Useful information on Alpha Bank’s Correspondent Banks, Terms & Conditions for Banks, STP rules for Payments, Due Diligence measures for Banking Institutions, as well as relevant contact details.
Financial Institutions
- Support Centre
- Legal and Regulatory Framework
- Financial Institutions
- Correspondent Banks
- Terms and conditions for banks
- STP rules
- Due Diligence measures for Banking institutions
| BANKS PER COUNTRY | CITIES | SWIFT CODE |
| AED - UNITED ARAB EMIRATES |
||
| CITIBANK N.A. IBAN: GB87CITI18500811263161 |
LONDON | CITIGB2L |
| ALL - ALBANIA |
||
|
BANKA OTP ALBANIA SH.A (ex. ALPHA BANK ALBANIA SH.A) |
TIRANA |
PUPPALTR |
| AUD - AUSTRALIA | ||
| J.P. MORGAN AG |
FRANKFURT |
CHASDEFX |
| CAD - CANADA | ||
| BANK OF MONTREAL | MONTREAL | BOFMCAM2 |
| CHF – SWITZERLAND | ||
|
UBS SWITZERLAND AG |
ZÜRICH |
UBSWCHZH80A |
| CNY-CHINA | ||
| COMMERZBANK AG | FRANKFURT | COBADEFF |
| CZK - CZECH REPUBLIC | ||
| CITIBANK N.A. | LONDON | CITIGB2L |
| DKK - DENMARK | ||
| DANSKE BANK A/S | COPENHAGEN | DABADKKK |
| EUR | ||
| ALPHA BANK Α.Ε. "Commercial Payments through TARGET2; Foreign Exchange, Money Markets and Derivatives Direct through TARGET2. For securities settlement only use Euroclear EC90864" |
ATHENS | CRBAGRAA |
| GBP - UNITED KINGDOM |
||
|
BARCLAYS BANK PLC |
LONDON LONDON LONDON |
BARCGB22 LOYDGB2L NWBKGB2L |
| HKD - HONG KONG |
||
| CITIBANK N.A. | LONDON | CITIGB2L |
| HRK - CROATIA |
||
| CITIBANK N.A. | LONDON | CITIGB2L |
| HUF - HUNGARY | ||
| CITIBANK N.A. | LONDON | CITIGB2L |
| JPY - JAPAN | ||
| MUFG BANK LTD | TOKYO | BOTKJPJT |
| NOK - NORWAY | ||
|
DANSKE BANK A/S |
TRONDHEIM |
DABANO22 |
| NZD - NEW ZEALAND |
||
| J.P. MORGAN AG | FRANKFURT | CHASDEFX |
| PLN - POLAND | ||
| CITIBANK N.A. | LONDON | CITIGB2L |
| RON - ROMANIA |
||
| ALPHA BANK ROMANIA S.A. | BUCHAREST | BUCUROBU |
| RSD - SERBIA |
||
| AGROINDUSTRIJSKO KOMERCIJALNA BANKA AIK BANKA A.D. BEOGRAD | BELGRADE | AIKBRS22 |
| SEK - SWEDEN |
||
|
DANSKE BANK A/S |
STOCKHOLM |
DABASESX |
| SGD - SINGAPORE | ||
| CITIBANK N.A. | LONDON | CITIGB2L |
| TRY - TURKEY |
||
| TURKIYE GARANTI BANKASI AS IBAN: TR470006200093000006499754 |
ISTANBUL | TGBATRIS |
| USD - UNITED STATES |
||
| STANDARD CHARTERED BANK THE BANK OF NEW YORK MELLON CITIBANK N.A. DEUTSCHE BANK TRUST CO AMERICAS JPMORGAN CHASE BANK NA |
NEW YORK NEW YORK NEW YORK NEW YORK NEW YORK |
SCBLUS33 IRVTUS3N CITIUS33 BKTRUS33 CHASUS33 |
| ZAR - SOUTH AFRICA | ||
| J.P. MORGAN AG | FRANKFURT | CHASDEFX |
| ALPHA BANK S.A. | |
| 1. ACCOUNT CONDITIONS | By arrangement |
|
2. CHEQUES |
|
|
2.1 Cheque drawn on your account |
By arrangement |
|
2.2 Stop payment request |
EUR 30 |
|
3. CLEAN PAYMENTS |
|
| 3.1 In favour of a Bank | |
| Bank to Bank | |
|
credited in our books |
FREE |
|
transferred to another bank |
EUR 6 per debit |
| 3.2 In favour of a customer | |
| For STP - SHA payments (all currencies) | |
| favour customer of our Bank | FREE |
| favour customer of other Bank | Handling fee: EUR 1,50 |
| For STP - OUR payments* | |
|
Payments in EUR |
1) EUR 10 for amount up to EUR 50.000 2) 0,5‰ max EUR 75 for amount > EUR 50.000,01 |
