4Y Participation on MXESSDID Index in EUR structured investment product

Potential return based on the Underlying Index

The Underlying Index is the MSCI Europe Smart Security Defense Infrastructure Top 50 Select 4.5% Decrement Index share index (Bloomberg ticker: MXESSDID Index), published and managed by MSCI Inc.

The return of the structured investment product is potential, depends on the performance of the Underlying Index and is calculated based on its reference price on the:

• Initial observation date, i.e. 04.06.2026
• Final observation date, i.e. 29.05.2030

At maturity, the payment amount is determined based on the performance of the Underlying Index, with the:

• Minimum amount being 100% of the investment amount
• Maximum amount being 130% of the investment amount

The product does not bear interest during its term.

Structured product

The 4Y Participation on MXESSDID Index in EUR structured investment product is a debt instrument. It is issued by UniCredit and governed by Italian law.

It is not covered by a deposit guarantee scheme.

Return and risk

The structured investment product focuses on capital protection at maturity. If you liquidate the product before maturity, you may receive a lower amount than the one you would receive at maturity.

It is intended for retail investors who:

• Have a medium-term investment horizon.
• Seek general wealth formation or asset optimisation.
• Have average knowledge and/or experience of financial products, and cannot bear any losses or can bear only minor losses of their invested capital.

The structured investment product is also intended for professional clients or eligible counterparties.