Financial Institutions

Useful information on Alpha Bank’s Correspondent Banks, Terms & Conditions for Banks, STP rules for MT 103, Due Diligence measures for Banking Institutions, as well as relevant contact details.

BANKS PER COUNTRY	CITIES	SWIFT CODE
AED - UNITED ARAB EMIRATES
CITIBANK N.A. IBAN: GB87CITI18500811263161	LONDON	CITIGB2L
ALL - ALBANIA
BANKA OTP ALBANIA SH.A (ex. ALPHA BANK ALBANIA SH.A)	TIRANA	CRBAALTR
AUD - AUSTRALIA
J.P. MORGAN AG	FRANKFURT	CHASDEFX
CAD - CANADA
BANK OF MONTREAL	MONTREAL	BOFMCAM2
CHF – SWITZERLAND
CREDIT SUISSE (SWITZERLAND) LTD UBS SWITZERLAND AG	ZÜRICH ZÜRICH	CRESCHZZ80A UBSWCHZH80A
CNY-CHINA
COMMERZBANK AG	FRANKFURT	COBADEFF
CZK - CZECH REPUBLIC
CITIBANK N.A.	LONDON	CITIGB2L
DKK - DENMARK
DANSKE BANK A/S	COPENHAGEN	DABADKKK
EUR
ALPHA BANK Α.Ε. "Commercial Payments through TARGET2; Foreign Exchange, Money Markets and Derivatives Direct through TARGET2. For securities settlement only use Euroclear EC90864"	ATHENS	CRBAGRAA
GBP - UNITED KINGDOM
BARCLAYS BANK PLC LLOYDS BANK PLC NATIONAL WESTMINSTER BANK PLC (RBS GROUP)	LONDON LONDON LONDON	BARCGB22 LOYDGB2L NWBKGB2L
HKD - HONG KONG
CITIBANK N.A.	LONDON	CITIGB2L
HRK - CROATIA
CITIBANK N.A.	LONDON	CITIGB2L
HUF - HUNGARY
CITIBANK N.A.	LONDON	CITIGB2L
JPY - JAPAN
MUFG BANK LTD	TOKYO	BOTKJPJT
NOK - NORWAY
DNB BANK ASA	OSLO	DNBANOKK
NZD - NEW ZEALAND
J.P. MORGAN AG	FRANKFURT	CHASDEFX
PLN - POLAND
CITIBANK N.A.	LONDON	CITIGB2L
RON - ROMANIA
ALPHA BANK ROMANIA S.A.	BUCHAREST	BUCUROBU
RSD - SERBIA
AGROINDUSTRIJSKO KOMERCIJALNA BANKA AIK BANKA A.D. BEOGRAD	BELGRADE	AIKBRS22
RUB - RUSSIA
AO UNICREDIT BANK	MOSCOW	IMBKRUMM
SEK - SWEDEN
SKANDINAVISKA ENSKILDA BANKEN	STOCKHOLM	ESSESESS
SGD - SINGAPORE
CITIBANK N.A.	LONDON	CITIGB2L
TRY - TURKEY
TURKIYE GARANTI BANKASI AS IBAN: TR470006200093000006499754	ISTANBUL	TGBATRIS
USD - UNITED STATES
STANDARD CHARTERED BANK THE BANK OF NEW YORK MELLON CITIBANK N.A. DEUTSCHE BANK TRUST CO AMERICAS JPMORGAN CHASE BANK NA	NEW YORK NEW YORK NEW YORK NEW YORK NEW YORK	SCBLUS33 IRVTUS3N CITIUS33 BKTRUS33 CHASUS33
ZAR - SOUTH AFRICA
J.P. MORGAN AG	FRANKFURT	CHASDEFX

ALPHA BANK S.A.
1. ACCOUNT CONDITIONS	By arrangement

2. CHEQUES
2.1 Cheque drawn on your account	By arrangement
2.2 Stop payment request	EUR 30

3. CLEAN PAYMENTS
3.1 In favour of a Bank
Bank to Bank
credited in our books	FREE
transferred to another bank	EUR 6 per debit
3.2 In favour of a customer
For STP - SHA payments (all currencies)
favour customer of our Bank	FREE
favour customer of other Bank	Handling fee: EUR 1,50
For STP - OUR payments*
Payments in EUR	1) EUR 10 for amount up to EUR 50.000 2) 0,5‰ max EUR 75 for amount > EUR 50.000,01
Payments in Foreign Currency	0,50‰ min EUR 10, max. EUR 75
GUARANTEED OUR	By arrangement
*Charges imposed by third parties will be passed on to the remitting bank. Alpha Bank will not honour any claim for 'OUR' payments exceeding EUR 75 per item
For Non-STP payments	EUR 10 (in addition)
NOTES	-If the remitting Bank maintains an account in our books charges will be debited to this account -Payments with separate covers will be executed only upon receipt of the relevant cover
3.3 Cancellations	EUR 30
3.4 Amendments	EUR 30 plus third party charges
3.5 Adjustment of value date	EUR 100 operational charges plus real cost (threshold claim: EUR 500)
3.6 Handling fee for late cover	EUR 100
3.7 Return fee	EUR 30
3.8 Payment investigations
Inquiries up to three months from transaction date	EUR 30 plus third party charges
Inquiries for items over three months from transaction date	EUR 100 plus third party charges
3.9 Cut-off times (for STP payments)
Bank to Bank transfers (MT202/EUR)	16.30
Commercial Payments (MT103)	14.00
Cancellation of Bank to Bank transfers (MT202)	D-1 15.00
Cancellation of MT103	D-1 15.00

