Financial Institutions
- Individuals' Support Center
- Legal and Regulatory Framework
- Financial Institutions
Useful information on Alpha Bank’s Correspondent Banks, Terms & Conditions for Banks, STP rules for MT 103, Due Diligence measures for Banking Institutions, as well as relevant contact details.
- Correspondent Banks
- Terms and conditions for banks
- STP rules for MT103
- Due Diligence measures for Banking institutions
BANKS PER COUNTRY | CITIES | SWIFT CODE |
AED - UNITED ARAB EMIRATES |
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CITIBANK N.A. IBAN: GB87CITI18500811263161 |
LONDON | CITIGB2L |
ALL - ALBANIA |
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ALPHA BANK ALBANIA SH A |
TIRANA |
CRBAALTR |
AUD - AUSTRALIA | ||
COMMONWEALTH BANK OF AUSTRALIA |
SYDNEY |
CTBAAU2S |
BGN - BULGARIA |
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RAIFFEISENBANK (BULGARIA) EAD IBAN: BG04RZBB91551030537312 |
SOFIA | RZBBBGSF |
CAD - CANADA | ||
BANK OF MONTREAL | MONTREAL | BOFMCAM2 |
CHF – SWITZERLAND | ||
CREDIT SUISSE (SWITZERLAND) LTD | SWITZERLAND | CRESCHZZ80A |
CZK - CZECH REPUBLIC | ||
CITIBANK N.A. | LONDON | CITIGB2L |
DKK - DENMARK | ||
DANSKE BANK A/S | COPENHAGEN | DABADKKK |
EUR | ||
ALPHA BANK Α.Ε. "Commercial Payments through TARGET2; Foreign Exchange, Money Markets and Derivatives Direct through TARGET2. For securities settlement only use Euroclear EC90864" |
ATHENS | CRBAGRAA |
GBP - UNITED KINGDOM |
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BARCLAYS BANK PLC |
LONDON LONDON LONDON LONDON |
BARCGB22 MIDLGB22 LOYDGB2L NWBKGB2L |
HKD - HONG KONG |
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CITIBANK N.A. | LONDON | CITIGB2L |
HRK - CROATIA |
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CITIBANK N.A. | LONDON | CITIGB2L |
HUF - HUNGARY | ||
CITIBANK N.A. | LONDON | CITIGB2L |
JPY - JAPAN | ||
MUFG BANK LTD | TOKYO | BOTKJPJT |
NOK - NORWAY | ||
DNB BANK ASA | OSLO | DNBANOKK |
NZD - NEW ZEALAND |
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ASB BANK LTD | AUCKLAND | ASBBNZ2A |
PLN - POLAND | ||
CITIBANK N.A. | LONDON | CITIGB2L |
RON - ROMANIA |
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ALPHA BANK ROMANIA S.A. | BUCHAREST | BUCUROBU |
RSD - SERBIA |
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AGROINDUSTRIJSKO KOMERCIJALNA BANKA AIK BANKA A.D. BEOGRAD | BELGRADE | AIKBRS22 |
RUB - RUSSIA |
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JSC VTB BANK AO UNICREDIT BANK |
MOSCOW MOSCOW |
VTBRRUMM IMBKRUMM |
SEK - SWEDEN |
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SKANDINAVISKA ENSKILDA BANKEN | STOCKHOLM | ESSESESS |
SGD - SINGAPORE | ||
CITIBANK N.A. | LONDON | CITIGB2L |
TRY - TURKEY |
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TURKIYE GARANTI BANKASI AS IBAN: TR470006200093000006499754 |
ISTANBUL | TGBATRIS |
USD - UNITED STATES |
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STANDARD CHARTERED BANK THE BANK OF NEW YORK MELLON CITIBANK N.A. DEUTSCHE BANK TRUST CO AMERICAS JPMORGAN CHASE BANK NA |
NEW YORK NEW YORK NEW YORK NEW YORK NEW YORK |
SCBLUS33 IRVTUS3N CITIUS33 BKTRUS33 CHASUS33 |
ZAR - SOUTH AFRICA | ||
STANDARD BANK OF SOUTH AFRICA | JOHANNESBURG | SBZAZAJJ |
ALPHA BANK A.E. | |
1. ACCOUNT CONDITIONS |
|
1.1 Account Maintenance | EUR 30 per month |
1.2 Minimum balance requirement | NO |
1.3 Account Closure | EUR 100 |
1.4 Interest calculation | |
Credit rate | By arrangement |
Debit rate | By arrangement |
1.5 SWIFT Reporting | |
MT 950 (whenever entries are posted) | FREE |
