“Spiti mou” Co-financed Mortgage Loan

With 75% State financing 75% of the amount is financed by the State, up to €112,500. 25% of the amount is financed by us, up to €37,500. Repay the loan in 3-30 years, depending on your finances.
Early repayment at no extra charge You can pay additional instalments or even repay the entire loan amount earlier, at no extra charge.
0% interest rate on 75% for large families Get 0% interest rate on 75% of the loan. You also get 0% interest rate on the remaining 25% of the loan if you have 3 or more children.
Floating interest rate on 25% of the loan Floating interest rate based on the 3m Euribor + 2.20% spread, exempt from the Law 128/75 levy.

The “Spiti mou” loan collateral can be a mortgage lien on the purchased property, at 120% of the loan amount.

To meet personal and other needs, we offer the Alpha Metron Ariston personal loan with zero application fees and 9.90% fixed interest rate (+ Law 128/75 levy).

ANNUAL PERCENTAGE RATE OF CHARGE (APRC): 1.89%, €481.17 monthly instalment, €115,900.06 total repayment amount for a €100,000 loan, with floating interest rate (0.92% ¼ of Euribor 3M + ¼ of 2.20% spread), 20-year term (240 monthly instalments), €0 loan processing fee, €420 lump-sum engineering inspection and due diligence fee, €16.90 monthly home insurance premium.

Get loan pre-approval

Come to the appointment bringing along the necessary documents. We ensure that you meet the criteria and we fill out the application together. If your application receives a pre-approval, you provide the property details. We send your application to the Hellenic Development Bank (HDB) for assessment.

Go through inspection and due diligence

We inform you of the HDB's decision. Provided your application is approved, you have 60 days to bring the necessary documents for the engineering inspection and due diligence. Our lawyer reviews the legal status of the property at the Land Registry or the National Cadastre. Our engineer will verify that the property complies with legal requirements ...Read more

Get HDB approval and take out the loan

We ensure that the property meets the conditions and you sign the agreement. We send the loan agreement to the HDB for final approval. Once this is done, we proceed with the mortgage lien on the property. We inform the HDB and we issue the cheque in the name of the seller.

Welcome home

That was all! You now have a home of your own.