Alpha "Metron Ariston"

Meet all your consumer needs by getting a loan that guarantees you a low preferential rate and an extended term of repayment term. Apply for and get your loan until 15.04.2024 to earn 20,000 Bonus points.

Amount of loan starting from Euro 1,500
Extended period of repayment
Preferential interest rate

Loans
Consumer loans
Alpha "Metron Ariston"

We have options that cover all of your needs

Alpha “Metron Ariston” covers all your personal and consumer needs.

You can also take advantage of the option to use your property assets as security, in order to obtain financing with preferential terms, a lower interest rate and a longer repayment period, available with Alpha “Metron Ariston” with Mortgage Prenotation or Alpha “Metron Ariston” with Cash Collateral.

Characteristics	Alpha "Metron Ariston"	Alpha "Metron Ariston" with Mortgage Prenotation	Alpha “Metron Ariston” with Cash Collateral
Amount of loan	From Euro 1,500 to Euro 30,000	From Euro 15,000 to Euro 100,000	From Euro 5,000 up to Euro 100,000
Interest rate	Fixed at 14.00% throughout the term of the loan (plus 0.60% levy under Law 128/75)*. If you are an employee and you keep your payroll account at Alpha Bank see.	Variable calculated at 3M Euribor plus fixed spread at 5.50% throughout the term of the loan (plus 0.60% levy under Law 128/75)**.	Variable calculated at 3M Euribor plus fixed spread at 4.50% throughout the term of the loan (plus 0.60% levy under Law 128/75)***
Duration	From 6 up to 96 months	From 12 up to 240 months	From 6 up to 240 months
Application fees	Euro 180 payable upon disbursement	Euro 250 payable upon disbursement****	Euro 250 payable upon disbursement****

If you apply for the consumer loans Alpha “Metron Ariston” with mortgage prenotation or Alpha “Metron Ariston” with cash collateral from 17.04.2024 to 20.05.2024, you get a 50% discount on the application fee, i.e. €125.

Total Annual Effective Rate:

* 15.85% for a loan of Euro 30,000 with a nominal fixed rate of 14.00% and a repayment period of 72 months (including 0.60% levy under Law 128/75), plus application fees of Euro 180.

** 6.54% for a loan of Euro 30,000 with a nominal variable rate of 5.50% (3M Euribor, plus spread at 5.50%) and a repayment period of 84 months (including 0.60% levy under Law 128/75), plus application fees of Euro 250.

*** 5.48% for a loan of Euro 30,000 with a nominal variable rate of 4.50% (3M Euribor, plus spread at 4.50%) and a repayment period of 84 months (including 0.60% levy under Law 128/75), plus application fees of Euro 250.

**** Fees for third parties are also due as applicable (for Legal and Technical due diligence, lawyer's appearance in Court and registration of mortgage on property at the Cadastral Office / Land Registry or for the servicing of the pledge agreement).

Adjust the instalment of your loan and make its repayment easier using the Alpha Tailored Repayment programme.

Loan Insurance

The optional insurance scheme “Alpha Personal Insurance”, with favourable pricing for your loan, guarantees the regular repayment of your instalments in case of accidental and unforeseen events.

It is adapted to the amount and term of your loan and insures you and your family, at the lowest possible cost, against unforeseen events, undertaking the repayment of the outstanding loan balance and accrued interest.

Property Insurance

Mandatory property insurance scheme for your Alpha "Metron Ariston" personal loan, at a particularly low cost, which insures the property on which you raise a mortgage against Fire and Earthquake.

You may choose monthly amortisation instalments to repay your loan:

through standing orders
through ΑΤΜs (using Alpha Bank cards)
through Alpha Web Banking and Alphaphone Banking
through Automated Cash Transaction Centres (ACTC)
at Alpha Bank Branches.

Instalment calculator

Select one of the three calculators and find the solution that covers your needs.

Alpha Metron Ariston

Alpha "Metron Ariston" with Mortgage Prenotation

Alpha “Metron Ariston” with Cash Collateral

Branch appointment

Choose the branch, day and time you prefer, and book your appointment online.

BOOK AN APPOINTMENT

Telephone

Call us at 2130095567
daily 08:00 - 17:00
and apply now for a consumer loan

You may apply for a loan at any Alpha Bank Branch, by providing:

your identification card or other identification certificate
the tax statement for the latest financial year
payslip (for salaried employees).

Additional documents may be required, as the case may be, to assess the application while in case mortgage prenotation is raised on the property, documents relating to the legal and technical due diligence of the property will be required.

Frequent questions

How can I pay my loan instalment?

Automatically with a standing order from your account.
Online through myAlpha Web or myAlpha Mobile.
Through myAlpha Phone on +302103260000.
At any Alpha Bank branch.

If you have a consumer loan, you can also pay:

At an ATM with your Alpha Bank card.
At the Automated Payment Systems (APS).

Can I repay my loan at any time?

Yes, repay your loan in full or in part at any time during the loan term, at no extra cost. All you have to do, is apply at one of our branches.

If you opt for a partial repayment, you save up on future interest by reducing the due amount and, at the same time, your next instalment is readjusted.

What do I gain from a mortgage loan?

Lower interest rates and a longer repayment term.

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