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Alpha Home Insurance
3 home insurance packages
Alpha Bank SA, in addition to its status as a credit institution, also acts as an insurance intermediary. Find out more about Alpha Bank's intermediation (only in Greek).
Discover the features
What it offers
3 packages to choose from
Alpha Home Insurance offers 3 packages to choose the one that best meets your needs and finances:
- Basic – You are covered against fire, earthquake, lightning and other risks, such as vehicle collision or explosion.
- Superior – In addition, you are covered against flood, other natural disasters, severe climate changes, and risks such as theft or civil commotion. At the same time, you are compensated for any transportation and temporary accommodation expenses, until your home is habitable again.
- Superior with contents – Protect the building and contents of your main or holiday home. Along with the Alpha Home Insurance Superior covers, you are optionally covered against subsidence and/or landslip, and against damages to installations and objects outdoors.
New for old cover
In case of damage, you are compensated for the value of your home as new, without impairments due to age or wear and tear.
Technical assistance cover
If you need technical assistance in case of damage, you're compensated for the relevant cost.
Up to €0 excess with the Superior package
If you opt for the Alpha Home Insurance Superior or Alpha Home Insurance Superior with contents package, you are the one to determine your excess, meaning the amount you’ll need to pay out of pocket in case of an insured risk: €0, €250 or €500.
The earthquake cover excess, which corresponds to 2% of the insured amount, is excluded.
What’s the premium and how you pay it
Starting at €12/month
Your premium depends on your home size in square metres, the year it was built and your chosen excess:
- For the Basic package, the minimum cost of €12/month applies to homes with main living areas up to 80 square metres, built after 2005.
- For the Superior package, the minimum cost of €15/month applies to homes with main living areas up to 80 square metres, built after 2005, and a €500 excess.
- For the Superior package with contents, the minimum cost of €21.50/month with earthquake coverage applies to homes with main living areas up to 80 square metres, built after 2005, and a €500 excess.
By standing order
Pay the premium by standing order from the account you choose when you apply.
Payments can be made every month, 3 months, 6 months or year.
What to do in case of damage
Call Generali to report the damage caused to your home and make a claim:
- 801 111 222 333
- +30 210 809 6100
Then, Generali assesses your claim and starts the payment process.
Compare the Alpha Home Insurance packages
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Covers
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Basic
Get it from €12/month
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Superior
Get it from €15/month and cover your home contents for an extra €6.5/month
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New for old |
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Fire |
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Lightning |
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Forest fire |
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Extensive explosion |
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Aircraft fall |
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Vehicle collision |
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Technical assistance |
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Earthquake and/or fire caused by earthquake (for properties built after 1960) |
2% of insured amount as excess |
2% of insured amount as excess |
Smoke damage |
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Riots, strikes, uproars, civil commotion |
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Malicious acts |
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Terrorist acts |
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Damage caused by flood, storm, tempest, snow, hail, frost |
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Pipe breakage (expenses for detecting and repairing the damage) |
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Theft, burglary, robbery (in main residence) |
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Debris removal |
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Cost of compliance with building regulations |
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Architect/Engineer fees |
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Automatic indexation |
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Civil liability insurance for the head of the family |
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Glass pane breakage |
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Temporary accommodation expenses or loss of rental fees |
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Transportation expenses to temporary residence |
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Short circuit |
€150 excess on the damage amount, if you’ve chosen the plan with €0 excess |
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Bank safe deposit box |
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Subsidence and/or landslip |
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Outdoor installations |
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Objects outdoors |
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| Book an appointment | Book an appointment |
Gain even more
Up to 100% discount by redeeming points
Pay up to the full premium of your home insurance by redeeming Bonus points. You just have to pay with your Bonus debit or credit card.
7.5% discount with car insurance
If you have the Alpha Safe Auto car insurance, you are entitled to 7.5% discount on both your home insurance premium and car insurance premium.
ENFIA discount
If you opt for the Alpha Home Insurance Superior package, you get a discount on the Unified Property Tax (ENFIA), according to the terms and conditions of ministerial decision 1002 (Government Gazette B/33/15.01.2025).
Can I get the insurance plan?
Apply provided your home has...
- A frame made of reinforced concrete.
- Solid masonry – brickwork or stonework.
- A concrete or ceramic roof, set on wooden or iron beams.
- Building permit issued after 1960, for earthquake cover.
Have at hand...
The necessary supporting documents depending on whether you:
- Already bank with Alpha Bank and have updated your details.
- Want to start banking with us or haven’t updated your details.
Explore other options
Any questions?
Find the answers you need about Alpha Home Insurance.