Alpha Exelixis Multi Asset 85 unit-linked plan

Capital investment with 85% protection

Receive the total amount of your investment account at plan maturity.

Secure 85% protection of the highest value at the mutual fund’s net unit price, as it changes daily. When markets go up, the protected value of the mutual fund also goes up.

Life insurance

In case of loss of life, your legal beneficiaries receive an additional amount equal to 5% of the net premium you paid initially.

Full or partial early redemption

You can redeem part or the full current value of your investment account.

For the first years, a redemption fee applies:

• 5% – 1st insurance year
• 3% – 2nd insurance year
• 2% – 3rd insurance year
• 1% – 4th insurance year

There is no redemption fee as of the 5th year.

Continuous updates

You receive updates on your investment account:

• Online, from your computer through myAlpha Web or your mobile through myAlpha Mobile.
• By post, at the end of each year from AlphaLife.
• At our branches, whenever you want.

One-off investment starting at €10,000

Choose the amount you want to invest, from €10,000 to €100,000, and make the most of the capital you’ve already saved.

You pay the amount with a one-off transfer from your Alpha Bank account. You cannot make any extra payments.

For 10 to 20 years

The Alpha Exelixis Multi Asset 85 unit-linked insurance plan has a long-term investment horizon.

You set a savings term between 10 and 20 years at the start of the plan. You cannot change the plan term afterwards.

In mutual fund units

You invest in equal value units of the Alpha Multi-Asset Protect 85 structured fund.

Active management

The Alpha Multi-Asset Protect 85 Structured Fund offers exposure to an international balanced portfolio.

Through active management, Alpha Asset Management MFMC regularly adjusts the exposure to the asset classes the mutual fund invests in.

Predefined investment strategy

The investment strategy is predefined and offers:

• Active management of the investment portfolio – balanced portfolio and risk profile, investing in international share indexes, bonds and cash.
• Cash allocation to a protection portfolio, aiming at permanently protecting capital equal to 85% of its highest net asset value.
• Regular reallocations between the investment and the protection portfolio depending on market conditions.
• Increased exposure to the investment portfolio when markets go up.
• Reduced exposure to the investment portfolio when markets go down, equally increasing exposure in the protection portfolio.

The Alpha Exelixis Multi Asset 85 unit-linked plan is for you if you:

• Want to invest the capital you’ve already saved.
• Have a long-term investment horizon.
• Want to invest in an international balanced portfolio.
• Wish to limit potential losses from investing in the market.
• Want to secure extra income for your golden years.