by mail | FREE |
by fax | EUR 15 per page |
2. CHEQUES |
|
2.1 Cheque drawn on your account |
FREE |
2.2 Stop payment request |
EUR 30 |
3. CLEAN PAYMENTS |
|
3.1 In favour of a Bank | |
Bank to Bank | |
credited in our books |
free |
transferred to another bank |
EUR 6 per debit |
3.2 In favour of a customer | |
For STP - SHA payments (all currencies) | |
favour customer of our Bank | FREE |
favour customer of other Bank | Handling fee: EUR 1,50 |
For STP - OUR payments* | |
Payments in EUR |
1) EUR 10 for amount up to EUR 50.000 2) 0,5‰ max EUR 75 for amount > EUR 50.000,01 |
Payments in Foreign Currency | 0,50‰ min EUR 10, max. EUR 75 |
GUARANTEED OUR | By arrangement |
*Charges imposed by third parties will be passed on to the remitting bank. Alpha Bank will not honour any claim for 'OUR' payments exceeding EUR 75 per item |
|
For Non-STP payments | EUR 10 (in addition) |
NOTES | -If the remitting Bank maintains an account in our books charges will be debited to this account -Payments with separate covers will be executed only upon receipt of the relevant cover |
3.3 Cancellations | EUR 30 |
3.4 Amendments | EUR 30 plus third party charges |
3.5 Adjustment of value date | EUR 100 operational charges plus real cost (threshold claim: EUR 500) |
3.6 Handling fee for late cover | EUR 100 |
3.7 Return fee | EUR 30 |
3.8 Payment investigations | |
Inquiries up to three months from transaction date | EUR 30 plus third party charges |
Inquiries for items over three months from transaction date | EUR 100 plus third party charges |
3.9 Cut-off times (for STP payments) | |
Bank to Bank transfers (MT202/EUR) | 16.30 |
Commercial Payments (MT103) | 14.00 |
Cancellation of Bank to Bank transfers (MT202) | D-1 15.00 |
Cancellation of MT103 | D-1 15.00 |
4. DOCUMENTARY CREDITS | |
4.1 Advising / issuing a credit | 2‰ min. EUR 30 |
4.2 Confirming a credit | By arrangement |
4.3 Negotiation / payment | 2‰ min EUR 35 |
4.4 Amendments | EUR 30 |
4.5 Cancellation or expiration of unutilized credits | EUR 30 |
4.6 Passing forward to another bank | EUR 45 |
4.7 Transfer to another beneficiary | 8‰ min. EUR 80 |
4.8 Reimbursement instructions | EUR 30 |
5. GUARANTEES | |
5.1 Issuing an L/G under another Bank's counter guarantee | By arrangement |
5.2 Passing forward an L/G without our guarantee | EUR 40 |
5.3 Amendment | EUR 30 |
6. CLEAN COLLECTIONS | |
6.1 For payment or acceptance | 1,5‰ min. EUR 30 max. EUR 120 |
6.2 Returned unpaid or unaccepted | 1,5‰ min. EUR 30 max. EUR 120 |
6.3 Released "free of payment"/ delivered to other banks |
1,5‰ min. EUR 30 max. EUR 120 |
6.4 Extension, amendments | EUR 30 each |
7. DOCUMENTARY COLLECTIONS | |
7.1 For payment or acceptance | 3‰ min. EUR 30 max. EUR 150 |
7.2 Returned unpaid or unaccepted | 3‰ min. EUR 30 max. EUR 150 |
7.3 Released "free of payment" / delivered to other banks |
3‰ min. EUR 30 max. EUR 150 |
7.4 Extension, amendments | EUR 30 each |
8. OTHER SERVICES | |
8.1 CASH LETTER SERVICE | Upon request |
8.2 SECURITIES-CUSTODIAN SERVICIES | Upon request |
9. MISCELLANEOUS | |
9.1 Auditors' Report | EUR 45 |
9.2 Credit information | EUR 60 each |
9.3 Community Transit Guarantees | EUR 30 |
Note: Mailing, SWIFT, as well as third party/correspondents' charges, if any, will be charged additionally. For transactions requiring special handling, an additional charge will be applied. Prices and amounts expressed in EUR are valid for the respective counter-values in any other currency. |
STP rules for MT103 sent to Alpha Bank
The formatting is based on the SWIFT Standard Release Guide.