| Payments in Foreign Currency | 0,50‰ min EUR 10, max. EUR 75 |
| GUARANTEED OUR | By arrangement |
| *Charges imposed by third parties will be passed on to the remitting bank. Alpha Bank will not honour any claim for 'OUR' payments exceeding EUR 75 per item |
|
| For Non-STP payments | EUR 10 (in addition) |
| NOTES | -If the remitting Bank maintains an account in our books charges will be debited to this account -Payments with separate covers will be executed only upon receipt of the relevant cover |
| 3.3 Cancellations | EUR 30 |
| 3.4 Amendments | EUR 30 plus third party charges |
| 3.5 Adjustment of value date | EUR 100 operational charges plus real cost (threshold claim: EUR 500) |
| 3.6 Handling fee for late cover | EUR 100 |
| 3.7 Return fee | EUR 30 |
| 3.8 Payment investigations | |
| Inquiries up to three months from transaction date | EUR 30 plus third party charges |
| Inquiries for items over three months from transaction date | EUR 100 plus third party charges |
| 3.9 Cut-off times (for STP payments) | |
| Bank to Bank transfers (MT202/EUR) | 16.30 |
| Commercial Payments (MT103) | 14.00 |
| Cancellation of Bank to Bank transfers (MT202) | D-1 15.00 |
| Cancellation of MT103 | D-1 15.00 |
| 4. DOCUMENTARY CREDITS | |
| 4.1 Advising / issuing a credit | 2‰ min. EUR 30 |
| 4.2 Confirming a credit | By arrangement |
| 4.3 Negotiation / payment | 2‰ min EUR 35 |
| 4.4 Amendments | EUR 30 |
| 4.5 Cancellation or expiration of unutilized credits | EUR 30 |
| 4.6 Passing forward to another bank | EUR 45 |
| 4.7 Transfer to another beneficiary | 8‰ min. EUR 80 |
| 4.8 Reimbursement instructions | EUR 30 |
| 5. GUARANTEES | |
| 5.1 Issuing an L/G under another Bank's counter guarantee | By arrangement |
| 5.2 Passing forward an L/G without our guarantee | EUR 40 |
| 5.3 Amendment | EUR 30 |
| 6. CLEAN COLLECTIONS | |
| 6.1 For payment or acceptance | 1,5‰ min. EUR 30 max. EUR 120 |
| 6.2 Returned unpaid or unaccepted | 1,5‰ min. EUR 30 max. EUR 120 |
|
6.3 Released "free of payment"/ delivered to other banks |
1,5‰ min. EUR 30 max. EUR 120 |
| 6.4 Extension, amendments | EUR 30 each |
| 7. DOCUMENTARY COLLECTIONS | |
| 7.1 For payment or acceptance | 3‰ min. EUR 30 max. EUR 150 |
| 7.2 Returned unpaid or unaccepted | 3‰ min. EUR 30 max. EUR 150 |
|
7.3 Released "free of payment" / delivered to other banks |
3‰ min. EUR 30 max. EUR 150 |
| 7.4 Extension, amendments | EUR 30 each |
| 8. OTHER SERVICES | |
| 8.1 CASH LETTER SERVICE | Upon request |
| 8.2 SECURITIES-CUSTODIAN SERVICIES | Upon request |
| 9. MISCELLANEOUS | |
| 9.1 Auditors' Report | EUR 70 |
| 9.2 Credit information | EUR 100 each |
| 9.3 Community Transit Guarantees | EUR 50 |
| Note: Mailing, SWIFT, as well as third party/correspondents' charges, if any, will be charged additionally. For transactions requiring special handling, an additional charge will be applied. Prices and amounts expressed in EUR are valid for the respective counter-values in any other currency. |
STP rules for ΜΧ pacs.008 messages sent to Alpha Bank
The formatting is based on the SWIFT STP Version.