4. DOCUMENTARY CREDITS
4.1 Advising / issuing a credit	2‰ min. EUR 30
4.2 Confirming a credit	By arrangement
4.3 Negotiation / payment	2‰ min EUR 35
4.4 Amendments	EUR 30
4.5 Cancellation or expiration of unutilized credits	EUR 30
4.6 Passing forward to another bank	EUR 45
4.7 Transfer to another beneficiary	8‰ min. EUR 80
4.8 Reimbursement instructions	EUR 30

5. GUARANTEES
5.1 Issuing an L/G under another Bank's counter guarantee	By arrangement
5.2 Passing forward an L/G without our guarantee	EUR 40
5.3 Amendment	EUR 30

6. CLEAN COLLECTIONS
6.1 For payment or acceptance	1,5‰ min. EUR 30 max. EUR 120
6.2 Returned unpaid or unaccepted	1,5‰ min. EUR 30 max. EUR 120
6.3 Released "free of payment"/ delivered to other banks	1,5‰ min. EUR 30 max. EUR 120
6.4 Extension, amendments	EUR 30 each

7. DOCUMENTARY COLLECTIONS
7.1 For payment or acceptance	3‰ min. EUR 30 max. EUR 150
7.2 Returned unpaid or unaccepted	3‰ min. EUR 30 max. EUR 150
7.3 Released "free of payment" / delivered to other banks	3‰ min. EUR 30 max. EUR 150
7.4 Extension, amendments	EUR 30 each

8. OTHER SERVICES
8.1 CASH LETTER SERVICE	Upon request
8.2 SECURITIES-CUSTODIAN SERVICIES	Upon request

9. MISCELLANEOUS
9.1 Auditors' Report	EUR 45
9.2 Credit information	EUR 60 each
9.3 Community Transit Guarantees	EUR 30

Note: Mailing, SWIFT, as well as third party/correspondents' charges, if any, will be charged additionally. For transactions requiring special handling, an additional charge will be applied. Prices and amounts expressed in EUR are valid for the respective counter-values in any other currency.

STP rules for MT103 sent to Alpha Bank

The formatting is based on the SWIFT Standard Release Guide.

M/O	Field No	Field name	Content	Conditions
M	20	Transaction Reference	16x
O	13C	Time Indication	/8c/4!n1!x4!n	As per SWIFT manual
M	23B	Bank Operation Code	4!c	CRED
O	23E	Instruction Code	4!c[/30x]	Not to be used
O	26T	Transaction Type Code	3!c	As per SWIFT manual
M	32A	Value Date / Currency Code / Interbank Settled Amount	6!n3!a15d
Conditional	33B	Currency / Instructed Amount	3!a15d	As per SWIFT manual
Conditional	36	Exchange Rate	12d	As per SWIFT manual
M	50K	Ordering Customer	[/34x] 4*35x	Name and Address
O	52A	Ordering Institution	A	BIC
O	53A	Sender's Correspondent	A	BIC
O	54A	Receiver's Correspondent	A	BIC
O	56A	Intermediary	A	BIC
M	57A	Account with Institution	A	BIC (can be ommitted if account with institution is CRBAGRAA)
M	59	Beneficiary Customer	[/34x] 4*35x	Either a) Valid IBAN and name for Beneficiary Customer in EU countries Or b) Account no and name for Beneficiary for P/O's to non-EU countries (*)
O	70	Details of Payment	4*35x
M	71A	Details of Charges	3!a	OUR / SHA / BEN (*)
Conditional	71F	Sender's Charges	3!a15d
Conditional	71G	Receiver's Charges	3!a15d
O	72	Sender to Receiver Information	6*35x	Not to be used
Ο	77Β	Regulatory Reporting	3*35x	As per SWIFT manual
Conditional	77T	Envelope Contents	9000z	As per SWIFT manual

M = Mandatory
O = Optional

(*) If payment is in accordance with the EU-Directive No 2560/2001 only IBAN and option SHA are applicable

The following are required in order for cross-border correspondent relationships with Banking institutions from third countries to be established:

Alpha Bank AML-KYC Questionnaire (completed and signed)
Certified copy of banking license and registration
Wolfsberg Group Questionnaire (completed and signed within the last year)
USA Patriot Act Certification (completed and signed)
Shareholders’ structure
Organisational Chart
Annual Report
AML/CFT Policy

Contact Information

TRADING DIVISION

210 326 8291

FinancialInstitutions@alpha.gr