Simple term deposit
Term deposit tailored to your needs
Discover the features
What’s the return
Negotiable interest rate
We set the interest rate the moment you open your term deposit, depending on the amount, term and currency you’ve chosen.
Interest at maturity
At the end of the term deposit, the interest and deposit amount are paid into the linked sight or savings account you’ve chosen.
What it offers you
€5,000 minimum deposit
With a low initial deposit, you can secure attractive returns.
Choose euro or one of the other available foreign currencies.
From 7 days to 12 months
Set the term of your deposit between 7 and 12 months.
Automatic renewal option
Give instructions to have your term deposit automatically renewed at maturity, for 1 more same term, with the interest rate applicable on the date of renewal.
In this case, choose whether you want us to:
- Deposit the interest into your account.
- Capitalise the interest, i.e. increase the amount of your term deposit.
Real-time notifications
With Alpha alerts you are notified in real time by email or Viber / text message about your term deposit details, such as maturity, change of linked account, early withdrawal etc.
Can I open a term deposit?
Apply provided you...
- Have €5,000 for the minimum initial deposit.
- Have booked an appointment at an Alpha Bank branch.
Have at hand...
The necessary supporting documents depending on whether you:
- Already bank with Alpha Bank and have updated your details.
- Want to start banking with us or haven’t updated your details.
Any questions?
Find the answers you need about term deposits with negotiable interest rate.
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