Branch Network

Green loans

Improve the energy efficiency of your home or get a green vehicle with favourable loans that reward an eco-friendly way of life.

Why get a green loan

  • To carry out energy upgrades

    Upgrade the energy efficiency of your home or buy and install a home solar panel system to save on energy costs.
  • To buy a car

    Buy an electric or hybrid car, or another green vehicle and reduce your ecological footprint.

What you need to know about green loans

Choose a loan according to your needs and profile.

Credit history

We determine the amount you can borrow based on your:

  • Income and asset status
  • Credit history, according to Tiresias SA
 
Tip: You can apply for a larger loan amount if you have a guarantor or co-debtor.

Depending on the loan amount

You can finance:

  • Specific energy efficiency upgrades or up to 100% of your budget.
  • Up to €30,000 to buy a green vehicle.

Based on your age

You must be up to 75 at loan maturity.

Based on your finances

The loan payment should not affect your day-to-day life.

Make your financial planning even easier with the loan calculators.

 
Tip: The longer the loan term, the lower the monthly instalment.                                                                  

Fixed or floating interest rate

With floating interest rate, the instalment amount will follow the market interest rate. Meaning, it may decrease or increase.

With fixed interest rate, the instalment amount remains the same for a specified period, irrespective of the market trends.

Lump-sum fees

There are fees for processing the application. The cost depends on the loan amount.

Subsidised programmes

Depending on the upgrades you want to carry out, your income and your family status, you may be eligible for a subsidised programme.

This means you can get a more favourable loan. Depending on the programme, you may be entitled to an interest rate subsidy or not have to pay any application fees.

Find the right loan for you

Before you apply for a loan, you need to consider:

  • What amount do I need – Do you already have part of, or will you borrow the entire amount?
  • How am I going to repay it – Will the loan payments come from your salary or another source, such as rental income, or do you plan on selling an asset? In this case, choose a loan you can repay early at no extra charge.
  • How much time do I need to repay the loan – Considering the amount you can pay monthly, how much time will you need in total?
  • Am I eligible for a subsidy – Do you meet the criteria for subsidised loans? Are there works that are not covered by the subsidy? Do you need a supplementary loan?

How to reduce your ecological footprint

Environmentally responsible choices

Find solutions that help you adopt an environmentally responsible lifestyle and play your part in the fight against the climate crisis.

Reduce your ecological footprint by upgrading the energy efficiency of your home, getting a home solar panel system and buying an electric or hybrid car.

Favourable terms

Protecting the environment and reducing our ecological footprint is a priority for all of us.

We are boosting your green transition by:

  • Participating in all state subsidised programmes.
  • Offering specially designed products and solutions with more favourable terms.

Find useful documents

Download the documents concerning all the loans.

Supporting documents for a loan

Deposit and loan interest rates

Commissions and other charges

Terms for taking out an interest-bearing loan

Already have a green loan?

Find services that will make your life easier if you have already taken out a loan.

Need help?

We’ve put together useful information to find whatever you may need.

FAQs about loans

Look through all the FAQs about loans and find the answers you need.

With your credit history

Find out all about Tiresias SA and the criteria that shape your credit score and credit report.

With an insurance plan linked to your loan

Protect yourself and your family and secure the repayment of your loan if something unexpected comes up.

Already have a green loan?

In the way it works for you: online from your computer or by booking an appointment at a branch.

Log into e-Banking

From your computer or mobile, and apply without visiting a branch.

Book an appointment

On the day and time it suits you and bring along the supporting documents you need.

Start banking with us

Open your first account with Alpha Bank and get e-Banking credentials online.