- All Agents are identified with BIC (mandatory), ClearingSystemMemberID (Optional), LEI (Optional). Name and Address is forbidden
- CreditorAgent Branch ID is forbidden
- CreditorAccount is Mandatory
- Code only (proprietary removed) in ServiceLevel, LocalInstrument, CategoryPurpose, Purpose
- InstructionForCreditorAgent, InstructionForNextAgent are forbidden
- Unstructured Remittance Information is allowed, Structured RI is forbidden
STP rules for MT103 sent to Alpha Bank
The formatting is based on the SWIFT Standard Release Guide.
M = Mandatory
O = Optional
(*) If payment is in accordance with the EU-Directive No 2560/2001 only IBAN and option SHA are applicable
| M/O | Field No | Field name | Content | Conditions |
| M | 20 | Transaction Reference | 16x | |
| O | 13C | Time Indication | /8c/4!n1!x4!n | As per SWIFT manual |
| M | 23B | Bank Operation Code | 4!c | CRED |
| O | 23E | Instruction Code | 4!c[/30x] | Not to be used |
| O | 26T | Transaction Type Code | 3!c | As per SWIFT manual |
| M | 32A | Value Date / Currency Code / Interbank Settled Amount | 6!n3!a15d | |
| Conditional | 33B | Currency / Instructed Amount | 3!a15d | As per SWIFT manual |
| Conditional | 36 | Exchange Rate | 12d | As per SWIFT manual |
| M | 50K | Ordering Customer | [/34x] 4*35x | Name and Address |
| O | 52A | Ordering Institution | A | BIC |
| O | 53A | Sender's Correspondent | A | BIC |
| O | 54A | Receiver's Correspondent | A | BIC |
| O | 56A | Intermediary | A | BIC |
| M | 57A | Account with Institution | A | BIC (can be ommitted if account with institution is CRBAGRAA) |
| M | 59 | Beneficiary Customer | [/34x] 4*35x | Either a) Valid IBAN and name for Beneficiary Customer in EU countries Or b) Account no and name for Beneficiary for P/O's to non-EU countries (*) |
| O | 70 | Details of Payment | 4*35x | |
| M | 71A | Details of Charges | 3!a | OUR / SHA / BEN (*) |
| Conditional | 71F | Sender's Charges | 3!a15d | |
| Conditional | 71G | Receiver's Charges | 3!a15d | |
| O | 72 | Sender to Receiver Information | 6*35x | Not to be used |
| Ο | 77Β | Regulatory Reporting | 3*35x | As per SWIFT manual |
| Conditional | 77T | Envelope Contents | 9000z | As per SWIFT manual |
M = Mandatory
O = Optional
(*) If payment is in accordance with the EU-Directive No 2560/2001 only IBAN and option SHA are applicable
The following are required in order for cross-border correspondent relationships with Banking institutions from third countries to be established:
- Alpha Bank AML-KYC Questionnaire (completed and signed)
- Certified copy of banking license and registration
- Wolfsberg Group Questionnaire (completed and signed within the last year)
- USA Patriot Act Certification (completed and signed)
- Shareholders’ structure
- Organisational Chart
- Annual Report
- AML/CFT Policy
Contact Information
TREASURY