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Extra Profit structured term deposits
Potential for extra profit
IMPORTANT NOTICE
Discover the current series of Extra Profit
Starting at €10,000
Benefit from the returns of a structured term deposit, starting your investment as low as €10,000.
For 6 months
The term of the current series is 6 months, specifically from 05.03.2025 to 05.09.2025 .
0.30% fixed interest rate
The fixed contractual interest rate of the term deposit is 0.30% a year.
This is the minimum guaranteed return you’ll get at maturity, provided you maintain the deposit for the entire term.
+3.50% Extra Profit interest rate
To earn the Extra Profit interest rate, a specific condition must be met. Specifically, the official closing price of the SPDR Gold Shares ETF on the final observation date is:
- Lower than the Extra Profit activation limit, for the 6-month Extra Profit Gold ETF Down
- Higher than the Extra Profit activation limit, for the 6-month Extra Profit Gold ETF Up
The offer period for the current series has expired.
You can find out more about the special terms and the features in the Key Information Document (available in Greek):
- 6-Month Extra Profit Gold ETF Up
- 6-Month Extra Profit Gold ETF Down
Find out more about Extra Profit
What is a structured term deposit
It is a term deposit with features similar to a structured deposit, as defined in the European regulatory framework MIFID II. It offers:
- Principal protection and guaranteed return at maturity through a term deposit.
- Potential for additional return provided a specific investment condition is met and you hold the deposit for the entire term.
The additional return could depend on the performance of interest rates, financial indices, foreign exchange rates, etc.
However, before entering a structured term deposit, you should get detailed and full information on the investment condition that needs to be fulfilled so the additional return is triggered.
What it offers you
Potential for additional return without risking your capital
With the Extra Profit structured term deposits you get:
- Guaranteed minimum return, provided you maintain the term deposit for the entire term.
- Potential to secure significantly higher return depending on market performance.
At the same time, you get principal protection, as the product has features similar to a term deposit and you are covered by the Deposit and Investment Guarantee Fund.
Interest at maturity
You’ll receive the interest at maturity of the term deposit, i.e. in 6 months, on top of the initial capital.
The total amount is credited in the account you have linked to the term deposit.
How can I get an Extra Profit structured term deposit?
Make sure to...
- Hold an account with Alpha Bank.
- Book an appointment at an Alpha Bank branch.
- Have the necessary supporting documents depending on whether you want to start banking with us or to update your details.
Come to the appointment
We determine whether structured term deposits are appropriate for you and inform you about current series you can participate in.
You open a joint or individual investment account, if you don’t already hold one.
We fill in the application for the structured term deposit together.
Explore other options
Any questions?
Find the answers you need about the Extra Profit structured term deposits.