Gold credit card

Earn double the rewards and secure exclusive benefits with your credit card.
Apply now

Become part of the magic at Disneyland, courtesy of Visa

Discover the offer Discover the offer
Discover the offer

  • With purchases by 30.11.2025

    Use Alpha Bank Visa credit cards for your purchases from 01.10.2025 to 30.11.2025 and enter the draw to win a trip for 4 to Disneyland® Paris. Have a look at the terms and conditions.

  • For 5 lucky winners

    Every purchase of €10 or more earns you 1 entry to the draw. The more purchases you make, the higher your chances to win 1 of the 5 trips.
Double Bonus points as a welcome gift with a new cardDouble Bonus points as a welcome gift with a new card

Twice the rewards every time you shop

15.75% interest rate
Shop at millions of businesses with the Visa logo in Greece and abroad.
No annual fee for 1 year
After the 1st year you pay a €50 annual fee, while you secure up to 2 add-on cards free of charge.
2x Bonus points and 5,000 points
Earn double the Bonus points plus 5,000 points as a gift when you activate your physical card, the 1st time we issue it

Discover the features

Find out the features of the Bonus Visa Gold credit card.

What is the interest rate and what are the fees

From 15.75% interest rate

The interest rate for the Bonus Visa Gold is:

  • 15.75% when you shop
  • 18.00% when you withdraw cash
  • +2.50% to the interest rates above for default interest rate

The 0.60% Law 128/1975 levy is added to the interest rates.

Have a look at the deposit and loan interest rates.

 
Tip: You pay interest only if you do not pay off the entire monthly card balance by the payment date.

Up to 2 add-on cards free of charge

The annual fee for the Bonus Visa Gold is:

  • €50 for the main card, free for the 1st year
  • €0 for up to 2 add-on cards
     

How to get control of your card

Detailed card activity updates

To keep track of your credit card activity:

  • Find your card on digital banking (web banking or the mobile app).
  • Check the monthly e-statements on your digital banking.
  • Ask for a card activity statement at Alpha Bank ATMs and APS.

Secure transactions

 
 
Tip: Make sure you’ve given Alpha Bank a phone number where you can be reached. For your own security, we may contact you to confirm your transactions.

How to repay the card

Every month

The minimum amount you pay every month is 2% of your card balance.

However, you can pay whatever amount you want, as many times as you want.

 
Tip: If you set up a standing order on one of your accounts to pay off the entire monthly balance, you don’t pay any interest.

No fees

Pay your credit card every month without fees:

  • By standing order from your own Alpha Bank account
  • By transferring money from your Alpha Bank account, through web banking or the mobile app
  • At an Alpha Bank ΑΤΜ or APS

Gain even more

With exclusive benefits when you shop at dozens of businesses and participation in the Bonus loyalty programme.

Unique services

  • Access to Bonus Exclusive to get unique products from the e-catalogue or choose products that interest you from selected partner e-shops.
  • Free shopping protection, extended warranty and legal protection insurance plans when you shop at e-shops.
  • Free travel insurance, provided you bought your ticket with your Alpha Bank Bonus Visa Gold credit card.
 

2x Bonus points every time you shop

The Bonus Visa Gold credit card is linked to the Alpha Bank Bonus loyalty programme with double points compared to the standard programme. This way, you earn twice the Bonus points every time you shop.

For every €1 you earn:

  • 8 Bonus points when you shop at major partners AB Vasilopoulos, AEGEAN, selected bp service stations, Vodafone, attica, Natural Gas, Generali, Hondos Center, Hertz, BOX and Kotsovolos
  • 4 Bonus points when you shop at other partner businesses
  • 2 Bonus points when you shop in-store or online in Greece and abroad

Redeem your Bonus points at thousands of partner businesses that have joined the Bonus loyalty programme.

5,000 Bonus points as a welcome gift

You get 5,000 Bonus points as a welcome gift when you activate your physical card, the 1st time we issue the credit card.

 

What benefits you get

Find out what other options you have with the Bonus Visa Gold.
άνδρας πληρώνει άνδρας πληρώνει
άνδρας πληρώνει

  • Shop at millions of businesses (in-store or online) with the Visa logo all over the world.

  • Withdraw cash from ATMs of any bank, in Greece and abroad.

γυναίκα πληρώνει γυναίκα πληρώνει
γυναίκα πληρώνει

  • Add the Bonus Visa Gold to your digital wallet and carry out contactless transactions using your mobile or smartwatch.

  • If you pay by digital wallet, you don’t need to type your card PIN every time.

  • Depending on your mobile, you can add your card to Apple Pay, Google Pay and Garmin Pay.

ζευγάρι πληρώνει ηλεκτρονικά ζευγάρι πληρώνει ηλεκτρονικά
ζευγάρι πληρώνει ηλεκτρονικά

  • Pay in interest-free instalments at a broad network of partner businesses.

  • Pay dues to the State in up to 12 interest-free instalments through digital banking or at a branch.

  • Pay energy bills in up to 6 interest-free instalments through digital banking .

