Alpha Residence mortgage loan
Do you dream of getting your own home? Through some simple questions, find out if you can get a mortgage loan, what amount you can ask for and for how many years.
Start moving into your dream home with an Alpha First Home mortgage loan
If you are up to 50 years old, you can get a loan up from €15,000 to buy your own home.
Alpha Cash Collateral mortgage loan
Get a loan to buy, build or renovate your home, using your portfolio as collateral rather than placing a mortgage lien on a property.
How a mortgage loan makes it easier for you
For a property or other works
Buy a home or immediately build, complete, extend, make additions to or repair the home you already own.
Readily available funds
Get the loan amount fast to buy a home or start building or renovating works.
Early repayment at no extra charge
You can pay additional instalments or even repay the entire loan amount earlier, at no extra charge.
What’s the best loan for you
Find the mortgage loan that’s the best fit for you and secure the necessary capital to start living in your ideal home.-
Alpha First Home mortgage loanSecure up to 90% financing to buy your own home for the 1st time, provided you are 18-50 years old.
-
Alpha Residence RenovationGet a mortgage loan to carry out small- or large-scale works on your home.
-
“Upgrade my home” programmeTake out an interest-free loan to cover the energy upgrade costs for your home through the “Upgrade my home” programme.
-
“Spiti mou ΙΙ” co-financed mortgage loanIf you are 25-50 years old, you can buy your first home through Alpha Bank with government co-financing.
-
Spiti mou” co-financed mortgage loanIf you are 25-39 years old, you can buy your first home through Alpha Bank with government co-financing.
How to apply for a mortgage loan
We explain in simple terms the process you have to follow and the supporting documents you’ll need to bring with you to the branch to supply for the loan.
Secure capital for a mortgage loan
Book an appointment at a branch near you, to apply for a mortgage loan and get the home of your dreams.
BOOK AN APPOINTMENT
Frequent questions
Which loan should I choose depending on my housing needs?
For any housing need: Alpha Residence. This loan will help you buy a house or plot (ripe for development) and also build, finish or repair your home. You can choose a fixed or floating interest rate and request a low start period. Find out if Alpha Residence is right for you.
To renovate your home: Alpha Residence Renovation When you are doing small-scale renovations, you can take out a floating interest rate loan, without the need for a mortgage lien, through very fast financing procedures. Find out if Alpha Residence Renovation is right for you.
Which interest rate should I choose?
The one that best fits your needs. If you wish to:
- Ensure a fixed monthly instalment for a specific period, you can choose a fixed interest rate.
- Follow the market trends, you can choose a floating interest rate. In this case, the amount of the instalment will increase or decrease every month, depending on the interest rates.
How do I find out if my loan has been approved?
- At the branch where you applied.
- Via SMS at the number you wrote in your application.
- Via email if you have applied online for a consumer loan.