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FinQuest 2026: Shaping the future of banking in Europe

Apply by 20.09.2026 to join FinQuest 2026. Submit your solution and get a chance to pilot it with us and win €15,000

Powering the future of finance, together

Accelerate your growth
Gain direct access to our experts, business units and innovation ecosystem, and explore strategic partnerships.
Turn innovation into real impact
Refine your solution through mentoring, workshops and feedback from banking professionals.
Expand your network
Connect with industry experts, mentors, investors, VCs and ecosystem partners, and open doors to new opportunities.
Pilot with us and win €15,000
Compete for the opportunity to launch a structured pilot with us and receive the €15,000 first prize.

Discover FinQuest 2026

4 thematic areas

You may participate in FinQuest 2026 with innovation-driven products centred on:

  • AI-first banking and value transformation – Reinventing banking with AI, automation and measurable impact
  • Fraud zero and digital trust – Securing the digital bank without compromising experience
  • Next generation customer experience – Seamless, phygital and omnichannel journeys
  • Open innovation and emerging technologies – Unlocking new possibilities through breakthrough technologies

Which solutions qualify

To stand a chance to have your solution qualify in the competition, make sure it:

  • Is highly innovative.  
  • Is relevant to the thematic areas of the competition.
  • Addresses a real need of the financial sector or would appeal to a substantial number of customers.
  • Can feasibly be applied in practice, in line with the current laws and regulations.

€15,000 for 1st place

If your startup finishes in 1st place, you’ll have the opportunity to launch a structured pilot with us, working alongside business and technology experts to validate your solution in a real banking environment. You’ll have access to relevant stakeholders and the potential to explore a path toward broader commercial collaboration.

You’ll also receive €15,000 to accelerate execution and growth.

Additional awards and benefits

Other finalists gain direct exposure to our business and technology teams and may be selected for pilot initiatives or future collaboration opportunities. 

Awards and benefits for 2nd and 3rd place will be announced soon.

Mark your calendar

Save the important dates for the FinQuest 2026 phases. 

1. Send the application

Fill in the application form by 20.09.2026 with the details of your solution, team and impact you can create. Send it on time, to enter the competition. 

Once we receive it, we’ll send you a confirmation email.

2. Find out if you've qualified

The evaluation committee will review all submitted applications based on innovation, business value, maturity of the solution, scalability, team capabilities and relevance to the selected challenge area.

It will select the 6 finalists by September.

If necessary, we may call you before the finalists are announced, so you can present your proposal. Be on alert.

If your proposal qualifies, we’ll notify you by email or over the phone.

3. Improve your product (accelerator)

If your proposal does qualify, you’ll have time to further develop your solution, from September to December. This stage is called the accelerator. 

You’ll participate in a tailored acceleration programme designed to help you validate, refine and scale your solutions within the banking industry. 

You’ll gain access to mentoring sessions with industry experts, workshops and knowledge-sharing activities, meetings with our business and technology teams, pitch coaching, and networking opportunities with investors, ecosystem partners and innovation leaders. 

This will help you strengthen your value proposition, explore real business opportunities, and prepare for potential pilot projects and strategic collaborations.

4. Make your pitch

In January, you’ll pitch your solution during a live event before a distinguished panel of judges, including Alpha Bank experts and leading industry professionals. 

If you’re among the top 3 startups, you’ll receive cash prizes and additional awards.

Explore last year’s winners

Discover everything that happened at FinQuest 2025, explore the winning entries and get a glimpse of the international innovation competition. 

Any questions?

Find the answers you need about your participation in FinQuest 2026.

Are there any fees for submitting a proposal?

No. Submitting an application to participate in the competition and having the proposals evaluated are completely free of charge.

Which language is used in the competition?

English, as the competition is international. Your application must also be in English.

I have more than one proposals. Can I present them all?

No. Choose the one you believe is the best and the most suited to Alpha Bank, and enter the competition with that one. Keep the rest for next time.

Will I retain the intellectual property rights of the idea I’ll present?

Yes. You’ll continue to hold all intellectual property rights or any other rights related to your idea. If third parties hold any rights whatsoever, they’ll also retain them.

Is FinQuest only open to fintech startups?

No. we also welcome startups developing solutions in areas such as AI, cybersecurity, fraud prevention, customer experience, data analytics, sustainability, digital identity and emerging technologies relevant to banking.

Who can apply to FinQuest 2026?

Innovative startups and scaleups from across Europe with solutions that address one or more of the competition challenges.

Join FinQuest 2026

Fill in the form by 20.09.2026 to participate in FinQuest 2026 and be in the running to win exclusive prizes.