  • If you pay the dues to the State in instalments, you get the State discount for lump-sum payments.

woman pays woman pays
woman pays

  • Carry out simple, fast and secure contactless transactions with contactless technology.

  • Tap your bank card directly on the ticket validator when travelling on the metro, bus, trolley and tram in Athens, without needing to buy a ticket.

  • No need to type your card PIN for transactions under €50.

  • If you forget your card PIN, you can recover it on the spot through your digital banking.

Can I get the credit card?

Have a look at the conditions for getting a Bonus Visa Gold credit card.

Apply provided you...

  • Are 18-75 years old.
  • Live permanently in Greece.
  • Have Greek proof of ID.
  • Have a Greek mobile number.
  • Have digital banking credentials.
  • Have updated your details  at Alpha Bank.
 

Have at hand...

  • Your Taxisnet credentials, if you haven’t updated your details and want to do so through eGov-KYC.
  • The supporting documents you’ll need , if you haven’t updated your details and choose to do so by uploading the documents.
 

Apply through digital banking

Just log into mobile app or web banking with your digital banking credentials.
Apply now

1. Fill in the application form

Choose New products > Credit cards > Get credit card. 

Choose Alpha Bank Bonus Visa Gold and:

  • Set an account to pay your card automatically.
  • Accept the pre-contractual information.
  • Answer 3 short questions.
  • Choose where you want to receive your card, provided it is approved.

We assess your application and inform you by email.

 

2. Sign the agreement digitally

Provided the application is approved, confirm your personal details and accept the terms for the digital signature. 

Digitally sign the agreement with a 6-digit code you receive on your mobile.

You have 3 days to sign the agreement. Once 3 days have elapsed, the application is cancelled and you need to start over.

We send you the agreement by email and save a copy on your digital banking.

 

3. Get the card

The new card shows up on your digital banking within 3 working days. Once it’s ready, you get a message on your digital banking.

You can activate the virtual use of your new card . Through myAlpha Mobile, you can easily add the card to your digital wallet to carry out transactions with your mobile. Otherwise, get the card details to shop online.

You receive the actual card by post in 8-10 working days. 

Find out how you receive your card PIN.

 

Get the Alpha Bank Bonus Visa Gold credit card

Get credentials

From your computer or mobile 

If you hold an active Alpha Bank debit or credit card, you can get credentials on the spot, without visiting a branch.

 
Sign up to e-Banking Sign up to e-Banking

Start banking with us

Online, without visiting a branch

Open your first account with Alpha Bank and get e-Banking credentials online.

 
Open an account Open an account

Visit a branch

By appointment

Book your appointment at a branch on the day and time you prefer and bring along the supporting documents.

 
Book an appointment Book an appointment

Apply on alpha.gr

Through the website

You don’t need to already hold Alpha Bank products, as long as you have at hand the supporting documents we ask for.

 
Apply now Apply now

New to Alpha Bank?

Open your first account at Alpha Bank without visiting a branch and get digital banking credentials online.
Open an account Open account

Explore other options

Find other products that may interest you.

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Platinum credit card with Bonus

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Aegean Bonus Visa Premium credit card

Credit card balance insurance

Credit Protection

Any questions?

Find the answers you need about the Alpha Bank Bonus Visa Gold.

How do I change my credit card limits?

Send an email to customerservice@alpha.gr, mentioning: 

  • The new credit card limit you need. 
  • Your card details (number, Visa or Mastercard, etc.). 
  • Your most recent income tax clearance certificate. 
  • Your most recent payslip (if you are on a payroll). 

We will assess your application and let you know within 2-3 working days. The new limit will apply instantly. 

How will I receive the PIN for my card?

By SMS. You can request to have your PIN issued online or through SMS.

Requesting your PIN online

From your computer through myAlpha Web:

  1. Locate your new card on the home screen (Overview).
  2. Click on the 3 dots on the right of the card and click on “Send PIN”.
  3. Confirm that your mobile phone number is correct. If not, you can change it.
  4. Click on “Send”. 

From your mobile through myAlpha Mobile:

  1. Scroll down to the Cards section on the home screen and tap on the card for which you want to request a new PIN.
  2. Tap on Settings > Send PIN.
  3. Confirm that your mobile phone number is correct. If not, you can change it.
  4. Tap on “Send”.

Requesting your PIN through SMS

If you do not have e-Banking credentials, you can send an SMS to 19129 from the mobile number you have included in your Alpha Bank personal details:

P (in Latin script), (space), application reference number (sent to you by SMS when you applied for the card), (space), identification code (you can find the code at the bottom of the letter you received with your card).

E.g.: P 34567 456789

There is a transaction on my card that I did not make. What should I do?

  1. Download the Card transaction dispute application form. 
  2. Fill in your card number, personal details and disputed transaction details. 
  3. Choose the reason for disputing the transaction. If your card has been lost or stolen, you must first cancel your card. 
  4. Print out and sign the application form. 
  5. Send the scanned application form, along with the necessary supporting documents listed in the form for your case, to disputes-bo@alpha.gr. 
View all the FAQs