For new mortgage loan applications submitted from 13.02.2023 to 30.06.2023, the One-off Loan Application Assessment Fee will not apply.
Buy the house of your dreams today with the Alpha Bank Housing Loans
Alpha Bank finances the purchase of a home or other property, either for your own use or as an investment.
In addition, Alpha Housing Loans provide financing for the purchase of a plot, the construction, extension, completion or repair of a building while allowing you to transfer a housing loan from another bank.
Choose any Alpha Housing Loan and be a winner:
- We offer financing which, amounts to 80% of the property value and up to 100% of the purchase contract value
- Immediate disbursement upon completion of the mortgage prenotation process.
- Repayment flexibility and many other privileges
Alpha ResidenceThe Alpha Residence housing loan allows you to meet your needs and ensures flexible repayment.Loan duration Between 5 and 35 yearsInterest Rate type Variable, fixed
“Spiti mou” co-financed mortgage loanIf you are 25-39 years old, buy your first home from Alpha Bank with the “Spiti mou” co-financed mortgage loan.
Alpha Green Solutions – Energy Saving HomeWith the Alpha Green Solutions – Energy Saving Home you get a home loan to upgrade the energy efficiency of your home. Find out how to save money and energy.Loan duration Between 5 and 35 yearsInterest Rate type Variable, Fixed
Alpha Residence RenovationDesign your residence from scratch, launch instantly its renovation and meet fully your latest needs for a modern house.
Now is the time for your own home,
so that you can be at home, not just feel like home.
Renew your own space and enjoy a more beautiful and more functional home!
- Favorable financing
- Quick disbursement
Get it now
Which loan should I choose depending on my housing needs?
For any housing need: Alpha Residence. This loan will help you buy a house or plot (ripe for development) and also build, finish or repair your home. You can choose a fixed or floating interest rate and request a low start period. Find out if Alpha Residence is right for you.
To renovate your home: Alpha Residence Renovation When you are doing small-scale renovations, you can take out a floating interest rate loan, without the need for a mortgage lien, through very fast financing procedures. Find out if Alpha Residence Renovationis right for you.
To buy an energy efficient home or carry out an energy upgrade: Alpha Green Solutions – Energy Saving Home You can choose a fixed or floating interest rate. Find out if Alpha Green Solutions – Energy Saving Home is right for you.
Which interest rate should I choose?
The one that best fits your needs. If you wish to:
- Ensure a fixed monthly instalment for a specific period, you can choose a fixed interest rate.
- Follow the market trends, you can choose a floating interest rate. In this case, the amount of the instalment will increase or decrease every month, depending on the interest rates.
How do I find out if my loan has been approved?
- At the branch where you applied.
- Via SMS at the number you wrote in your application.
- Via email if you have applied online for a consumer loan.