Alpha Tailored Repayment plan

Q: How can I find out what my loan balance is?

Online, at the home page of myAlpha Web or myAlpha Mobile , if you have e-Banking credentials. Through myAlpha Phone on +302103260000. At any Alpha Bank branch .

Are you having trouble repaying your personal loan? If it’s up to date, tailor the loan instalment or term. Visit the branch of your choice to apply.

Book an appointment

-50% on your instalment

Cut your loan instalment in half for up to 6 months.

€0 for up to 2 instalments

Skip up to 2 loan payments a year, in the months you choose.

New loan term

Adjust the term of your loan to reduce all subsequent instalments.

On the term
On the instalments

Shape the term

Extend the term of your loan to reduce the subsequent monthly instalments.

You may change your loan term:

12 months after disbursement, i.e. the moment you receive the amount in your account.
2 times in total.

Reduce the monthly instalments

You have the option of paying:

Half the instalment each month, for up to 6 months.
€0 for 1 or 2 instalments a year, for 2 consecutive months or any months you choose within the year.

For example, you can choose not to pay an instalment in January and February, or in 2 non-consecutive months.

The monthly instalment of your personal loan my start at:

€50 for collateral-free loans
€100 for loans with collateral

Tip: Don’t leave your application to skip a payment until the last moment. Apply on time to secure €0 instalments for the months you want.

Apply provided...

Your loan remains up to date.
12 months have passed since your loan disbursement, if you want to extend its term.
You have at hand the necessary supporting documents, if you haven’t updated your details.

Alpha All-in-1

Debt consolidation

Alpha Epipleon

Overdraft programme

Alpha Individuals Insurance

Personal loan insurance

Any questions?

Find the answers you need about the Alpha Tailored Repayment plan.

Why should I choose a longer loan term and have to pay additional interest?

A longer loan term means that your monthly instalment will be lower. This way, you will be repaying your loan more easily. What’s more, don’t forget that a loan in arrears is charged with default interest, which, in the end, may cost you more compared to the interest linked to the longer term.

If your financial situation improves in the future, you can shorten the loan term again.

How can I find out what my loan balance is?

Online, at the home page of myAlpha Web or myAlpha Mobile, if you have e-Banking credentials.

Through myAlpha Phone on +302103260000.
At any Alpha Bank branch.

How can I find out if my loan has been securitised or assigned to a different company?

Enter your tax number and loan account number in the calculator, to find out if your loan:

Has been assigned to Cepal SA, Servicing of Receivables from Loans and Credits.
Has been transferred to a special purpose vehicle due to securitisation.
The name and details of the special purpose vehicle.

View all the FAQs

Get the Alpha Tailored Repayment plan

Book an appointment at a branch near you, to apply for the Alpha Tailored Repayment plan.