Branch Network

Alpha Bank Bonus Mastercard credit card

With the Alpha Bank Bonus Mastercard credit card you enjoy flexible and secure transactions, while at the same time collecting Bonus points every time you shop, whatever the amount.
Alpha Bank Bonus Mastercard credit card

The Alpha Bank Bonus Mastercard credit card is no longer available.

Reward with every purchase

17.75% interest rate
Shop at millions of businesses with the Mastercard logo in Greece and abroad.
No annual fee for 1 year
After the 1st year you pay a €30 annual fee, while you secure up to 2 additional cards free of charge.
3,000 Bonus points as a welcome gift
Earn 3,000 Bonus points as a welcome gift with your 1st transaction.

Discover the features

Find out the features of the Alpha Bank Bonus Mastercard credit card.

What is the interest rate and what are the fees

From 17.75% interest rate

The interest rate for the Alpha Bank Bonus Mastercard is:

  • 17.75% when you shop
  • 19.00% when you withdraw cash
  • 8.75% for balance transfer
  • +2.50% to the interest rates above for default interest rate

The 0.60% Law 128/1975 levy is added to the interest rates.

Have a look at the deposit and loan interest rates.

 
Tip: You pay interest only if you do not pay off the entire monthly card balance by the payment date.  

Up to 2 additional cards free of charge

The annual fee for the Alpha Bank Bonus Mastercard is:

  • €30 for the main card, free for the 1st year
  • €0 for up to 2 additional cards

Benefits with your salary or pension at Alpha Bank

If you are receiving your salary or pension at Alpha Bank, you secure:

  • 1% discount off the interest rate when you shop, i.e. 16.75% instead of 17.75%
  • No annual fee as long as you receive your salary or pension at Alpha Bank
  • 2,000 Bonus points as a welcome gift

How to get control of your card

Detailed card activity updates

To keep track of your credit card activity:

  • Find your card on e-Banking (myAlpha Web from your computer or myAlpha Mobile from your mobile).
  • Check the monthly Alpha e-statements on your e-Banking.
  • Ask for a card activity statement at Alpha Bank ATMs and APS.

Secure transactions

 
Tip: Make sure you have given Alpha Bank a phone number where you can be reached. For your own security, we may contact you to confirm your transactions.

How to repay the card

Every month

The minimum amount you pay every month is 2% of your card balance.

However, you can pay whatever amount you want, as many times as you want.

 
Tip: If you set a standing order on one of your accounts to pay off the entire monthly balance, you don’t pay any interest.

No fees

Pay your credit card every month without fees:

  • By standing order from your Alpha Bank account
  • By transferring money from your account, from your computer through myAlpha Web or from your mobile through myAlpha Mobile
  • At an Alpha Bank ΑΤΜ or APS

What you gain

Bonus points when you shop and additional free benefits.

Bonus points every time you shop

The Alpha Bank Bonus Mastercard credit card is linked to the Alpha Bank Bonus loyalty programme.

You gain:

  • 4 Bonus points for every €1 when you shop at major partner companies AB Vasilopoulos, AEGEAN, Vodafone, attica, Natural Gas, Generali, Hondos Center, Hertz, BOX, Kotsovolos and selected bp service stations
  • 2 Bonus points for every €1 when you shop at other partner companies
  • 1 Bonus point for every €1 when you shop in-store or online in Greece and abroad

Redeem your Bonus points at thousands of businesses that have joined the Bonus loyalty programme.

Bonus points and free services

  • 3,000 Bonus points with your 1st transaction if Alpha Bank Bonus Mastercard is the first card you get through Alpha Bank.
  • 2,000 additional Bonus points as a welcome gift, if you are receiving your salary or pension at Alpha Bank.

What benefits you get

Find out what other options you have with the Alpha Bank Bonus Mastercard.
  • Shop at millions of businesses (in-store or online) with the Mastercard logo all over the world.

  • Withdraw cash from ATMs of any bank, in Greece and abroad.

  • Add the Alpha Bank Bonus Mastercard to your digital wallet and carry out contactless transactions using your mobile or smartwatch.

  • If you pay by digital wallet, you don’t need to type your card PIN every time.

  • Depending on your mobile phone, you can add your card to Apple Pay, Google Pay, Garmin Pay or Xiaomi Pay.

Woman makes transaction to her laptop with card Woman makes transaction to her laptop with card
Woman makes transaction to her laptop with card
  • Pay in interest-free instalments at a broad network of partner companies.

  • Pay dues to the State in up to 12 interest-free instalments through e-Banking or at a branch.

  • Pay energy bills in up to 6 interest-free instalments through e-Banking.

  • If you pay the dues to the State in instalments, you get the State discount for lump-sum payments.

  • Carry out simple, fast and secure contactless transactions with contactless technology.

  • Tap your bank card directly on the ticket validator when travelling on the metro, bus, trolley and tram in Athens, without needing to buy a ticket.

  • No need to type your card PIN for transactions under €50.

  • If you forget you card PIN, you can recover it on the spot through your e-Banking.

No e-Banking?

Get credentials

From your computer or mobile

If you hold an active Alpha Bank debit or credit card, you can get credentials on the spot, without visiting a branch.

 

Start banking with us

Online, without visiting a branch

Open your first account with Alpha Bank and get e-Banking credentials online.

 

Any questions?

Find the answers you need about the Alpha Bank Bonus Mastercard.

How do I activate my card?

From your computer or mobile phone, as long as you have e-Banking credentials.

From your computer through myAlpha Web:

  1. Locate your new card on the home screen (Overview).
  2. Click on the 3 dots on the right of the card and choose “Activate Card”.
  3. Fill in your card expiration date and choose “Activate”.

From your mobile through myAlpha Mobile:

  1. Scroll down to the Cards section on the home screen.
  2. Choose “Activate card”.
  3. Fill in your card expiration date and choose “Activate”.

If you cannot find your new card on myAlpha Web or myAlpha Mobile, you can add the card.

If you do not have e-Banking credentials, you can activate your card at an Alpha Bank ΑΤΜ after you have received your PIN.

See step-by-step instructions on how to activate your card.

How do I change my credit card limits?

Send an email to customerservice@alpha.gr, mentioning: 

  • The new credit card limit you need. 
  • Your card details (number, Visa or Mastercard, etc.). 
  • Your most recent income tax clearance certificate. 
  • Your most recent payslip (if you are on a payroll). 

We will assess your application and let you know within 2-3 working days. The new limit will apply instantly. 

I cannot find my new card on myAlpha Web. How can I add it?

  1. Scroll down on the home screen (Overview). Under “Credit and Prepaid Cards” and “Loyalty Programme”, select “Add another product”. 
  2. Click on “Alpha Bank”. 
  3. Select “Card” from the drop-down list. 
  4. Type your card number. 
  5. Click on “Add”.