Loans
To meet your housing, personal and emergency needs, or to carry out energy-upgrade works.
Loans for every need
Why take out a loan
To make your dreams come true
Whether you want to buy a home or study, invest in your future with the right loan, so none of your dreams remain unfulfilled.
To adopt a greener way of life
Protect the environment and save money with green loans for electric vehicles and energy upgrades for your home.
To always stay on top
Whatever happens, good or bad, secure the funds to deal with it, with a loan specifically tailored to your individual needs.
How to apply for a mortgage loan
We explain in simple terms the process you have to follow and the supporting documents you’ll need to bring with you to the branch to apply for the loan.
Download useful documents
Already have a loan?
Frequent questions
Which criteria determine how much I can borrow?
There are 3 main criteria:
- Your income.
- Your other liabilities and living costs.
- Any collaterals.
With mortgage loans, we also consider the estimated value of the property you offer as collateral. The loan amount may be up to 90% of the property value and up to 100% of the sales contract price.
How do I find out if my loan has been approved?
- At the branch where you applied.
- Via SMS at the number you wrote in your application.
- Via email if you have applied online for a consumer loan.
What is the Euribor?
A market reference rate. Specifically, the rate at which the EU banks borrow funds from the interbank market, without collateralisation. Euribor is calculated for different maturities (1 week, 1, 3, 6, and 12 months).
The European Money Markets Institute(EMMI) is responsible for its management.