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Alpha Bank Bonus Visa credit card
Bonus with every transaction
Discover the features
What is the interest rate and what are the fees
From 17.75% interest rate
The interest rate for the Alpha Bank Bonus Visa is:
- 17.75% when you shop
- 19.00% when you withdraw cash
- +2.50% to the interest rates above for default interest rate
The 0.60% Law 128/1975 levy is added to the interest rates.
Have a look at the deposit and loan interest rates.
Up to 2 additional cards free of charge
The annual fee for the Alpha Bank Bonus Visa is:
- €30 for the main card, free for the 1st year
- €0 for up to 2 additional cards
Benefits with your salary or pension at Alpha Bank
If you are receiving your salary or pension at Alpha Bank, you secure:
- 1% discount off the interest rate when you shop, i.e. 16.75% instead of 17.75%
- No annual fee as long as you receive your salary or pension at Alpha Bank
- 2,000 Bonus points as a welcome gift
How to get control of your card
Detailed card activity updates
To keep track of your credit card activity:
- Find your card on e-Banking (myAlpha Web from your computer or myAlpha Mobile from your mobile).
- Check the monthly Alpha e-statements on your e-Banking.
- Ask for a card activity statement at Alpha Bank ATMs and APS.
Secure transactions
- Receive Alpha alerts with Viber/SMS or email in real time for every card transaction.
- Confirm your online transactions with push notification or the 6-digit code you receive via Viber/text message through myAlpha Secure Web.
- Change your card cash withdrawal and transaction limits online through your e-Banking.
- Block your card temporarily if you’re not sure whether you’ve lost it.
How to repay the card
Every month
The minimum amount you pay every month is 2% of your card balance.
However, you can pay whatever amount you want, as many times as you want.
No fees
Pay your credit card every month without fees:
- By standing order from your Alpha Bank account
- By transferring money from your account, from your computer through myAlpha Web or from your mobile through myAlpha Mobile
- At an Alpha Bank ΑΤΜ or APS
What you gain
Bonus points every time you shop
The Alpha Bank Bonus Visa credit card is linked to the Alpha Bank Bonus loyalty programme.
You gain:
- 4 Bonus points for every €1 when you shop at major partner companies AB Vasilopoulos, AEGEAN, Vodafone, attica, Natural Gas, Generali, Hondos Center, Hertz, BOX, Kotsovolos and selected bp service stations
- 2 Bonus points for every €1 when you shop at other partner companies
- 1 Bonus point for every €1 when you shop in-store or online in Greece and abroad
Redeem your Bonus points at thousands of businesses that have joined the Bonus loyalty programme.
Bonus points and free services
- 3,000 Bonus points with your 1st transaction if the Alpha Bank Bonus Visa is the first card you get through Alpha Bank.
- 2,000 additional Bonus points as a welcome gift, if you are receiving your salary or pension at Alpha Bank and get your card through e-Banking.
What benefits you get
Can I get the card online?
Apply provided you...
- Are 18-75 years old.
- Have e-Banking credentials.
- Live permanently in Greece, have a Greek mobile phone number and hold a Greek ID card.
- Have updated your details at Alpha Bank.
Have at hand...
- Your Taxisnet credentials, if you haven’t updated your details and want to do so through eGov-KYC.
- The supporting documents you’ll need, if you haven’t updated your details and choose to do so by uploading the documents.
Apply through e-Banking
1. Fill in the application form
Choose New products > Credit cards > Get credit card.
Choose the Alpha Bank Bonus Visa and:
- Set an account to pay your card automatically.
- Accept the pre-contractual information.
- Answer 3 short questions.
- Choose where you want to receive your card, provided it is approved.
We assess your application and inform you by email:
- Immediately, if you submit it from 06:00-22:00.
- In the morning, if you submit it from 22:00-06:00.
2. Sign the agreement digitally
Provided the application is approved, confirm your personal details and accept the terms for the digital signature.
Digitally sign the agreement with a 6-digit code you receive on your mobile.
You have 3 days to sign the agreement. Once 3 days have elapsed, the application is cancelled and you need to start over.
We send you the agreement by email and save a copy on your e-Banking.
3. Get the card
The new card shows up on your e-Banking within 3 working days. Once it’s ready, you get a message on your e-Banking and you can activate it.
You can activate the virtual use of your new card. Through myAlpha Mobile, you can easily add the card to your digital wallet to carry out transactions with your mobile. Otherwise, get the card details to shop online.
You receive the actual card by post in 8-10 working days.
Find out how you receive your card PIN.
No e-Banking?
Get credentials
From your computer or mobile
If you hold an active Alpha Bank debit or credit card, you can get credentials on the spot, without visiting a branch.
Start banking with us
Online, without visiting a branch
Open your first account with Alpha Bank and get e-Banking credentials online.
Any questions?
Find the answers you need about the Alpha Bank Bonus Visa.
How do I activate my card?
From your computer or mobile phone, as long as you have e-Banking credentials.
From your computer through myAlpha Web:
- Locate your new card on the home screen (Overview).
- Click on the 3 dots on the right of the card and choose “Activate Card”.
- Fill in your card expiration date and choose “Activate”.
From your mobile through myAlpha Mobile:
- Scroll down to the Cards section on the home screen.
- Choose “Activate card”.
- Fill in your card expiration date and choose “Activate”.
If you cannot find your new card on myAlpha Web or myAlpha Mobile, you can add the card.
If you do not have e-Banking credentials, you can activate your card at an Alpha Bank ΑΤΜ after you have received your PIN.
See step-by-step instructions on how to activate your card.
How can I increase my credit card limit?
Send an email to customerservice@alpha.gr, mentioning:
- The new credit card limit you need.
- Your card details (number, Visa or Mastercard, etc.).
- Your most recent income tax clearance certificate.
- Your most recent payslip (if you are on a payroll).
We will assess your application and let you know within 2-3 working days. The new limit will apply instantly.
I cannot find my new card on myAlpha Web. How can I add it?
- Scroll down on the home screen (Overview). Under “Credit and Prepaid Cards” and “Loyalty Programme”, select “Add another product”.
- Click on “Alpha Bank”.
- Select “Card” from the drop-down list.
- Type your card number.
- Click on “Add”.