Green loans
Why get a green loan

What you need to know about green loans
Credit history
We determine the amount you can borrow based on your:
- Income and asset status
- Credit history, according to Tiresias SA
Depending on the loan amount
You can finance:
- Specific energy efficiency upgrades or up to 100% of your budget.
- Up to €30,000 to buy a green vehicle.
By appointment at a branch
Book an appointment at a branch on the day and time it suits you and bring along the supporting documents.
Based on your age
You must be up to 75 at loan maturity.
Based on your finances
The loan payment should not affect your day-to-day life.
Make your financial planning even easier with the loan calculators.
Fixed or floating interest rate
With floating interest rate, the instalment amount will follow the market interest rate. Meaning, it may decrease or increase.
With fixed interest rate, the instalment amount remains the same for a specified period, irrespective of the market trends.
Lump-sum fees
There are fees for processing the application. The cost depends on the loan amount.
Subsidised programmes
Depending on the upgrades you want to carry out, your income and your family status, you may be eligible for a subsidised programme.
This means you can get a more favourable loan. Depending on the programme, you may be entitled to an interest rate subsidy or not have to pay any application fees.
Find the right loan for you
Before you apply for a loan, you need to consider:
- What amount do I need – Do you already have part of, or will you borrow the entire amount?
- How am I going to repay it – Will the loan payments come from your salary or another source, such as rental income, or do you plan on selling an asset? In this case, choose a loan you can repay early at no extra charge.
- How much time do I need to repay the loan – Considering the amount you can pay monthly, how much time will you need in total?
- Am I eligible for a subsidy – Do you meet the criteria for subsidised loans? Are there works that are not covered by the subsidy? Do you need a supplementary loan?
Find a home improvement loan that meets your needs
Loan for electric car
Upgrade my home
Renovate my home and save energy – for young people
How to reduce your ecological footprint
Environmentally responsible choices
Find solutions that help you adopt an environmentally responsible lifestyle and play your part in the fight against the climate crisis.
Reduce your ecological footprint by upgrading the energy efficiency of your home, getting a home solar panel system and buying an electric or hybrid car.
Favourable terms
Protecting the environment and reducing our ecological footprint is a priority for all of us.
We are boosting your green transition by:
- Participating in all state subsidised programmes.
- Offering specially designed products and solutions with more favourable terms.
Already have a green loan?
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