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Exoikonomo 2023 Programme

Get financing at favourable rate to upgrade the energy efficiency of your home,
increase its commercial value, adopt a greener and
more cost-efficient way of life.

What you get

100% subsidised interest rate
The interest rate is fixed, at 6.50%. However, the interest is 100% subsidised through the programme, so you only pay the Law 128/75 levy (0.12%).
Up to 75% capital subsidy
Receive a state-funded loan amounting to 75% of the project budget for the works you’ll be carrying out in your home.
Greek-state guarantee
Secure a guarantee from the Greek state if your personal income is ≤ €5,000 or your family income is ≤ €10,000.
Loan amount and term Up to €13,500 / 4-6 years
  • Up to €13,500 for 4, 5 or 6 years Secure up to €13,500 financing, based on the incentive category. Repay the loan in 4, 5 or 6 years, depending on your needs and profile.
  • Up to 100% of the remaining value Provided you participate in the programme, you may receive a loan for up to 100% of the amount you’ll be contributing for the energy upgrade works.
  • 0€ for fees and expenses You don’t pay any fees for the energy inspector, technical advisor, electronic identity card and designs, or any loan application expenses.
  • Collateral-free Receive financing without needing to place a mortgage lien on property to secure the loan.

View the detailed process

You may only file your participation and loan application for the Exoikonomo 2023 Programme online, exclusively through the programme information system. The deadline to apply for Exoikonomo 2023 has expired.
VIEW THE PROCESS

What else you need to know

Conditions apply for the property

To receive financing through the Exoikonomo 2023 Programme, the property must:

• Be used as a main residence.

• Have a legal permit.

• Not have been marked for demolition.

• Classified at least under category C or lower, based on the Energy Performance Certificate.

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Get an Exoikonomo 2023 loan

Contact
Fill in the form to contact us.
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Additional information
Call the special customer service line on +30 211 109 7000.

The Programme is part of the Greece 2.0 National Recovery and Resilience Plan, funded by the European Union – NextGenerationEU.

Φάσα Λογοτύπων Εξικονομώ 2021

Find other solutions for your home

Discover the loans we offer to buy, renovate or upgrade the energy efficiency of your home.
“Spiti mou” co-financed mortgage loan
Alpha Residence mortgage loan
Alpha Residence Renovation
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