Loans
What type of loan you may need
To meet day-to-day or emergency needs
Personal loans help you:
- Address regular or emergency needs with added cash flow from €500 to €5,000.
- Finance your or your children’s studies, and pay for tuition fees, educational materials, etc.
- Satisfy larger needs, such as large purchases or other obligations.
- Buy an electric or hybrid car.
- Take control of your debts by consolidating them into 1 loan with 1 instalment.
To buy or build your home
A mortgage loan can bring you 1 step closer to your dream to:
- Get your first home.
- Build, complete or expand your home.
- Buy a new home or plot.
- Carry out large home improvements, from €15,000 and over.
Depending on your age and income, you may benefit from subsidised programmes that support home buyers.
To renovate or improve your home
With the right loans you can easily finance works to:
- Remodel and renovate your living space.
- Upgrade the energy efficiency of your home.
- Buy and install a home solar panel system and save money with net metering.
Home improvement loans are a good fit for any type of work, but mainly for small-scale renovations, starting at €5,000.
How to take out a loan
Personal details
To apply for any loan, you must:
- Be up to 71 years old at the start of the loan and up to 75 years old at loan maturity.
- Live permanently and be taxed in Greece.
- Have updated your details at Alpha Bank.
Credit history
We determine the amount you can borrow based on your:
- Income and asset status
- Credit history, according to Tiresias SA
Depending on the loan you need
We request the documents that are required for the specific loan.
Online through e-Banking
From your mobile through myAlpha Mobile or your computer through myAlpha Web, you can apply for:
By appointment at a branch
Book an appointment at a branch on the day and time it suits you and bring along the supporting documents.
Over the phone
Call on +30 213 009 5567, daily 09:00-17:00, to apply for any personal loan.
Find the right loan for you
Before you apply for a loan, you need to consider:
- What need am I trying to meet – Do you want to buy or invest in real estate, or address an emergency need?
- What amount do I need – Do you already have part of the money you need or will you borrow the entire amount?
- How am I going to repay it – Will the loan payments come from your salary or another source, such as rental income, or do you plan on selling an asset?
- How much time do I need to repay the loan – Considering the amount you can pay monthly, how much time will you need in total?
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Loans