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IRIS payments
Activate IRIS payments through myAlpha Mobile to send and receive money without an IBAN, and pay businesses directly from your bank account.
Enter a new era in payments
What can I do with IRIS payments?
To and from your contacts
- Transfer up to €500 to individuals from your mobile phone, without needing to know the account holder’s IBAN. You just need to know their mobile number or email.
- Receive up to €500 a day, without the sender needing to know your IBAN. They just need to know your mobile phone number or email.
- If a friend needs money, you receive a text message and can decide whether to transfer the amount, provided both of you have activated IRIS payments with Alpha Bank.
- Carry out up to 15 transactions a day.
To freelance professionals and sole proprietorships
Pay professionals up to €500 a day from your mobile phone through myAlpha Mobile, without necessarily knowing their IBAN. They just need to have activated IRIS payments for professionals and sole proprietorships. You can transfer money in 2 ways:
- Fill in the tax number or the mobile number of the business, if it’s been registered in the service.
- Scan the QR Code of the business, provided they have issued one and made it available to you.
At all businesses
Scan the QR code from a POS or other payment acceptance device and pay at any business.
Carry out the payment through myAlpha Mobile, without necessarily having activated IRIS payments.
At e-shops, without a card
Shop online without a card. Pay directly from your bank account, through your mobile. The daily limit is €500. This includes payments to professionals and businesses.
You can either log in using your e-Banking credentials or scan the QR code.
As long as the online store has added IRIS payments for e-shops to their payment methods.
Can I activate IRIS payments?
Activate it provided you...
- Hold an account with Alpha Bank
- Have e-Banking credentials
- Have downloaded the myAlpha Mobile app on your mobile
Have at hand...
- Your smartphone
Activate IRIS payments
1. Choose IRIS payments
On the main menu, tap on “IRIS payments” and then swipe left twice.
2. Choose accounts and how to receive money
Choose:
- Debit account – the account from which you will be sending money.
- Credit account – the account where you’ll receive the money.
- Find me through – how you want money to be sent, using your mobile number or your email address.
3. Activate the e-statements
4. Authenticate your mobile number
Choose if you want to authenticate your mobile through Viber or SMS.
Enter the 6-digit code you received as you chose to and tap on “Continue”.
5. Authenticate your email
Fill in the 6-digit code you received by email to authenticate it. Tap on “Continue”.
All set! Now you can start using IRIS payments.
Find out how to transfer money with IRIS payments.
No e-Banking?
Get credentials
From your computer or mobile
If you hold an active Alpha Bank debit or credit card, you can get credentials on the spot, without visiting a branch.
Start banking with us
Online, without visiting a branch
Open your first account with Alpha Bank and get e-Banking credentials online.
Any questions?
Find the answers you need for IRIS payments.
How can I transfer money through IRIS payments to an individual?
Log into myAlpha Mobile and follow the steps.
- On the main menu, tap on “IRIS payments” and then choose “Using mobile number, email or tax number”.
- Tap on “Send”.
- On the screen that appears, choose whether you want to send money to an individual or a company, and then a contact to transfer the money. If you know that the recipient has activated the service, you can fill in directly their mobile number, email or tax number.
- Enter the amount you want to send and then tap on “Continue”.
- On the screen that appears with the transfer details, tap on “Send” to complete the transaction.
How can I shop online using IRIS payments?
It takes 4 steps to shop online and charge the amount directly to your account:
- On the e-shop payment screen, choose IRIS as the payment method, then Alpha Bank from the bank list.
- You will be automatically redirected to the secure payment page of myAlpha Mobile, where you will have to log in using your credentials (username and password) or biometrics.
- Check the order details and choose the account to be debited. A message will confirm the transaction has been successful.
- You have the option to print out a payment receipt.
How can I pay with IRIS QR scanning?
You can pay professionals and businesses, e-shops and bills.
Through myAlpha Mobile, tap on: IRIS payments > With QR code.
Once your phone camera turns on, scan the QR code and make the payment.
For e-shop payments only, you need to choose the account to be charged and confirm the transaction with biometrics. The result of the transaction is displayed on the merchant's confirmation page.
Transfer and receive money without an IBAN
