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Gold and Silver Business Visa credit cards

Get a Gold or Silver Business Visa credit card and secure unique benefits for your executives. 
Debit card Aegean Bonus Visa

2 cards, unique benefits

Interest-free monthly payments
You don’t pay any interest provided you pay off the credit card in full every month.
Up to 6 interest-free instalments
When you shop at businesses that offer interest-free instalments.
Starting at €25/year
Depending on the type and number of cards you get, you pay an annual fee starting at €25 for each card.
Absolute control
Choose the card type, and the shopping and cash withdrawal limits for each of your business executives.

Discover the features

Find out all the features of the Business Visa credit cards.

What’s the annual fee

For the Gold Business Visa the annual fee is:

  • €50 / card for 1-3 cards
  • €35 / card for 4+ cards

For the Silver Business Visa the annual fee is:

  • €35 / card for 1-3 cards
  • €25 / card for 4+ cards

Read the pre-contractual information document (only in Greek).

How to get control of your card

Your choice of card

Choose the card type for each of your executives: Gold or the Silver Business Visa.

Your choice of daily limit

Set the limit for each executive’s card. This way, you determine how much your executives can spend on:

  • Shopping
  • Withdrawals

The shopping limit is tied to your total business transaction limit. The limit is renewed monthly, when the account statement is issued.

Detailed card statements

To monitor the activity on your business credit cards, find them on your computer through business web banking.

Through the bizpay app

If your executives download the bizpay app and link their cards, you receive a copy of their receipts or invoices directly on your business digital banking.

With VCF connection

VCF connects your expense management or ERP system to the Visa and bank systems. This way, when your employees carry out transactions using their business credit cards, the transaction details are automatically transferred to your expense management system or EPR.

How your executives manage the card

Through their personal digital banking

Your executives can:

  • Report loss or theft of their card immediately.
  • Temporarily lock and unlock their card at any time.
  • Request the PIN of the new card and receive it by text message on their mobile.
  • Recover their card PIN, in case they forget it.
  • Choose whether they can carry out transactions online, at a POS and at ATMs.
  • Monitor card activity.

Through the bizpay app

Once they download the bizpay app, they have absolute control over their transactions and send the receipts or invoices directly to your accounting department.

Secure transactions

How you repay the card

Every month

You pay off the card balance in full.

If you don’t pay the amount in full, you are charged with default interest.

 
Tip: Set up a standing order to pay off the monthly card balance from one of your accounts, to ensure timely payment of all dues. 

No fees

Pay off the credit card every month without fees:

  • By standing order from your business account at Alpha Bank
  • By money transfer from one of your accounts, from your computer

What else is in it for you

Find out what other options the Gold and Silver Business Visa credit cards offer your business and executives.

Less cash

Reduce the amount of cash handled by your business and streamline your management process.

Expense account monitoring

Easily keep track of your employees’ spending and give them free rein to carry out business transactions, such as car rentals, hotel reservations, corporate gifts, etc.

Up to 6 interest-free instalments

Benefit from up to 6 interest-free instalments when you use the credit cards to shop at merchants that offer this payment option.

Shopping and cash withdrawals anywhere

Your executives enjoy freedom of movement, wherever they are, even on business trips. With their debit card, they can:

  • Shop at millions of businesses (in-store or online) with the Visa logo all over the world.
  • Withdraw cash from ATMs of any bank, in Greece and abroad.

Convenience in daily transactions

Depending on their mobile phone, they can add the card to the Apple Pay, Google Pay, Garmin Pay or Xiaomi Pay digital wallet, to:

  • Carry out contactless transactions with their mobile or smartwatch.
  • Not have to enter their card PIN every time.

For carefree shopping

We offer free insurance plans in partnership with Generali, for every purchase with a Gold and Silver Business Visa card.

This way, you and your executives secure:

  • Travel insurance
  • Legal protection, in case of fraud or inadequate service at e-shops
  • Shopping protection and extended warranty

Alpha Bank SA, in addition to its status as a credit institution, also acts as an insurance intermediary. Find out more about Alpha Bank's intermediation (only in Greek).

What you need to get the credit cards

Have a look at the conditions for getting the Business Visa credit cards.

New to Alpha Bank?

Find out how to start banking with us based on the legal form of your business.

For freelancers

Open a business account and get business digital banking credentials, provided you already have personal ones.

For registered companies with 1 representative

Open a business account and get business digital banking credentials, provided you already have personal ones.

For businesses with 2+ legal representatives

Schedule an appointment at a branch to start banking with us and sign up to business digital banking.

No business digital banking?

Get business credentials

For freelancers or companies with 1 representative

Get business credentials, provided you already have personal ones or hold an active Alpha Bank card.

Get personal credentials

If you haven’t already signed up

Get personal digital banking credentials in a flash through your mobile or computer.

Any questions?

How can I pay my business credit card online?

If you are an authorised user or a user with execution rights:

  1. Log into business web banking with the digital banking credentials of your business.
  2. Find your card on the home screen (Overview).
  3. Click on the 3 lines on the right of the card and choose “Card payment”.
  4. Choose the account you’ll use to make the payment.
  5. Enter the card number if the card is not on the list or choose the card if it is on the list.
  6. Choose when you want the transaction to be executed, immediately or at a selected date.
  7. Click on “Submit”.

How can I change the daily transaction and withdrawal limits for my business cards?

Provided you are the legal representative of the business, book an appointment at a branch near you. 

Alternatively, if you are an authorised user or a user with execution rights, change the transaction and withdrawal limits through business phone banking.

How can I add business cards to my business digital banking profile?

  1. Log into business web banking with the digital banking credentials of your business.
  2. On the home page (Overview), choose “Cards”.
  3. Choose Add card > Alpha Bank.
  4. Type your card number.
  5. Choose “Continue”.
  6. If you want, you can enter a nickname and click on “Add”.

Get Visa Business credit cards

Book an appointment today to visit a branch near you and get a Gold or Silver Business Visa Business credit card.