M = Mandatory
O = Optional
(*) If payment is in accordance with the EU-Directive No 2560/2001 only IBAN and option SHA are applicable
M/O | Field No | Field name | Content | Conditions |
M | 20 | Transaction Reference | 16x | |
O | 13C | Time Indication | /8c/4!n1!x4!n | As per SWIFT manual |
M | 23B | Bank Operation Code | 4!c | CRED |
O | 23E | Instruction Code | 4!c[/30x] | Not to be used |
O | 26T | Transaction Type Code | 3!c | As per SWIFT manual |
M | 32A | Value Date / Currency Code / Interbank Settled Amount | 6!n3!a15d | |
Conditional | 33B | Currency / Instructed Amount | 3!a15d | As per SWIFT manual |
Conditional | 36 | Exchange Rate | 12d | As per SWIFT manual |
M | 50K | Ordering Customer | [/34x] 4*35x | Name and Address |
O | 52A | Ordering Institution | A | BIC |
O | 53A | Sender's Correspondent | A | BIC |
O | 54A | Receiver's Correspondent | A | BIC |
O | 56A | Intermediary | A | BIC |
M | 57A | Account with Institution | A | BIC (can be ommitted if account with institution is CRBAGRAA) |
M | 59 | Beneficiary Customer | [/34x] 4*35x | Either a) Valid IBAN and name for Beneficiary Customer in EU countries Or b) Account no and name for Beneficiary for P/O's to non-EU countries (*) |
O | 70 | Details of Payment | 4*35x | |
M | 71A | Details of Charges | 3!a | OUR / SHA / BEN (*) |
Conditional | 71F | Sender's Charges | 3!a15d | |
Conditional | 71G | Receiver's Charges | 3!a15d | |
O | 72 | Sender to Receiver Information | 6*35x | Not to be used |
Ο | 77Β | Regulatory Reporting | 3*35x | As per SWIFT manual |
Conditional | 77T | Envelope Contents | 9000z | As per SWIFT manual |
M = Mandatory
O = Optional
(*) If payment is in accordance with the EU-Directive No 2560/2001 only IBAN and option SHA are applicable
The following are required in order for cross-border correspondent relationships with Banking institutions from third countries to be established:
- Alpha Bank AML-KYC Questionnaire (completed and signed)
- Certified copy of banking license and registration
- Wolfsberg Group Questionnaire (completed and signed within the last year)
- USA Patriot Act Certification (completed and signed)
- Shareholders’ structure
- Organisational Chart
- Annual Report
- AML/CFT Policy
Contact Information
TRADING DIVISION
Secure electronic transactions
The security of your transactions is our priority. We ask our Customers to follow the guidelines for the security of electronic transactions provided by Alpha Bank, especially at this time that phishing attacks have significantly increased.