Alpha Bank Loans in collaboration with the European Investment Bank

Take advantage of favourable terms, flexible and quick financing of your business needs.

Premium financing with the prestige of E.I.B.
Discharge from the levy under L. 125/75
Small and Medium-Sized Enterprises and Medium Capitalization Enterprises
Strengthening of the investment activity of the enterprises

Development Programmes
Financing through the E.I.B.

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Invest in your enterprise and plan its development benefiting from the security and prestige provided by Alpha Bank Loans, as the result of a strong European collaboration.

Alpha Bank, aiming to support and enhance the domestic investment activity, joins its forces with the European Investment Bank (E.I.B.) and provides financing to Small and Medium-Sized Enterprises (S.M.Es) and Mid Caps.

Benefits of the Programme

Take advantage of the benefits offered by Alpha Bank's collaboration with E.I.B., which has the highest rating on capital markets (AAA):

Obtaining financing for the viability, development and implementation of your investment plans.
Favourable financing terms and additional premium billing for enterprises that support employment of people between 15 and 25 years old.
Discharge from the levy under Law 128/75
Flexible and quick financing of working capital and investment plans.

To whom the Programme is addressed

Alpha Bank Loans offer efficient and flexible solutions for enterprises that meet the following criteria:

Number of employees should be:
- for Small and Medium-Sized Enterprises up to 250,
- for Mid Caps between 250 and 3,000
The business sector of the enterprise must be commerce, manufacturing, provision of services, agriculture, tourism or any other sector eligible, according to the E.I.B.
The enterprises and the financed projects must be located mainly in Greece, without the exception of enterprises and projects located in other E.U. Member States.

* According to the EU Directive 003/361/EC.

Which enterprises are excluded from the programme

Enterprises with activity in the following sectors are excluded from Alpha Bank Loans:

production of guns and ammunition, armament
gambling
production, processing and distribution of tobacco
use of animals for experimental and scientific purposes
sectors that are morally or ethically controversial (human cloning)
purchase of goodwill and purchase of intangible assets
pure property development
pure financial transactions (e.g. sale and purchase of financial instruments)
portfolio management of holdings and investments in companies

Financing and term

We offer financing up to Euro 12.5 million usually for 2 to 12 years and with the usual collateral for this type of financing.

Types of Funding

Alpha Bank Loans offer two types of funding, in order to select the one that best suits your business needs:

Funding through working capital to cover business development needs.
Funding of investment plans, to cover acquisition costs and / or creation of assets and for investment in intangible assets such as:
- expenses related to research and development
- building up or taking over distribution networks in other EU Member States
- acquisition of patents.

The interest rate

Alpha Bank Loans are offered with premium billing without L.128/75 levy.

Jobs for Youth" Initiative

Alpha Bank participates in the European Investment Bank's Initiative "Jobs for Youth", contributing actively in the effort to create new jobs.

The Programme offers the employers' motives to further reduce their borrowing cost by hiring new employees under the age of 25 to their enterprise.

The E.I.B.'s initiative actively supports the European and national policies for youth employment by providing additional favourable terms for the financing of enterprises that:

have hired young employees during the last 6 months or intend to do so within 6 months
are actively engaged in youth's vocational training or internship.
maintain an active cooperation agreement with a technical school / college or university for youth employment.

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Telephone

Call myAlpha Phone service at 210 326 000, daily 08:00 - 22:30

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