Alpha Residence Renovation

For small- or large-scale works Get up to €15,000 and pay it off in 3-8 years for a loan without mortgage lien. With mortgage lien, you can get up to €40,000 and pay it off in 3-20 years.
Early repayment at no extra charge You can pay additional instalments or even repay the entire loan amount earlier, at no extra charge.
Spread starting from 4.50% without mortgage lien The interest rate is floating based on the 3m Euribor + 4.50% spread + 0.12% Law 128/75 levy.
Spread starting from 2.50% with mortgage lien The interest rate is floating based on the 3m Euribor + 2.50% spread + 0.12% Law 128/75 levy.

If your income changes, you can ask to adjust your loan instalment at any time with the Payment Adjustment Plan.

To meet personal and other needs, we offer the Alpha Metron Ariston personal loan with zero application fees and 9.90% fixed interest rate (+ Law 128/75 levy).

ANNUAL PERCENTAGE RATE OF CHARGE (APRC): 7.50%, €290.79 monthly instalment, €71,070.27 total repayment amount for a €40,000 loan, with floating interest rate (3.67% Euribor 3M + 2.50% spread), 20-year term (240 monthly instalments), €350 lump-sum loan processing fee, €420 lump-sum engineering inspection and due diligence fee, €16.90 monthly home insurance premium (including 0.12% Law 128/75 levy).

Get loan pre-approval online

Log into myAlpha Web. Fill in the details and upload the supporting documents. If necessary, you may add co-debtors and/or guarantors and complete the pre-approval application. If your application is approved, bring the necessary supporting documents to get the final loan approval. Alternatively, book an appointment at a branch.

Get final approval

If your loan requires collateral, bring the supporting documents for the engineering inspection and due diligence on the property. We confirm that it meets the conditions, you bring the supporting documents for final approval, you sign the relevant letter and in 5 days you sign the loan agreement. Bring the supporting documents for the property to ...Read more

Take out the loan

Sign the application to make the money available, paid out in 2 instalments. Once the mortgage lien process is concluded, we deposit the 1st instalment in your account and you receive a relevant SMS.