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Make the most of the incentives and benefits of the Exoikonomo 2021 Programme. Improve the energy efficiency of your home, save money and energy, and increase the commercial value of your property.

The new Exoikonomo 2021 programme by the Greek Ministry of Environment and Energy was designed with a view to upgrading the energy efficiency of residential property.

It is addressed to homeowners whose primary residence belongs to an energy class equal to C or lower, and who achieve an upgrade of 3 energy classes, so as to ensure over 30% primary energy savings.

The Programme provides incentives to carry out significant interventions that improve the energy efficiency of homes, while also contributing to meeting the energy and environmental goals set by Greece.

Loan from Alpha Bank for the Exoikonomo 2021 programme

Alpha Bank supports green growth by participating in the new Exoikonomo 2021 Programme.

In this context, it provides financing:

  • To cover the entire amount of own funds.
  • Without collateral.
Get the Programme
Find out about the Exoikonomo 2021 Programme by calling our dedicated customer service line on +302111097000 or by filling in the contact form so that one of our associates may get in touch with you.
Fill in the form for Exoikonomo 2021

FAQs about Exoikonomo 2021

What are the key features of the loan?

  • Loan amount: up to 16,800€, depending on the incentive category
  • Interest rate: fixed at 6.50% (fully subsidised), plus the Law 128/75 levy*
  • Loan term: 4, 5 or 6 years
  • With zero loan application processing fee.

* The Law 128/75 levy, which equals 0.12%, is paid by the borrower and is not subsidised by the Programme.

Note: Loan applications are submitted exclusively through the Information System (IS) on the official Programme website

What are the main eligibility criteria for the property in order to participate in the Programme?

  • Be used as the main residence (detached house, apartment building as a whole and individual apartment).
  • Have a legal permit.
  • Not be marked for demolition.
  • Be listed in energy class C or lower based on the Energy Efficiency Certificate.

What are the subsidy percentages and the Programme incentives?

Personal income (€)   Family income (€)  Subsidy percentage
 Owner occupancy by the applicant  Free concession of the property to a third party / renting
 ≤ 5,000  ≤ 10,000  75% 65%
 > 5,000 – 10,000  > 10,000 – 20,000  70%  60%
 > 10,000 – 20,000  > 20,000 – 30,000  55%  45%
 > 20,000 – 30,000  > 30,000 – 40,000  45%  40%
 > 30,000  > 40,000  40%  40%

For further information about the new Exoikonomo 2021 Programme, visit the official Programme website.

Choose Alpha Bank for your financing and get 10,000 Bonus points upon the final disbursement of the loan.

The Programme is part of the Greece 2.0 National Recovery and Resilience Plan, funded by the European Union – NextGenerationEU.