It is a person who agrees to take on the loan repayment, in case the borrower is unable to. They co-sign the loan agreement and have the same obligations as the borrower.

The guarantor must be a 1st degree relative of the borrower and must meet the income and age criteria for the loan.

Find out when you need a guarantor.

For any housing need: Alpha Residence. This loan will help you buy a house or plot (ripe for development) and also build, finish or repair your home. You can choose a fixed or floating interest rate and request a low start period. Find out if Alpha Residence is right for you.

To renovate your home: Alpha Residence Renovation When you are doing small-scale renovations, you can take out a floating interest rate loan, without the need for a mortgage lien, through very fast financing procedures. Find out if Alpha Residence Renovation is right for you.

The option to pay only the interest at the beginning of your loan.

he grace period may last up to:

• 24 months for mortgage loans.

• 12 months for consumer loans with collateral.