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Personal loans with online application

Apply for a personal loan online through your e-Banking.

1.50% off the interest rate if you apply for a new student loan by 30.09

  • Study with peace of mind

    If you apply from 17.07.2025 to 30.09.2025, you can get a personal loan for educational needs with 9% interest rate, instead of the normal 10.50% interest rate.
  • By applying online or at a branch

    Take out a student loan from €1,500 to €15,000 through your e-Banking or up to €30,000 by applying at a branch near you.

Can I apply for a loan online?

Have a look at the conditions to apply for a personal loan online, from your mobile or computer.

Apply provided you...

  • Are up to 75 years old at loan maturity.
  • Live permanently and are taxed in Greece.
  • Hold a Greek ID card, only for myAlpha Quick Loan.
  • Have updated your details at Alpha Bank.
  • Hold a simple bank account with Alpha Bank.
  • Have e-Banking credentials.

Have at hand...

  • Your Taxisnet credentials, if you haven’t updated your details and want to do so through eGov-KYC.
  • The supporting documents you’ll need, if you haven’t updated your details and choose to do so by uploading the documents.

Depending on the loan amount:

 

Apply through e-Banking

Just log into my Alpha Mobile or myAlpha Web with your e-Banking credentials.
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1. Set up your loan

In the “New products” section, choose: Personal loans > Get a loan.

Enter the amount, term and the needs you want to meet with the loan. Then have a look at the features of the loan we propose.

See the monthly instalment representative example.

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2. Apply in 5 steps

  1. Choose the account where we’ll deposit the loan amount and from which you’ll be paying the instalment.

  2. Accept the pre-contractual information for the loan and the Alpha Bank personal data notices.

  3. Answer 4 or 5 short questions.

  4. Upload the necessary supporting documents, if requested.

  5. Check the loan details and submit the application.
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3. Wait for your application assessment

We assess your application and inform you of the result by email.

We may approve or reject your application, come up with a new proposal or request a guarantor.

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4. Sign the agreement digitally

Provided your application has been approved, you digitally sign the agreement with a 6-digit code you receive on your mobile. Right after, we send you your loan agreement to your email. The agreement is also available on your e-Banking.

You see the deadline for signing it. After this time, the application is cancelled and you need to start over.

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5. Get the money in your account

We immediately deposit the amount of the personal loan in the account you have chosen.

We automatically collect the loan fee as soon as the amount is deposited.

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100 AEGEAN discount codes valued at €200 each with a new loan until 31.07

  • In a flash, through your e-Banking

    Get a personal loan between €500 and €15,000 from your mobile or computer and cover your needs and expenses.
  • To fly wherever you want

    If you apply and take out the loan from 09.06.2025 to 31.07.2025, you enter the draw to win 1 out of 100 AEGEAN discount codes valued at €200 each. Have a look at the terms and conditions.
100 AEGEAN discount codes 100 AEGEAN discount codes

No e-Banking?

Get credentials

From your computer or mobile

If you hold an active Alpha Bank debit or credit card, you can get credentials on the spot, without visiting a branch.

Start banking with us

Online, without visiting a branch 

Open your first account with Alpha Bank and get e-Banking credentials online.