BACK
Alpha Plus investment plan
Term deposit and mutual funds bundle
UCITS HAVE NO GUARANTEED RETURNS AND PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS.
Discover the combined investment plan
Term deposit
Place part of your capital in a 6-month term deposit.
Mutual funds
With the remaining amount you invest in 1 of the mutual funds managed by Alpha Asset Management MFMC:
- Alpha Greek Balanced Classic
- Alpha Conservative Greek Balanced Classic
- Alpha Global Allocation Balanced Classic
- Alpha Greek Equity Quality Income Fund Classic
2 allocation options
You choose how you want your capital to be split between the 2 products:
- 80% in the term deposit and 20% in the mutual fund
- 50% in the term deposit and 50% in the mutual fund
Starting at €15,000
Invest between €15,000 and €100,000 in total to the term deposit and the mutual fund you select.
Up to 2.25% competitive interest rate
Secure a favourable interest rate for your term deposit depending on the capital allocation you have opted for:
- 1.75% for an 80% / 20% split
- 2.25% for a 50% / 50% split
The favourable interest rate of the plan does not apply past the term deposit maturity date, even if you continue to hold your mutual fund investment. However, if you redeem the mutual fund before the maturity date of the term deposit, the interest rate does not change.
You can invest again in the combined investment product under the terms that apply at that time.
Learn more about the combined investment plan
How it works
Building capital 2 ways
You benefit from the return of:
- The interest on your term deposit at maturity
- Your investment in the mutual fund
This is how you build your capital to meet your future needs. The final amount you receive through the plan depends on the:
- Total amount invested
- Average return
- Investment term
Option for early deposit withdrawal
If you want, you can cash out your term deposit before the maturity date. However, this mean that you may not collect any interest. In any case, you will receive the entire initial deposit.
Cashing out your term deposit does not affect your mutual fund investment.
Regular updates
You receive updates on your investment account:
- Daily, through your e-Banking.
- Every month, through the e-statements you receive online or every 3 months with the statements you receive by post.
- Every year, through the annual costs and charges report and the tax certificate.
You can also request to receive email updates with all the investment details.
Who it’s for
The Alpha Plus investment plan is for investors who:
- Are interested in investing in mutual funds.
- Want to build a capital they can cash out in the short term.
- Aim to limit their investment risk with 100% capital guarantee for 1 of the 2 investment parts, specifically for the amount placed in the term deposit.
Understanding investment basics
How to invest in the Alpha Plus investment plan
Make sure to...
- Hold an account with Alpha Bank.
- Book an appointment at an Alpha Bank branch.
- Have the necessary supporting documents depending on whether you want to start banking with us or to update your details.
Come to the appointment
We provide information on the term deposit and mutual fund in which you want to invest.
You open a joint or individual investment account, if you don’t already hold one.
Together, we fill in the application to participate in the mutual fund. We charge your linked bank account with the gross investment amount (invested capital + entry fees).
Backed by Alpha Asset Management MFMC
Having more than 35 years of experience in the investment industry, Alpha Asset Management MFMC is the leader in collective investments. It manages more than 40 mutual funds in Greece and Luxembourg, and has achieved significant distinctions. This brings its mutual funds to the highest-ranking positions within their respective classes.
Its portfolio managers are specialised executives with considerable academic qualifications, extensive experience and an impressive track record in mutual fund management.
Explore other options
Any questions?
Find the answers you need about the Alpha Plus investment plan.
How do I redeem my Alpha mutual funds shares?
Visit any Alpha Bank branch to apply.
You can redeem your entire investment or a part of it.
You receive the redemption amount directly into your account in 1-4 business days, depending on the mutual fund.
I’m not familiar with investments. Can you help me choose a mutual fund?
Do I pay any fees for the Alpha Plus investment plan?
Invest in the Alpha Plus plan
UCITS HAVE NO GUARANTEED RETURNS AND PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS.