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Alpha Dimiourgo investment plan
Gradual investment
UCITS HAVE NO GUARANTEED RETURNS AND PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS.
Discover the features
What it offers
Building capital
Through regular payments, you build up your capital and collect the total value of your investment in mutual funds as a lump sum when you decide to cash out.
The final amount you receive through the plan depends on the:
- Total amount invested.
- Average return on investment.
- Overall holding period.
Have a look at an example of how you can build capital.
Cashing out any time
You can exit the Alpha Dimiourgo plan at any time and redeem your investment.
You don’t pay any redemption fees.
Staying updated
You receive updates on your investment account:
- Daily, through your e-Banking.
- Every month, through the e-statements you receive online or every 3 months with the statements you receive by post.
- Every year, through the annual costs and charges report and the tax certificate.
You can also request to receive email updates with all the investment details.
What is the investment amount and term
Regular payments starting at €50
Tailor your investment to your finances and personal planning. You can pay:
- From €50 to €5,000
- Every 1, 3, 6 or 12 months
You pay the same amount every time by standing order from your Alpha Bank account. You cannot make any additional payments.
No set term
The Alpha Dimiourgo investment plan does not have a fixed maturity. There is no maximum or minimum term. To exit the plan, you need to revoke the standing order for the regular payments in writing.
Option to temporarily suspend payments
If you are having difficulties, you can skip a specific payment and simply make the next regular payment on the assigned date. The investment plan continues to yield returns in the meantime.
Entry fees
Starting from 01.12.2025, there is no entry fee for the Alpha Dimiourgo investment plan.
Where it invests
In select mutual funds
The plan invests in mutual funds managed by Alpha Asset Management MFMC. Choose among 40 mutual funds from different categories:
- Money Market
- Fixed income
- Balanced
- Equity
You cannot invest in the Alpha (Lux) Global Funds with the Alpha Dimiourgo investment plan.
Who it’s for
The Alpha Dimiourgo investment plan is for investors who:
- Are interested in investing in mutual funds.
- Want to save even small amounts, as regularly as they can, for future needs.
- Aim to limit investment risk, since they benefit from different levels of market prices through their regular investment in mutual funds.
Understanding investment basics
How to invest in the Alpha Dimiourgo plan
Make sure to...
- Hold an account with Alpha Bank.
- Book an appointment at an Alpha Bank branch.
- Have the necessary supporting documents depending on whether you want to start banking with us or to update your details.
Come to the appointment
We provide information about the mutual funds in which you can invest.
You open a joint or individual investment account, if you don’t already hold one.
We fill in the application for the investment plan together. We charge your linked bank account with the investment amount.
New to Alpha Bank?
Backed by Alpha Asset Management MFMC
Having more than 35 years of experience in the investment industry, Alpha Asset Management MFMC is the leader in collective investments. It manages more than 40 mutual funds in Greece and Luxembourg, and has achieved significant distinctions. This brings its mutual funds to the highest-ranking positions within their respective classes.
Its portfolio managers are specialised executives with considerable academic qualifications, extensive experience and an impressive track record in mutual fund management.
Explore other options
Any questions?
Find the answers you need about the Alpha Dimiourgo investment plan.
What could be the final capital I receive if I invest in Alpha Dimiourgo?
The final amount of the investment depends on the overall holding period, the payments you make and the average return on investment.
Example with 3% average return
You get:
- €18,022 for 10 years of holding and €15,000 invested amount
- €27,400 for 15 years of holding and €21,000 invested amount
- €50,946 for 25 years of holding and €33,000 invested amount
Example with 5% average return
You get:
- €20,469 for 10 years of holding and €15,000 invested amount
- €33,070 for 15 years of holding and €21,000 invested amount
- €69,995 for 25 years of holding and €33,000 invested amount
Example with 7% average return
You get:
- €23,337 for 10 years of holding and €15,000 invested amount
- €40,243 for 15 years of holding and €21,000 invested amount
- €98,183 for 25 years of holding and €33,000 invested amount
Investments in mutual funds may have negative returns.
What happens if my linked account does not have the balance to pay the standing order?
The plan continues as normal.
On the next payment date, only the regular payment amount is charged, provided there is sufficient balance. There’s no catch-up for previous missed payments.
Invest in mutual funds
UCITS HAVE NO GUARANTEED RETURNS AND PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS.