Business4all business insurance plan

Protection against natural disasters and other potential risks

You receive a payout for damages to your business premises, merchandise and equipment in case of:

• Fire

• Flood

• Extreme weather conditions

You have the option of adding extra covers, depending on your needs.

Coverage for profit and income loss

You are covered for:

• Your profits if the operation of your business is interrupted or hampered. The payout depends on your income.
• Your fixed costs in case of damage after a disaster.
• Your business cash, whether it is kept in the till or safe or when it is being transferred. You may choose the insured capital between 2 exemption schemes.

General and employer liability insurance

You are protected against liability claims in case of bodily injuries or material damages caused to employees or third parties, which may occur in your business premises or surroundings. You may choose the insured capital between 2 exemption schemes.

Personal accident coverage

Both you as the business owner and your employees are protected in case of personal accident.

You have:

• 24-hour coverage in any part of the world.
• Coverage for medical costs arising after a possible accident.

Flexibility in shaping your plan and its cost

Depending on your finances, and your business activities and insurance needs, you may set:

• The amount of your excess in case of damage. You may choose between 2 exemption schemes of 5% or 10%.
• The cover range of your policy.

This way, you shape both your insurance plan and its final cost.

Up to 35% discount

You are rewarded with up to 35% discount if you take high protection and safety measures for your business.

Discount on your premiums when you redeem Bonus points

You collect Bonus points every time you shop using Alpha Bank Bonus credit or debit cards. Redeem the Bonus points online and get a discount on your premiums.